Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • pygmalion666
    • By pygmalion666 14th Mar 18, 9:55 PM
    • 11Posts
    • 0Thanks
    pygmalion666
    Wrong Council Tax Band
    • #1
    • 14th Mar 18, 9:55 PM
    Wrong Council Tax Band 14th Mar 18 at 9:55 PM
    Can someone help? There is lots of info on how to reclaim council tax if you were wrongly banded and I have followed all the links provided and calculated etc. My problem is I have been told I can only get it changed if I can prove a sale of an equivalent property in my postal area between 1989 and 1993 and all the sites listed that show historical prices and even the governments own info doesn't start til 1995 making it impossible to do this. Have they deliberately set it this way so we can't claim? The Nationwide calculator and sale prices from 1995 onwards all show the band I am in is too high but they won't accept it what can I do?
Page 1
    • macman
    • By macman 14th Mar 18, 10:15 PM
    • 41,894 Posts
    • 17,378 Thanks
    macman
    • #2
    • 14th Mar 18, 10:15 PM
    • #2
    • 14th Mar 18, 10:15 PM
    That is because CT is based on the rateable value on 1/4/91, which is pre-internet in terms of the data you are looking for. So they have widened the range to 2 years either side of that date.
    No free lunch, and no free laptop
    • pygmalion666
    • By pygmalion666 14th Mar 18, 10:37 PM
    • 11 Posts
    • 0 Thanks
    pygmalion666
    • #3
    • 14th Mar 18, 10:37 PM
    • #3
    • 14th Mar 18, 10:37 PM
    But as data is only available from 1995 the allowance of 2 years either side is no good for anyone who needs this (a cynical person would think this was deliberate). I would have thought showing that sales prices years later were still way below the band I have been put in would have been enough but clearly not. Does anyone know how I can get this information or is it simply impossible to challenge a wrong banding?
    • lincroft1710
    • By lincroft1710 15th Mar 18, 1:53 PM
    • 10,665 Posts
    • 8,904 Thanks
    lincroft1710
    • #4
    • 15th Mar 18, 1:53 PM
    • #4
    • 15th Mar 18, 1:53 PM
    That is because CT is based on the rateable value on 1/4/91, which is pre-internet in terms of the data you are looking for. So they have widened the range to 2 years either side of that date.
    Originally posted by macman
    Nothing to do with rateable value (a term now solely used in connection with non domestic property). CT is based on the price a dwelling would sell for if it was on the market for sale as at 1 April 1991. In most areas, house prices from 1988/89 and 1990 will be higher than 1991 and prices from 1992 to 1996/7 will be lower. The nadir for prices was 1994/5.

    Until fairly recently actual sale prices of dwellings were not in the public domain, the government has permitted the Land Registry to allow the release back as far as 1995.

    Pygmalion, your band could in fact be correct. If you could give me a few facts re your band and sale price you are using I can advise further
    Last edited by lincroft1710; 15-03-2018 at 1:57 PM.
    • pygmalion666
    • By pygmalion666 15th Mar 18, 7:51 PM
    • 11 Posts
    • 0 Thanks
    pygmalion666
    • #5
    • 15th Mar 18, 7:51 PM
    • #5
    • 15th Mar 18, 7:51 PM
    Pygmalion, your band could in fact be correct. If you could give me a few facts re your band and sale price you are using I can advise further

    My Council tax banding is Band C. An equivalent flat next door (2 Bedroom) in my block sold in Oct 1996 for 38,000. This is the nearest sale in my block for a 2 bedroom that I can find to 1991. Also using an online Nationwide building society calculator the estimate for 1991 is similar at 40,060. Therefore I believe my banding should be B and not C.

    Last edited by pygmalion666; 15-03-2018 at 7:54 PM.
    • lincroft1710
    • By lincroft1710 16th Mar 18, 2:26 PM
    • 10,665 Posts
    • 8,904 Thanks
    lincroft1710
    • #6
    • 16th Mar 18, 2:26 PM
    • #6
    • 16th Mar 18, 2:26 PM
    Are the other 2 bed flats in your block also Band C? What about other 2 bed flats in nearby blocks? I would use that 1996 sale as a starting point, you can say that it shows Band B would be more appropriate.
    • pygmalion666
    • By pygmalion666 16th Mar 18, 3:10 PM
    • 11 Posts
    • 0 Thanks
    pygmalion666
    • #7
    • 16th Mar 18, 3:10 PM
    • #7
    • 16th Mar 18, 3:10 PM
    Are the other 2 bed flats in your block also Band C? What about other 2 bed flats in nearby blocks? I would use that 1996 sale as a starting point, you can say that it shows Band B would be more appropriate.
    Originally posted by lincroft1710
    Basically there are two blocks here and the 2 bed flats are band C and yet all other ones in the area that i have looked at seem to be band B and we have no more facilities or any difference that I can fathom, its very weird. Sales prices in the area that I have been able to find post 1995 are all reasonably similar as well. Even in the next town along which has always had higher priced homes than us their 2 bed flats are band B. After all to get to band C our flats would have had to be worth 13,000+ more than the approx 38,000 they sold for in 1996. But finding a way to prove this is made very difficult with the time restriction imposed.
    • lincroft1710
    • By lincroft1710 16th Mar 18, 6:17 PM
    • 10,665 Posts
    • 8,904 Thanks
    lincroft1710
    • #8
    • 16th Mar 18, 6:17 PM
    • #8
    • 16th Mar 18, 6:17 PM
    Basically there are two blocks here and the 2 bed flats are band C and yet all other ones in the area that i have looked at seem to be band B and we have no more facilities or any difference that I can fathom, its very weird. Sales prices in the area that I have been able to find post 1995 are all reasonably similar as well. Even in the next town along which has always had higher priced homes than us their 2 bed flats are band B. After all to get to band C our flats would have had to be worth 13,000+ more than the approx 38,000 they sold for in 1996. But finding a way to prove this is made very difficult with the time restriction imposed.
    Originally posted by pygmalion666
    When were your blocks built? They may have been fairly new in 1991 and thus commanded higher prices. With regard to the price drop, the prices of some house types such as flats and 1 bed starter homes fell heavily from 1991 and didn't pick up until 1998. I remember some 1 bed house types dropping about 30 - 35% between 1991 and around 1995.
    • pygmalion666
    • By pygmalion666 16th Mar 18, 6:34 PM
    • 11 Posts
    • 0 Thanks
    pygmalion666
    • #9
    • 16th Mar 18, 6:34 PM
    • #9
    • 16th Mar 18, 6:34 PM
    When were your blocks built? They may have been fairly new in 1991 and thus commanded higher prices. With regard to the price drop, the prices of some house types such as flats and 1 bed starter homes fell heavily from 1991 and didn't pick up until 1998. I remember some 1 bed house types dropping about 30 - 35% between 1991 and around 1995.
    Originally posted by lincroft1710
    Hi thanks for all your help Lincroft, our flats were built in the 1950's and from what I can ascertain the first time one of these flats were sold for a band C price was 2000
    • lincroft1710
    • By lincroft1710 17th Mar 18, 1:54 PM
    • 10,665 Posts
    • 8,904 Thanks
    lincroft1710
    It's definitely worth pursuing, especially if you can find a 1995 or 1996 sale of a Band B flat in another block at 38,000 or more.
    • pygmalion666
    • By pygmalion666 17th Mar 18, 2:02 PM
    • 11 Posts
    • 0 Thanks
    pygmalion666
    It's definitely worth pursuing, especially if you can find a 1995 or 1996 sale of a Band B flat in another block at 38,000 or more.
    Originally posted by lincroft1710
    I will try and find one thanks again Lincroft
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,046Posts Today

7,887Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line? https://t.co/kwjvtd75YU

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin