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  • FIRST POST
    • Dandytf
    • By Dandytf 24th Mar 18, 3:36 PM
    • 1,209Posts
    • 403Thanks
    Dandytf
    Avant 1k 24mths Loan Paid Off
    • #1
    • 24th Mar 18, 3:36 PM
    Avant 1k 24mths Loan Paid Off 24th Mar 18 at 3:36 PM
    At least that's what Avant website suggests though t.b.h my payments are scheduled form 28th each month so not until Weds'
    Anyway what I did do accidentally whilst checking Avant site was click on 'check my rate' for borrowing.
    Something I did think of recently after reading a few negative Avant posts, is that when is it possible to apply for a new loan. What todays unintended click meant was a message advising Unfortunately, due to your recently paid off loan, you cannot apply until April 02, 2018'
    That's answers that then,thankfully as I don't want a new loan at least over next 3 months possibly not until 2019-nice to know in advance though
    sc dmp 2012 13k
    Jan 2018 8840 paid. 60% approx.
Page 1
    • Tarambor
    • By Tarambor 24th Mar 18, 5:53 PM
    • 2,827 Posts
    • 2,042 Thanks
    Tarambor
    • #2
    • 24th Mar 18, 5:53 PM
    • #2
    • 24th Mar 18, 5:53 PM
    If you don't need a new loan until 2019 start saving what your payments were on your last one to build up a fund and then by 2019 you may find you don't need a loan at all.
    • Dandytf
    • By Dandytf 24th Mar 18, 6:21 PM
    • 1,209 Posts
    • 403 Thanks
    Dandytf
    • #3
    • 24th Mar 18, 6:21 PM
    • #3
    • 24th Mar 18, 6:21 PM
    If you don't need a new loan until 2019 start saving what your payments were on your last one to build up a fund and then by 2019 you may find you don't need a loan at all.
    Originally posted by Tarambor
    Sensible advice as it's only 60 per month though I could start a often avoided Emergancy cash fund.
    sc dmp 2012 13k
    Jan 2018 8840 paid. 60% approx.
    • PeacefulWaters
    • By PeacefulWaters 24th Mar 18, 7:13 PM
    • 8,320 Posts
    • 10,636 Thanks
    PeacefulWaters
    • #4
    • 24th Mar 18, 7:13 PM
    • #4
    • 24th Mar 18, 7:13 PM
    Sensible advice as it's only 60 per month though I could start a often avoided Emergancy cash fund.
    Originally posted by Dandytf
    Crack on and do it!
    • Dandytf
    • By Dandytf 24th Mar 18, 7:28 PM
    • 1,209 Posts
    • 403 Thanks
    Dandytf
    • #5
    • 24th Mar 18, 7:28 PM
    • #5
    • 24th Mar 18, 7:28 PM
    Thanks mser's
    I did get into 'swiping' a few pounds on pay day for a few years.
    Got slightly annoyed as it was a bathroom emergency which called on me to spend savings.
    No excuse though-saving is prob an excellent idea-I shall start from April wage.
    I did enjoy swiping via mobile it was fun,painless and convienent.
    sc dmp 2012 13k
    Jan 2018 8840 paid. 60% approx.
    • Dandytf
    • By Dandytf 28th Mar 18, 7:51 PM
    • 1,209 Posts
    • 403 Thanks
    Dandytf
    • #6
    • 28th Mar 18, 7:51 PM
    • #6
    • 28th Mar 18, 7:51 PM
    Today's the day-as conirmed online Avant-Loan Paid
    Thankfuly I've avoided being one of the review quoted 'victims' of horror stories. (3rd party reviews not mse)
    Nice day as I enjoy my what was Argos same day delivery Sony43" 4K UHD t.v.
    That was fun ordering it late Sat morning to be setup Saturday afternoon 2 yrs earlier!
    Thanks for the savings recommendations-with my Dvla road tax refund cheque paid in yesterday and awaiting iphone recycle payment, this could be an opportunity to re kindle instant 'swipe' savings via iphone.
    sc dmp 2012 13k
    Jan 2018 8840 paid. 60% approx.
    • Dandytf
    • By Dandytf 6th Apr 18, 10:09 PM
    • 1,209 Posts
    • 403 Thanks
    Dandytf
    • #7
    • 6th Apr 18, 10:09 PM
    • #7
    • 6th Apr 18, 10:09 PM
    Tried to get an APR on a future Avant loan-which couldn't be provided.
    I honestly think this is due to lower part time salary.
    Not too bothered -maybe I'll return to full hours and wages and re consider Avant next year.
    sc dmp 2012 13k
    Jan 2018 8840 paid. 60% approx.
    • Dandytf
    • By Dandytf 15th Apr 18, 7:48 PM
    • 1,209 Posts
    • 403 Thanks
    Dandytf
    • #8
    • 15th Apr 18, 7:48 PM
    • #8
    • 15th Apr 18, 7:48 PM
    Since opened help to save account today-found via savings thread.
    That's 50 per month for 2yrs min or 4 yrs max.
    Avant amount saved re directed elsewhere.
    sc dmp 2012 13k
    Jan 2018 8840 paid. 60% approx.
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