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  • FIRST POST
    • Seaside Lass
    • By Seaside Lass 12th Mar 18, 8:57 PM
    • 16Posts
    • 10Thanks
    Seaside Lass
    Fronting? or not?
    • #1
    • 12th Mar 18, 8:57 PM
    Fronting? or not? 12th Mar 18 at 8:57 PM
    If I am the owner of the car and I take a policy in my name but put my 20 year old offspring as MAIN driver is that still fronting? If not, is it legal?
    Said offspring would be living 45 miles away from my home address and would keep the car there most of the time.
Page 1
    • Silvertabby
    • By Silvertabby 12th Mar 18, 9:09 PM
    • 2,749 Posts
    • 3,938 Thanks
    Silvertabby
    • #2
    • 12th Mar 18, 9:09 PM
    • #2
    • 12th Mar 18, 9:09 PM
    It's ok for your son/daughter to be the named main driver, if they will be doing most of the driving.

    It most certainly is NOT ok to use your address instead of your child's.
    • Seaside Lass
    • By Seaside Lass 12th Mar 18, 9:36 PM
    • 16 Posts
    • 10 Thanks
    Seaside Lass
    • #3
    • 12th Mar 18, 9:36 PM
    • #3
    • 12th Mar 18, 9:36 PM
    So, when getting quotes do I put my address when it asks for my details and my childs address when it asks where the vehicle is kept?
    • Quentin
    • By Quentin 12th Mar 18, 10:13 PM
    • 35,623 Posts
    • 19,852 Thanks
    Quentin
    • #4
    • 12th Mar 18, 10:13 PM
    • #4
    • 12th Mar 18, 10:13 PM
    Yes .
    • Silvertabby
    • By Silvertabby 13th Mar 18, 8:17 AM
    • 2,749 Posts
    • 3,938 Thanks
    Silvertabby
    • #5
    • 13th Mar 18, 8:17 AM
    • #5
    • 13th Mar 18, 8:17 AM
    Quentin beat me to it!
    • forgotmyname
    • By forgotmyname 13th Mar 18, 9:52 AM
    • 26,972 Posts
    • 10,867 Thanks
    forgotmyname
    • #6
    • 13th Mar 18, 9:52 AM
    • #6
    • 13th Mar 18, 9:52 AM
    Is it actually any cheaper considering they wont be earning their own no claims?
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • Reardoa
    • By Reardoa 13th Mar 18, 11:47 AM
    • 90 Posts
    • 25 Thanks
    Reardoa
    • #7
    • 13th Mar 18, 11:47 AM
    • #7
    • 13th Mar 18, 11:47 AM
    Its not a question of cheaper. If you front a policy and your insurer finds out your policy will be voided and its then very difficult to find insurance once that happens.
    If you own it but the main driver is someone else they must be noted as the main driver and their kept address details.
    Fronting makes the policy cheaper as its rated on you and not the young driver. Sadly its common way of people trying to get cover. I used to deal with fraud motor claims and they will find out!
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