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  • FIRST POST
    • annie1990
    • By annie1990 12th Mar 18, 9:12 PM
    • 2Posts
    • 0Thanks
    annie1990
    Flooded
    • #1
    • 12th Mar 18, 9:12 PM
    Flooded 12th Mar 18 at 9:12 PM
    My neighbors flooded my property due to a burst pipe was wondering who would be liable I have had my adjuster from my insurance company and tomorrow his adjuster is coming out to morrow but he owns the property but he lets it out any help would be much appreciated
Page 1
    • DCFC79
    • By DCFC79 12th Mar 18, 9:20 PM
    • 31,705 Posts
    • 19,995 Thanks
    DCFC79
    • #2
    • 12th Mar 18, 9:20 PM
    • #2
    • 12th Mar 18, 9:20 PM
    My neighbors flooded my property due to a burst pipe was wondering who would be liable I have had my adjuster from my insurance company and tomorrow his adjuster is coming out to morrow but he owns the property but he lets it out any help would be much appreciated
    Originally posted by annie1990
    You haven't said but what is it you need help with ?
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • annie1990
    • By annie1990 12th Mar 18, 9:27 PM
    • 2 Posts
    • 0 Thanks
    annie1990
    • #3
    • 12th Mar 18, 9:27 PM
    • #3
    • 12th Mar 18, 9:27 PM
    If anybody had went through this and who would pay for the damages him,his insurance, my insurance? Thanks
    • zx81
    • By zx81 12th Mar 18, 9:33 PM
    • 16,867 Posts
    • 17,891 Thanks
    zx81
    • #4
    • 12th Mar 18, 9:33 PM
    • #4
    • 12th Mar 18, 9:33 PM
    Unless he was negligent, your insurance.
    • EdGasketTheSecond
    • By EdGasketTheSecond 13th Mar 18, 12:20 PM
    • 559 Posts
    • 305 Thanks
    EdGasketTheSecond
    • #5
    • 13th Mar 18, 12:20 PM
    • #5
    • 13th Mar 18, 12:20 PM
    His contents insurance should cover your loss; at least thats how it worked when a fire in my house also damaged the neighbors; their loss was paid from my contents insurance.
    • FutureGirl
    • By FutureGirl 13th Mar 18, 4:49 PM
    • 1,087 Posts
    • 448 Thanks
    FutureGirl
    • #6
    • 13th Mar 18, 4:49 PM
    • #6
    • 13th Mar 18, 4:49 PM
    If the neighbour has been negligent in anyway, then he is liable.

    However, if the burst pipe 'just happened' then the neighbour can't be held negligent and, therefore, isn't liable for any damage to your property.

    Either claim from your insurance, and let them claim from your neighbours insurance. Or pay it yourself, and claim directly from your neighbour if you think they have been negligent.
    • eddddy
    • By eddddy 13th Mar 18, 5:27 PM
    • 6,349 Posts
    • 6,222 Thanks
    eddddy
    • #7
    • 13th Mar 18, 5:27 PM
    • #7
    • 13th Mar 18, 5:27 PM
    If it was a burst pipe caused by the unusually cold weather, there's probably no negligence, so either you or your insurer will have to pay for any damage.

    But if the neighbour is fibbing, and it was really something like an unattended bath that overflowed, then the tenant or their insurer is liable for the damage (because the tenant would have been negligent to let a bath overflow).
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