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  • FIRST POST
    • pidge04
    • By pidge04 26th Mar 18, 6:18 PM
    • 497Posts
    • 1,391Thanks
    pidge04
    I want to believe I can do this!
    • #1
    • 26th Mar 18, 6:18 PM
    I want to believe I can do this! 26th Mar 18 at 6:18 PM
    Is this how I start a diary? I don't know whether anyone would want to read it but I hope it will keep me focussed and on track to becoming debt free. I am inspired by the diaries I've read here and would welcome advice when I get started.
Page 20
    • Kitten868
    • By Kitten868 5th Nov 18, 6:40 AM
    • 1,024 Posts
    • 2,397 Thanks
    Kitten868
    Check entitled to. I think you'd have more money if you left him. Maybe even get some advice at the cab. And find out his income and do a csa calculator. Obviously do all of this on secret browser. I'm not bossing you about although it sounds like it. I just hate hearing you struggle and being put in awkward positions with rude people when all you want to do is look after your little girl xxxx
    Loan 1 £5400/£8000
    Loan 2 £3400/£5800
    Total £8800/£13800 36% PAID

    And CC £1475/1900
    • efes shareholder
    • By efes shareholder 5th Nov 18, 9:05 AM
    • 361 Posts
    • 982 Thanks
    efes shareholder
    Thanks for this. It is a very dysfunctional set up we are in. From January, I will be saving £200 a month towards my exit from this very dysfunctional set up. I canít afford at the moment to move apart but it is coming. For everyoneís sake, it needs to happen. I am going to ask for his financial support this month. Iíve been in some debt or other the whole of my adult life but this last lot of debt (maxing out 2 credit cards in 18 months) comes from giving up a well-paid part time job because it was completely untenable and taking a less well paid part time job but still continuing to pay more or less half of everything. Food shopping, petrol and phone bills went into those debts which is ridiculous. Iím heading towards financial freedom and then personal freedom from the situation I am in.
    Originally posted by pidge04
    Good luck with this , It's as important as paying off your debts that you get yourself out of a situation that no longer serves you happiness
    A healthy mind is just as important as healthy finances x
    • ftbwannabe
    • By ftbwannabe 5th Nov 18, 10:59 AM
    • 204 Posts
    • 685 Thanks
    ftbwannabe
    Next December my signature will be:
    Loan £1830
    Credit card £1000!
    My goodness...that's really something to look forward to!
    Originally posted by pidge04
    Wahoo! That's something to grin about
    saving for house-buying costs £1602
    emergency fund £200//1330
    debts £1608/£17,484 | Outstanding Debt: £15,874
    • Chrystal
    • By Chrystal 5th Nov 18, 5:20 PM
    • 508 Posts
    • 3,335 Thanks
    Chrystal
    Brilliant advice from Kitten, and I'm so glad you've decided to do something about your situation. ((hugs)) X
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.
    • Kitten868
    • By Kitten868 5th Nov 18, 6:17 PM
    • 1,024 Posts
    • 2,397 Thanks
    Kitten868
    Sorry I was a bit brief this morning but I got called away by kids.

    I think it's great that you're going to ask him to pay his half on some of the expenses this month. Maybe he should be the one to take her school shoe shopping?

    I'm assuming from how you're speaking you've made or are making a plan. I think that's great. You can definitely do this.

    I'm really impressed how far forward you're projecting with your debts. Definitely a great feeling seeing that all your efforts are having a great impact even though it just feels like slog in the here and now.

    With Christmas trees I remember there were some bargains on the Argos eBay outlets. There's also loads on my local Facebook selling pages at the moment. We got ours from Tesco and I love it but the two year old broke one of the branches. Typical when I finally get one that doesnt look like Charlie Brown's Christmas. We don't do much beyond the tree but I think it's all you really need. Xxxxx
    Loan 1 £5400/£8000
    Loan 2 £3400/£5800
    Total £8800/£13800 36% PAID

    And CC £1475/1900
    • pidge04
    • By pidge04 5th Nov 18, 9:52 PM
    • 497 Posts
    • 1,391 Thanks
    pidge04
    Check entitled to. I think you'd have more money if you left him. Maybe even get some advice at the cab. And find out his income and do a csa calculator. Obviously do all of this on secret browser. I'm not bossing you about although it sounds like it. I just hate hearing you struggle and being put in awkward positions with rude people when all you want to do is look after your little girl xxxx
    Originally posted by Kitten868
    Oh I will do so. I assumed that I wouldn't be entitled to anything. I will definitely check. Thank you.
    CC1 £2400/£422 CC2 £3000/£2269 CC3 £600/£0 LOAN £13,000/£5008
    • pidge04
    • By pidge04 5th Nov 18, 9:53 PM
    • 497 Posts
    • 1,391 Thanks
    pidge04
    Good luck with this , It's as important as paying off your debts that you get yourself out of a situation that no longer serves you happiness
    A healthy mind is just as important as healthy finances x
    Originally posted by efes shareholder
    Very true...thank you.
    CC1 £2400/£422 CC2 £3000/£2269 CC3 £600/£0 LOAN £13,000/£5008
    • pidge04
    • By pidge04 5th Nov 18, 9:57 PM
    • 497 Posts
    • 1,391 Thanks
    pidge04

    With Christmas trees I remember there were some bargains on the Argos eBay outlets. There's also loads on my local Facebook selling pages at the moment. We got ours from Tesco and I love it but the two year old broke one of the branches. Typical when I finally get one that doesnt look like Charlie Brown's Christmas. We don't do much beyond the tree but I think it's all you really need. Xxxxx
    Originally posted by Kitten868
    I sold a brand new tree last Christmas which I had bought in the sale the previous year to raise some cash...could kick myself now! Totally agree. I do love a tealight too - always bring some cheer. Simpler the better!
    CC1 £2400/£422 CC2 £3000/£2269 CC3 £600/£0 LOAN £13,000/£5008
    • Kitten868
    • By Kitten868 10th Nov 18, 10:02 PM
    • 1,024 Posts
    • 2,397 Thanks
    Kitten868
    That is so typical! I was only asking about the real tree because of the ikea deal.

    Hope you're doing alright Pidge. Keep checking for an update. Xxxx
    Loan 1 £5400/£8000
    Loan 2 £3400/£5800
    Total £8800/£13800 36% PAID

    And CC £1475/1900
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