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  • FIRST POST
    • durali
    • By durali 14th Mar 18, 9:25 AM
    • 38Posts
    • 1Thanks
    durali
    Paying too much
    • #1
    • 14th Mar 18, 9:25 AM
    Paying too much 14th Mar 18 at 9:25 AM
    I'm not sure if this is the right forum to post.
    Yesterday I managed to search comparison sites as suggested on this site. The great news is that I've saved 300 a year. Fantastic!!
    However, I know it's my own fault for not checking sooner but due to various illnesses and issues I didn't check.
    I'm wondering if there's any possibility I'd be able to claim back the money I've obviously been overpaying?
Page 1
    • zx81
    • By zx81 14th Mar 18, 9:27 AM
    • 21,275 Posts
    • 22,982 Thanks
    zx81
    • #2
    • 14th Mar 18, 9:27 AM
    • #2
    • 14th Mar 18, 9:27 AM
    No.

    You haven't been overpaying.

    You've been paying the agreed price between you and the supplier.
    • Quentin
    • By Quentin 14th Mar 18, 9:54 AM
    • 38,357 Posts
    • 22,328 Thanks
    Quentin
    • #3
    • 14th Mar 18, 9:54 AM
    • #3
    • 14th Mar 18, 9:54 AM
    However, I know it's my own fault for not checking sooner but due to various illnesses and issues I didn't check.
    I'm wondering if there's any possibility I'd be able to claim back the money I've obviously been overpaying?
    Originally posted by durali
    Are you saying you didn't check your bank statement and have now discovered the overpayment?


    If so contact your Bank (if you paid by direct debit) and use the DD guarantee to get the overpayment refunded.


    If you used another method to pay then contact the insurer and point out the overpayment and ask for a refund


    (But if you started this thread because you have had an eyeopener on how to shop around for cheaper insurance and discovered a saving, then no chance of getting any previous premiums paid refunded because you think you could have gone elsewhere cheaper)
    • Reardoa
    • By Reardoa 14th Mar 18, 10:55 AM
    • 154 Posts
    • 48 Thanks
    Reardoa
    • #4
    • 14th Mar 18, 10:55 AM
    • #4
    • 14th Mar 18, 10:55 AM
    Unless you are within a 14 day cooling off period with your current insurer and you want to cancel simply because you have found a cheaper alternative its very unlikely they will agree a return
    • mgfvvc
    • By mgfvvc 15th Mar 18, 10:51 AM
    • 372 Posts
    • 145 Thanks
    mgfvvc
    • #5
    • 15th Mar 18, 10:51 AM
    • #5
    • 15th Mar 18, 10:51 AM
    If you are saying that you have changed to a cheaper policy on renewal and you want to reclaim some of the premium from the precious policy then the answer is no.

    They might have price matched when you bought or renewed the policy, but only then. A year later, they won't.
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