Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • 50Twuncle
    • By 50Twuncle 20th Mar 18, 10:17 AM
    • 8,602Posts
    • 2,043Thanks
    50Twuncle
    NI Credits problem
    • #1
    • 20th Mar 18, 10:17 AM
    NI Credits problem 20th Mar 18 at 10:17 AM
    I am missing out on 8 years NI contributions and have discovered that I may be entitled to claim them from DWP....
    I am 54 years old

    I am receiving a small Ill Health Pension from former employer.

    I am disabled and working 10 hours a week (so not entitled to Tax Credits) - yet due to my payrate, I am earning under the NI rate !!

    I have savings - so not entitled to ESA (in any case - have no recent NI credits for contribution based)

    I see https://www.gov.uk/national-insurance-credits/eligibility says "You're not on Employment and Support Allowance but you satisfy the conditions for it"

    But selecting conditions - does not tell me what the specific conditions are.....
    Anyone offer me any help ??

    Thanks
Page 4
    • 50Twuncle
    • By 50Twuncle 11th Aug 18, 12:01 PM
    • 8,602 Posts
    • 2,043 Thanks
    50Twuncle
    I'd been wondering that.
    If no UC is payable (because of excess income / capital, etc) I seem to recall that the claim is eventually closed. I'm not sure it's possible to maintain a UC claim just for NI credits (without any UC payments being made). I suspect the computer is likely to say NO.

    The OP may wish to look at this F of I question:
    "Please could you provide the regulations and/or guidance that describe the process for making a "credits only" claim for Universal Credit, when someone in a Full service UC area doesn't meet the NI contributions conditions for new style ESA or JSA, but also has too much income/savings for Universal Credit. "

    https://www.whatdotheyknow.com/request/claiming_new_style_esa_or_jsa_wh

    If I read the response correctly, the process is that they are directed to claim JSA via a "JSANC1 form to complete and [an] .... interview" by a work coach. Then "The Work Coach will assess their entitlement to an NI credit, based upon the evidence in the form, inform them of what they need to do or keep on doing, and set them a fortnightly day of attendance."

    How this works in practice is anyone's guess.
    I would be surprised if a UC call-handler or a JC work coach would have the faintest clue of this procedure.
    I suspect it was overlooked in the glorious design of UC thence the "There is no internal guidance for Decision Makers" comment. (And no provision in the way the UC computer was programmed to allow for this eventuality).

    I'd be very interested to here how he gets on. Perhaps he could get a sensible family member to assist him through this process.
    If he meets a DWP brick wall, the OP may want to get his MP involved in this process.

    Given the overwhelming financial benefit of voluntary class 3 NI contributions -
    c.740 buys c.245 per year of increased index linked SP entitlement; a payback period of 3 years.
    - the OP may just decide to purchase additional (post 2016) years now before the cost increases in April 2019.

    If he's struggling with putting dates on forms and is asking "What does it mean by "You can't add an entry to your journal until you've made a claim", then I'm afraid I can't see the OP successfully negotiating this particular UC / legacy benefits minefield.
    Originally posted by Alice Holt

    8 years at 740 per year would eat up too much of my savings - even if I am to benefit in the long term - so I will fight to the end to get DWP to pay for me !
    • w06
    • By w06 11th Aug 18, 12:03 PM
    • 751 Posts
    • 1,066 Thanks
    w06
    What does it mean by "You can't add an entry to your journal until you've made a claim"
    on the webpage ?
    Originally posted by 50Twuncle
    It means you have to complete the application process before you can add a message to the journal, technically your claim isn't active until you answer all of their questions.
    • Alice Holt
    • By Alice Holt 11th Aug 18, 12:17 PM
    • 2,436 Posts
    • 2,832 Thanks
    Alice Holt
    8 years at 740 per year would eat up too much of my savings - even if I am to benefit in the long term - so I will fight to the end to get DWP to pay for me !
    Originally posted by 50Twuncle
    What I'm suggesting is that you think about buying 3 years additional NI credits (2016/7; 2017/8; and 2018/9) before the cost increases post April 2019, if your attempts to get the DWP to pay for you come to nought in the next 5 or so months.

    By doing so, you would get an additional c. 730 per year index linked for the entirety of your post SP life.

    Have you tested if there would be any UC payable using a benefits calculator?
    I seem to recall that in your first post, you indicated that your savings may not allow you to claim ESA - if so, would reducing savings by purchasing additional NI's get you within the UC limit?
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • Alice Holt
    • By Alice Holt 11th Aug 18, 12:34 PM
    • 2,436 Posts
    • 2,832 Thanks
    Alice Holt
    Here is a bit more info, which seems to support pmlindyloo's contention that UC may not be the route to go for a NI credits only claim.

    https://www.rightsnet.org.uk/forums/viewthread/12162/#56361

    Given the F of I request I linked to at post 60, I suggest the OP abandons his current UC claim.
    Rather he starts by ringing the old JSA legacy line, and tries to follow the procedures the DWP set out in that F of I request.
    However, as he is working this may complicate matters (see comment 7 in the rightsnet thread).

    The difficulty, of course, with UC is the lobster pot element.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • pmlindyloo
    • By pmlindyloo 11th Aug 18, 12:56 PM
    • 11,900 Posts
    • 13,759 Thanks
    pmlindyloo
    [QUOTE=Alice Holt;74646092]I'd been wondering that.
    If no UC is payable (because of excess income / capital, etc) I seem to recall that the claim is eventually closed. I'm not sure it's possible to maintain a UC claim just for NI credits (without any UC payments being made). I suspect the computer is likely to say NO.

    The OP may wish to look at this F of I question:
    "Please could you provide the regulations and/or guidance that describe the process for making a "credits only" claim for Universal Credit, when someone in a Full service UC area doesn't meet the NI contributions conditions for new style ESA or JSA, but also has too much income/savings for Universal Credit. "

    https://www.whatdotheyknow.com/request/claiming_new_style_esa_or_jsa_wh

    If I read the response correctly, the process is that they are directed to claim JSA via a "JSANC1 form to complete and [an] .... interview" by a work coach. Then "The Work Coach will assess their entitlement to an NI credit, based upon the evidence in the form, inform them of what they need to do or keep on doing, and set them a fortnightly day of attendance."

    How this works in practice is anyone's guess.
    I would be surprised if a UC call-handler or a JC work coach would have the faintest clue of this procedure.
    I suspect it was overlooked in the glorious design of UC thence the "There is no internal guidance for Decision Makers" comment. (And no provision in the way the UC computer was programmed to allow for this eventuality).

    I'd be very interested to here how he gets on. Perhaps he could get a sensible family member to assist him through this process.
    If he meets a DWP brick wall, the OP may want to get his MP involved in this process.



    Alice, good find on the Freedom of Information question!


    The OP/family member needs to telephone the DWP and quote the FOI answer and ask for a manager/supervisor to call him back about this. The call handlers won't have a clue!

    Also, I agree that OP should not continue his UC claim and get his MP involved if Job Centre prove to be less than helpful.
    • xylophone
    • By xylophone 11th Aug 18, 1:22 PM
    • 26,857 Posts
    • 16,007 Thanks
    xylophone
    Alice, good find on the Freedom of Information question!
    See post 7 (20th March) and post 29 reminder.
    • pmlindyloo
    • By pmlindyloo 11th Aug 18, 1:34 PM
    • 11,900 Posts
    • 13,759 Thanks
    pmlindyloo
    See post 7 (20th March) and post 29 reminder.
    Originally posted by xylophone
    OK then

    Xylophone, good find and good reminder.

    Apologies, reading too quickly and missed this post.

    I have to admit that sometimes when only a link is provided I tend not to click on the link unless the rest of the post contains some further information.

    Not 'having a go' because I, too, sometimes just provide links.

    I am wondering if this has happened to others since it is a very important link and would have prevented the thread continuing in the way it has.

    Lesson learned.
    Last edited by pmlindyloo; 11-08-2018 at 1:36 PM.
    • xylophone
    • By xylophone 11th Aug 18, 1:40 PM
    • 26,857 Posts
    • 16,007 Thanks
    xylophone
    I wasn't pointing any fingers!

    It was just that back in March the link was indicated to OP and I asked if it threw any light - he came back to the thread a few days later so I assumed he had read it. I then pointed it out again in post 29 in case he hadn't.
    • 50Twuncle
    • By 50Twuncle 11th Aug 18, 2:31 PM
    • 8,602 Posts
    • 2,043 Thanks
    50Twuncle
    Thanks xylophone - and I apologise for not checking your link to WDTK earlier - yes, this Glenys Harriman appears to be in a very similar situation to myself and has also got nowhere !!
    In fact - DWP have refused the question

    So - its looking like my MP is going to have to be brought in !!!
    • Alice Holt
    • By Alice Holt 11th Aug 18, 2:32 PM
    • 2,436 Posts
    • 2,832 Thanks
    Alice Holt
    Perhaps the OP could clearly explain what happened when he was advised to make a JSA credits only claim (post 8), and why subsequently he claimed UC (despite the fact that he seems to think he won't be eligible for UC).
    Did he attend at his JC for an appointment re a JSA credits only claim? (Post 8)
    What was the outcome?

    I'm not clear if the OP has put his financial info into a benefit calculator to see if any UC may be payable. Perhaps he could do this and tell us the outcome.
    Is he single, if married does his wife work?
    Does he pay rent?

    I rather think the OP will be unable to claim JSA (credits only) as he is working. Perhaps that is why he was directed by the DWP to claim UC.

    If the OP could concentrate on the essentials, rather than q's about writing / printing forms etc, then the thread may prove more useful to him.

    However, it increasing looks to me that the OP may either:
    - have to increase hours to reach the LEL for NI of 116pw:
    https://www.gov.uk/government/publications/rates-and-allowances-national-insurance-contributions/rates-and-allowances-national-insurance-contributions
    - make voluntary contributions
    - or reconcile himself to a lower SP.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • Alice Holt
    • By Alice Holt 11th Aug 18, 2:40 PM
    • 2,436 Posts
    • 2,832 Thanks
    Alice Holt
    Thanks xylophone - and I apologise for not checking your link to WDTK earlier - In fact - DWP have refused the question
    Originally posted by 50Twuncle
    No they have not refused the question.
    The refusal relates to a further clarification question.
    They have answered the initial question.

    See my post where I have quoted some of that answer.

    Go through the link carefully and click on their eventual response to read it.

    Do you have a family member who can help you?
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • 50Twuncle
    • By 50Twuncle 11th Aug 18, 2:52 PM
    • 8,602 Posts
    • 2,043 Thanks
    50Twuncle
    I was told (orginally by JCP contact) to claim JSA
    I told her that I was working (10 hrs per week on minimum wage - so no NI conts payable) and had over 16k savings - which, were the result of medical retirement from a public service job - so are needed to support me for the next 40+ years)
    Our combined joint income is 16k pa (DLA / CA included)

    So was given the UC link and told to use that - on a credits only basis (I know that I am not entitled to any benefits payments at all)

    I did not attend a JSA meeting - because I was waiting for a response to my letter to DWP asking for a written statement of my State Pension - which arrived last week !

    My wife works as my carer (no more income) - we own our own home (mortgage tree)
    Hours fixed - no more available
    Hows that ?

    Is there no specific UC email address ?
    The phone number is 0800 328 5644





    Perhaps the OP could clearly explain what happened when he was advised to make a JSA credits only claim (post 8), and why subsequently he claimed UC (despite the fact that he seems to think he won't be eligible for UC).
    Did he attend at his JC for an appointment re a JSA credits only claim? (Post 8)
    What was the outcome?

    I'm not clear if the OP has put his financial info into a benefit calculator to see if any UC may be payable. Perhaps he could do this and tell us the outcome.
    Is he single, if married does his wife work?
    Does he pay rent?

    I rather think the OP will be unable to claim JSA (credits only) as he is working. Perhaps that is why he was directed by the DWP to claim UC.

    If the OP could concentrate on the essentials, rather than q's about writing / printing forms etc, then the thread may prove more useful to him.

    However, it increasing looks to me that the OP may either:
    - have to increase hours to reach the LEL for NI of 116pw:
    https://www.gov.uk/government/publications/rates-and-allowances-national-insurance-contributions/rates-and-allowances-national-insurance-contributions
    - make voluntary contributions
    - or reconcile himself to a lower SP.
    Originally posted by Alice Holt
    Last edited by 50Twuncle; 11-08-2018 at 3:07 PM.
    • xylophone
    • By xylophone 11th Aug 18, 4:20 PM
    • 26,857 Posts
    • 16,007 Thanks
    xylophone
    Have you tried a benefits calculator?

    https://www.gov.uk/employment-support-allowance/eligibility

    Use a benefits calculator to check if you can get Employment and Support Allowance (ESA) or Universal Credit before you apply.
    • 50Twuncle
    • By 50Twuncle 11th Aug 18, 4:51 PM
    • 8,602 Posts
    • 2,043 Thanks
    50Twuncle
    I have done that and it confirms that no payments can be made
    Hence "credits only" claim being made
    • Alice Holt
    • By Alice Holt 11th Aug 18, 5:24 PM
    • 2,436 Posts
    • 2,832 Thanks
    Alice Holt
    I'm unclear if the OP managed to get to the Fo I reply both Xylo and I linked to.
    Since he posted "Thanks xylophone - and I apologise for not checking your link to WDTK earlier - yes, this Glenys Harriman appears to be in a very similar situation to myself and has also got nowhere !!
    In fact - DWP have refused the question"
    And then didn't reply to my post at 71 where I explained that the DWP had answered the initial question.


    If he still hasn't managed to look at it - this is what it says (and I've highlighted for him the important bits):

    "Dear Ms Harriman,
    Thank you for your Freedom of Information request of 19 May 2017. You asked:
    Please could you provide any internal guidance for Decision Makers etc that ensures that the
    system / the Decision Makers recognise when someone (who is submitting a UC claim) wishes
    to claim New style JSA / ESA either as well as or instead of Universal Credit, and ensures that
    they are able to do so.
    Please could you provide the regulations and/or guidance that describe the process for
    making a "credits only" claim for Universal Credit, when someone in a Full service UC area
    doesn't meet the NI contributions conditions for new style ESA or JSA, but also has too much
    income/savings for Universal Credit.

    DWP response
    1. There is no internal guidance for Decision Makers to recognise when someone wishes
    to claim new style JSA/ESA, either as well as, or instead of, Universal Credit. A
    Decision Maker does not have any involvement at the initial claim stages of a new
    claim. They would only have involvement if there needed to be a decision made later on
    any aspect of the claim.
    2. We do not have internal guidance but the process is as follows.
    A customer can contact the main claim line number (0800 055 6688) or call into their
    local Jobcentre explaining they want to claim National Insurance (NI) credits only as
    they are unemployed but do not want or can not receive Universal Credit and or new
    style JSA.
    The telephony agent or Jobcentre member of staff will take down the basic contact
    details, arrange an interview at the claimants local Jobcentre and send them or give
    them a JSANC1 form to complete and bring to the interview.

    DWP Central Freedom of Information Team
    e-mail: freedom-of-information-request@dwp.gsi.gov.uk
    Our Ref: FoI 2158
    DATE:15th June 2017
    The Work Coach will assess their entitlement to an NI credit, based upon the evidence
    in the form, inform them of what they need to do or keep on doing, and set them a
    fortnightly day of attendance. When they must show their continuing entitlement based
    upon meeting the requirements of The Social Security (Credits) Regulations, regulation
    8A(2)(ba), which are that they meet the requirements of sections: 1(2)(e) to (h) and
    section 6D and 6E of the Jobseeker!!!8217;s Act 1995.
    If they do so, each week (NI credit weeks run Sunday to Saturday) DWP will inform
    HMRC that they have done so and HMRC will give them a class 1 NI credit by adding it
    to their National Insurance record. This is done electronically through the e-NIRS2
    browser between DWP and HMRC or can be done clerically on an appropriate form, if it
    is not possible to do so through the browser.
    The relevant regulations are The Social Security (Credits) Regulations 1975 (S.I.
    1975/556), regulation 8A(2)(ba) !!!8211; credits for unemployment, which is in the public
    domain and can be found at: www.legislation.gov.uk, specifically:
    http://www.legislation.gov.uk/uksi/1975/556. The Jobseekers Act 1995, section 1(2), can
    be found at: http://www.legislation.gov.uk/ukpga/1995/18/contents, specifically the
    revised version 30/11/2014:
    http://www.legislation.gov.uk/ukpga/1995/18/pdfs/ukpga_19950018_301114_en.pdf.
    If you have any queries about this letter please contact me quoting the reference number
    above.
    Yours sincerely,
    DWP Strategy FoI Team
    ------------------------------------------------------------------------------------------------------"

    It seems to me that this is the route the OP should take.
    Particularly given the rightsnet discussion I linked to. (Have you read this OP?).
    It light of this information (which xylo posted back in March) a UC claim would seem pointless.

    As pmlindyloo has said he may need to speak to a Manager rather than the call handler to get this underway (and quote this F of I response to them).

    Here are the Regulations:
    8A covers JSA - Credits for unemployment
    http://www.legislation.gov.uk/uksi/1975/556/pdfs/uksi_19750556_280215_en.pdf

    I can't tell from these whether 10 hrs of earnings at the NMW would invalidate a JSA credits only claim.
    The reply states " they want to claim National Insurance (NI) credits only as they are unemployed but.....".
    This may be the OP's difficulty in trying to claim JSA - he is not unemployed.
    However his earnings will be below the JSA rate with the disability premium of 33pw included, so I think it may be worth his while exploring this avenue. The OP (or a sensible family member) should make this point to the DWP Manager.
    (OP - the disability premium is due as you receive MR care DLA ).

    What a pity he didn't follow xylo's link back in March!
    Last edited by Alice Holt; 11-08-2018 at 6:44 PM.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • WillowCat
    • By WillowCat 11th Aug 18, 9:20 PM
    • 835 Posts
    • 1,004 Thanks
    WillowCat
    This link may be of interest :

    http://www.legislation.gov.uk/uksi/2014/1230/regulation/21/made
    • 50Twuncle
    • By 50Twuncle 12th Aug 18, 8:03 AM
    • 8,602 Posts
    • 2,043 Thanks
    50Twuncle
    Thanks - exactly what I was looking for !
    • 50Twuncle
    • By 50Twuncle 12th Aug 18, 9:22 AM
    • 8,602 Posts
    • 2,043 Thanks
    50Twuncle
    I'm unclear if the OP managed to get to the Fo I reply both Xylo and I linked to.
    Since he posted "Thanks xylophone - and I apologise for not checking your link to WDTK earlier - yes, this Glenys Harriman appears to be in a very similar situation to myself and has also got nowhere !!
    In fact - DWP have refused the question"
    And then didn't reply to my post at 71 where I explained that the DWP had answered the initial question.


    If he still hasn't managed to look at it - this is what it says (and I've highlighted for him the important bits):

    "Dear Ms Harriman,
    Thank you for your Freedom of Information request of 19 May 2017. You asked:
    Please could you provide any internal guidance for Decision Makers etc that ensures that the
    system / the Decision Makers recognise when someone (who is submitting a UC claim) wishes
    to claim New style JSA / ESA either as well as or instead of Universal Credit, and ensures that
    they are able to do so.
    Please could you provide the regulations and/or guidance that describe the process for
    making a "credits only" claim for Universal Credit, when someone in a Full service UC area
    doesn't meet the NI contributions conditions for new style ESA or JSA, but also has too much
    income/savings for Universal Credit.

    DWP response
    1. There is no internal guidance for Decision Makers to recognise when someone wishes
    to claim new style JSA/ESA, either as well as, or instead of, Universal Credit. A
    Decision Maker does not have any involvement at the initial claim stages of a new
    claim. They would only have involvement if there needed to be a decision made later on
    any aspect of the claim.
    2. We do not have internal guidance but the process is as follows.
    A customer can contact the main claim line number (0800 055 6688) or call into their
    local Jobcentre explaining they want to claim National Insurance (NI) credits only as
    they are unemployed but do not want or can not receive Universal Credit and or new
    style JSA.
    The telephony agent or Jobcentre member of staff will take down the basic contact
    details, arrange an interview at the claimants local Jobcentre and send them or give
    them a JSANC1 form to complete and bring to the interview.

    DWP Central Freedom of Information Team
    e-mail: freedom-of-information-request@dwp.gsi.gov.uk
    Our Ref: FoI 2158
    DATE:15th June 2017
    The Work Coach will assess their entitlement to an NI credit, based upon the evidence
    in the form, inform them of what they need to do or keep on doing, and set them a
    fortnightly day of attendance. When they must show their continuing entitlement based
    upon meeting the requirements of The Social Security (Credits) Regulations, regulation
    8A(2)(ba), which are that they meet the requirements of sections: 1(2)(e) to (h) and
    section 6D and 6E of the Jobseeker!!!8217;s Act 1995.
    If they do so, each week (NI credit weeks run Sunday to Saturday) DWP will inform
    HMRC that they have done so and HMRC will give them a class 1 NI credit by adding it
    to their National Insurance record. This is done electronically through the e-NIRS2
    browser between DWP and HMRC or can be done clerically on an appropriate form, if it
    is not possible to do so through the browser.
    The relevant regulations are The Social Security (Credits) Regulations 1975 (S.I.
    1975/556), regulation 8A(2)(ba) !!!8211; credits for unemployment, which is in the public
    domain and can be found at: www.legislation.gov.uk, specifically:
    http://www.legislation.gov.uk/uksi/1975/556. The Jobseekers Act 1995, section 1(2), can
    be found at: http://www.legislation.gov.uk/ukpga/1995/18/contents, specifically the
    revised version 30/11/2014:
    http://www.legislation.gov.uk/ukpga/1995/18/pdfs/ukpga_19950018_301114_en.pdf.
    If you have any queries about this letter please contact me quoting the reference number
    above.
    Yours sincerely,
    DWP Strategy FoI Team
    ------------------------------------------------------------------------------------------------------"

    It seems to me that this is the route the OP should take.
    Particularly given the rightsnet discussion I linked to. (Have you read this OP?).
    It light of this information (which xylo posted back in March) a UC claim would seem pointless.

    As pmlindyloo has said he may need to speak to a Manager rather than the call handler to get this underway (and quote this F of I response to them).

    Here are the Regulations:
    8A covers JSA - Credits for unemployment
    http://www.legislation.gov.uk/uksi/1975/556/pdfs/uksi_19750556_280215_en.pdf

    I can't tell from these whether 10 hrs of earnings at the NMW would invalidate a JSA credits only claim.
    The reply states " they want to claim National Insurance (NI) credits only as they are unemployed but.....".
    This may be the OP's difficulty in trying to claim JSA - he is not unemployed.
    However his earnings will be below the JSA rate with the disability premium of 33pw included, so I think it may be worth his while exploring this avenue. The OP (or a sensible family member) should make this point to the DWP Manager.
    (OP - the disability premium is due as you receive MR care DLA ).

    What a pity he didn't follow xylo's link back in March!
    Originally posted by Alice Holt

    Thanks for this

    The reason that I didn't follow Xylo's link in March was that I was waiting on a written response from DWP !
    But - will they really expect me to "sign on" weekly ? (if I am sucessful)
    Also - I see that the above mentions class 1 NI credits, rather than class 3 which I have been led to believe I am entitled to ?
    Last edited by 50Twuncle; 12-08-2018 at 2:44 PM.
    • 50Twuncle
    • By 50Twuncle 12th Aug 18, 1:21 PM
    • 8,602 Posts
    • 2,043 Thanks
    50Twuncle
    I can't tell from these whether 10 hrs of earnings at the NMW would invalidate a JSA credits only claim.
    The reply states " they want to claim National Insurance (NI) credits only as they are unemployed but.....".
    This may be the OP's difficulty in trying to claim JSA - he is not unemployed.
    However his earnings will be below the JSA rate with the disability premium of 33pw included, so I think it may be worth his while exploring this avenue. The OP (or a sensible family member) should make this point to the DWP Manager.
    (OP - the disability premium is due as you receive MR care DLA ).
    Originally posted by Alice Holt

    What do they consider "earnings" ?
    Whilst the job that I am trying to claim NI against - only pays me about 80 per week - I do have other income (2 * ill health pensions) + DLA !
    My wife also has CA (assuming that they look at joint income)

    Do they consider these as well ?
    If so - this route will go out of the window ..
    • calcotti
    • By calcotti 12th Aug 18, 3:18 PM
    • 630 Posts
    • 410 Thanks
    calcotti
    Pension and Carer's Allowance are not "earnings". As you are trying to make a credits only claim I think your wife's income is irrelevant anyway. Indeed a 'new style' JSA claim can only be made as an individual.
    Last edited by calcotti; 12-08-2018 at 3:20 PM.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,473Posts Today

7,990Users online

Martin's Twitter
  • Good news for those aggressively criticising this poll and trying to pull it apart. I've just got off a 3 way call? https://t.co/Pu750aktyg

  • a) I dont believe it is misleading b) I don't believe my poll is badly worded, and certainly don't know it is. If? https://t.co/0DduzIaHBk

  • Are you overdrawn, if so typically by how much just before you're paid? (sorry for a 2nd poll in a day, but it'll? https://t.co/RwDJ6ZkYQw

  • Follow Martin