Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • Katykat
    • By Katykat 13th Mar 18, 11:05 AM
    • 1,560Posts
    • 548Thanks
    Home insurance renewal query
    • #1
    • 13th Mar 18, 11:05 AM
    Home insurance renewal query 13th Mar 18 at 11:05 AM
    My MiL home insurance renewal quote has gone up by £25 this year. We asked L& G why and the answer was that she put a claim in for a stolen purse in 2015. We told them that she didnít actually claim for it as the excess outweighed the value of the purse and contents. The guy said that doesnít matter, itís the fact that she just inquired about it that generated the claim, which in turn generated the increase in premium. This could have also happened in 2016 & 17 too but we didnít realise it. Is this correct? Or even legal? Iíve got to say that I thought Iíd heard everything but this takes the biscuit. If correct, that could mean that 1 phone call cost her approx £75.
Page 1
    • Reardoa
    • By Reardoa 13th Mar 18, 11:37 AM
    • 104 Posts
    • 28 Thanks
    • #2
    • 13th Mar 18, 11:37 AM
    • #2
    • 13th Mar 18, 11:37 AM
    Yes it is correct. The insurer will treat it as an `incident` so it may well affect your insurance. Put simply don't report it unless you intend to continue with the claim.
    To be honest a £25 increase doesn't sound bad. IPT has increased by 2% over the last year so its not unreasonable. Look round for alternatives, it may still be the cheapest anyway.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

61Posts Today

2,803Users online

Martin's Twitter
  • Ah these care free days of watching #ENG score 5 goals in the first half of a World Cup match. It reminds me of... Never.

  • Then it should be. It's not some accident. It's deliberate grappling

  • Penalty yes but time someone was sent off for these wrestling moves #WorldCup

  • Follow Martin