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  • FIRST POST
    • larrysfu
    • By larrysfu 28th Mar 18, 7:36 PM
    • 7Posts
    • 3Thanks
    larrysfu
    LBC from Trace Debt Recovery on behalf of PCM UK
    • #1
    • 28th Mar 18, 7:36 PM
    LBC from Trace Debt Recovery on behalf of PCM UK 28th Mar 18 at 7:36 PM
    Hi,

    I had a private ticket in January 2018 for parking in a disabled bay without a valid blue badge.

    I've been researching through the newbie thread and other threads on MSE since.

    I did an IAS appeal which was obviously pointless.

    Have had a few letters from PCM UK and now begun receiving letters from Trace Debt Recovery.

    Todays letter: 'Final Demand For Payment' from Trace - I'm assuming this is the letter before claim. Can you please advise if it is, and if I should act(following the advice from the newbies thread) or should I keep ignoring it. I think it's the LBC but not sure. They're saying they will be forwarding it to their solicitors if I do not pay then they will pursue court action.

    Thanks,

    Larry
Page 1
    • KeithP
    • By KeithP 28th Mar 18, 7:39 PM
    • 7,137 Posts
    • 6,588 Thanks
    KeithP
    • #2
    • 28th Mar 18, 7:39 PM
    • #2
    • 28th Mar 18, 7:39 PM
    The letter from Trace is a debt collector's letter.
    It is not a Letter Before Claim.
    Debt collectors have no power and cannot issue a LBC.

    Post #4 of the NEWBIES FAQ sticky give comprehensive guidance on how to deal with debt collector's letters.
    .
    • The Deep
    • By The Deep 28th Mar 18, 7:41 PM
    • 9,203 Posts
    • 8,967 Thanks
    The Deep
    • #3
    • 28th Mar 18, 7:41 PM
    • #3
    • 28th Mar 18, 7:41 PM
    This is an entirely unregulated industry which is scamming the public with inflated claims for minor breaches of contracts for alleged parking offences, aided and abetted by a handful of low-rent solicitors.

    Parking Eye, CPM, Smart, and another company have already been named and shamed, as has Gladstones Solicitors, and BW Legal, (these two law firms take hundreds of these cases to court each year). They lose most of them, and have been reported to the regulatory authority by an M.P. for unprofessional conduct

    Hospital car parks and residential complex tickets have been especially mentioned.

    The problem has become so rampant that MPs have agreed to enact a Bill to regulate these scammers. Watch the video of the Second Reading in the HofC recently.

    http://parliamentlive.tv/event/index/2f0384f2-eba5-4fff-ab07-cf24b6a22918?in=12:49:41

    and complain in the most robust terms to your MP. With a fair wind they will be out of business by Christmas.
    You never know how far you can go until you go too far.
    • larrysfu
    • By larrysfu 28th Mar 18, 9:49 PM
    • 7 Posts
    • 3 Thanks
    larrysfu
    • #4
    • 28th Mar 18, 9:49 PM
    • #4
    • 28th Mar 18, 9:49 PM
    The letter from Trace is a debt collector's letter.
    It is not a Letter Before Claim.
    Debt collectors have no power and cannot issue a LBC.

    Post #4 of the NEWBIES FAQ sticky give comprehensive guidance on how to deal with debt collector's letters.
    Originally posted by KeithP
    Thanks for that. At least my mind has been set to ease. Can their solicitors issue a LBC or is it only the PPC that can do so?

    This is an entirely unregulated industry which is scamming the public with inflated claims for minor breaches of contracts for alleged parking offences, aided and abetted by a handful of low-rent solicitors.

    Parking Eye, CPM, Smart, and another company have already been named and shamed, as has Gladstones Solicitors, and BW Legal, (these two law firms take hundreds of these cases to court each year). They lose most of them, and have been reported to the regulatory authority by an M.P. for unprofessional conduct

    Hospital car parks and residential complex tickets have been especially mentioned.

    The problem has become so rampant that MPs have agreed to enact a Bill to regulate these scammers. Watch the video of the Second Reading in the HofC recently.

    and complain in the most robust terms to your MP. With a fair wind they will be out of business by Christmas.
    Originally posted by The Deep
    Wow. I've jut watched the whole of that 2nd Reading. I see that it's been passed to a bill committee for now. I will be writing to complain to my MP tonight, but I don't suppose they'd be able to help with my fine in specific would they?
    • KeithP
    • By KeithP 28th Mar 18, 9:56 PM
    • 7,137 Posts
    • 6,588 Thanks
    KeithP
    • #5
    • 28th Mar 18, 9:56 PM
    • #5
    • 28th Mar 18, 9:56 PM
    Can their solicitors issue a LBC or is it only the PPC that can do so?
    Originally posted by larrysfu
    The PPC can send a Letter Before Calim if they wish, or they can instruct solicitors to do so on their behalf.

    As debt collectors are neither the claimant or the claimant's legal representative, they cannot issue a LBC.
    .
    • Coupon-mad
    • By Coupon-mad 28th Mar 18, 10:21 PM
    • 57,301 Posts
    • 70,914 Thanks
    Coupon-mad
    • #6
    • 28th Mar 18, 10:21 PM
    • #6
    • 28th Mar 18, 10:21 PM
    I don't suppose they'd be able to help with my fine in specific would they?
    Yes, some MPs certainly step in to help constituents complain. Plenty at the debate said they had.

    But why was the car in a disabled bay, was it because:

    - the bay was badly marked/unsigned or unlit, so the driver had no idea?

    - an occupant of the car is disabled but for whatever reason no BB was displayed?

    or

    - the driver chanced it?
    PRIVATE PCN? DON'T PAY BUT DO NOT IGNORE IT TWO Clicks needed for advice:
    Top of the page: Home>>Forums>Household & Travel>Motoring>Parking Tickets, Fines & Parking - read the 'NEWBIES' FAQS thread!
    Advice to ignore is WRONG, unless in Scotland/NI.

    • Felix old
    • By Felix old 14th May 18, 11:03 AM
    • 3 Posts
    • 0 Thanks
    Felix old
    • #7
    • 14th May 18, 11:03 AM
    • #7
    • 14th May 18, 11:03 AM
    I have read this thread plus many others and I think a mix of old and up to date news has got me a bit confused.

    I also received a Parking charge from Pcm and ignored it. I am now receiving letters from trace.

    I have not contacted PCM or trace at all. I know to ignore the letters from trace as they are to try and scare me to pay (nearly worked) should I now contact PCM or continue to ignore them as well?

    No contact has happened apart from the letters to me. I was meant to appeal but missed the dates.

    Is it best to still ignore all of them or to contact PCM and try to appeal it now?

    I know it's very similar to this but not clear answer for what to do from what u have read.

    Thanks in advance.
    • beamerguy
    • By beamerguy 14th May 18, 11:16 AM
    • 7,315 Posts
    • 9,744 Thanks
    beamerguy
    • #8
    • 14th May 18, 11:16 AM
    • #8
    • 14th May 18, 11:16 AM

    Is it best to still ignore all of them or to contact PCM and try to appeal it now?

    I know it's very similar to this but not clear answer for what to do from what u have read.

    Thanks in advance.
    Originally posted by Felix old
    You chance to appeal is long gone now

    Just ignore unless you get real court papers.
    THIS CANNOT COME FROM TRACE ..... POWERLESS BUNCH

    Follow what has been said above
    RBS - MNBA - CAPITAL ONE - LLOYDS

    DISGUSTING BEHAVIOUR
    • Felix old
    • By Felix old 14th May 18, 11:38 AM
    • 3 Posts
    • 0 Thanks
    Felix old
    • #9
    • 14th May 18, 11:38 AM
    • #9
    • 14th May 18, 11:38 AM
    Thank You, from your experience is it a high chance it will end up in court?

    Would this also mean it will end up costing more then 160? I don't want to ruin credit scores or have all the hassle of court (in case I was to loose).

    The reason I asked is because in every post I have read the person who is being bombarded with letter has tried to appeal in the first place, where as I have had no contact from day 1.
    • nosferatu1001
    • By nosferatu1001 14th May 18, 11:45 AM
    • 2,430 Posts
    • 2,980 Thanks
    nosferatu1001
    Have you read the newbies thread, and its links through to the PADI database? You can find this info out for yourself.

    Court isnt that much of a hassle, and no ruined creidit score unless you lose, and are unbelievably stupid and dont pay up.

    Appealing or otherwise is mostly irrelevant in whether they will try court or not> It owuld imply they had briancells to rub together.
    • beamerguy
    • By beamerguy 14th May 18, 11:48 AM
    • 7,315 Posts
    • 9,744 Thanks
    beamerguy
    Thank You, from your experience is it a high chance it will end up in court?

    Would this also mean it will end up costing more then 160? I don't want to ruin credit scores or have all the hassle of court (in case I was to loose).

    The reason I asked is because in every post I have read the person who is being bombarded with letter has tried to appeal in the first place, where as I have had no contact from day 1.
    Originally posted by Felix old
    It does not mean that it will go to court and if it does, you
    have all the help here.

    Please understand that the parking scammers will no
    longer be interested in an appeal. regardless of what you say

    Your credit score is 100% safe.

    You can only get marks on your credit score if it goes
    to court, you lost, the court orders you pay and then
    you don't pay ..... it's then a CCJ

    Currently, you are in the driving seat regarding
    your credit score
    RBS - MNBA - CAPITAL ONE - LLOYDS

    DISGUSTING BEHAVIOUR
    • Felix old
    • By Felix old 14th May 18, 11:52 AM
    • 3 Posts
    • 0 Thanks
    Felix old
    Thank you very much for your help, feeling a lot better about this now. If anything does come of it I will keep the thread noted.
    • KeithP
    • By KeithP 14th May 18, 1:54 PM
    • 7,137 Posts
    • 6,588 Thanks
    KeithP
    If anything does come of it I will keep the thread noted.
    Originally posted by Felix old
    Please don't do that Felix.

    If you need to post anything further then please start your own thread.

    Trying to progress two separate issues for two different people can only lead to confusion.
    .
    • Coupon-mad
    • By Coupon-mad 14th May 18, 4:47 PM
    • 57,301 Posts
    • 70,914 Thanks
    Coupon-mad
    Thank you very much for your help, feeling a lot better about this now. If anything does come of it I will keep the thread noted.
    Originally posted by Felix old
    You do need to respond once to the Trace letter to confirm that is your correct address for service, if PCM also have your old address. You must confirm which address is correct so you don't get a default CCJ by stealth at the old address unbeknown to you (happens all the time with parking firms, and we've seen it reported that Gladstones - who do claims for PCM, among others - deliberately revert to an older address for court papers).

    Anyway this isn't your thread, so no more discussion here!
    PRIVATE PCN? DON'T PAY BUT DO NOT IGNORE IT TWO Clicks needed for advice:
    Top of the page: Home>>Forums>Household & Travel>Motoring>Parking Tickets, Fines & Parking - read the 'NEWBIES' FAQS thread!
    Advice to ignore is WRONG, unless in Scotland/NI.

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