Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • Boob00
    • By Boob00 12th Mar 18, 2:53 PM
    • 2Posts
    • 0Thanks
    Boob00
    Damages from neighbours' builders
    • #1
    • 12th Mar 18, 2:53 PM
    Damages from neighbours' builders 12th Mar 18 at 2:53 PM
    Our house has suffered significant water damage from the next door property: their builders thought they had switched the stop !!!! off but had not done so and during the cold weather either a newly fitted pipe froze and burst, or simply just broke in the night and water poured through our house.
    We are currently at the start of a home insurance claim which will mean three main rooms in our house need to be stripped back to bare plaster and redecorated. Our insurance company will pursue the builder's insurers to reclaim costs. However, having just been through this with the same neighbours last year, I know that we will be left taking multiple days off work, with unforseen expenses and with months of dirty work to get our house back to anything like 'normal'. So my question is whether and how you feel we could pursue the neighbour's builders for these costs/damages/emotional upset? Thanks
Page 1
    • Aylesbury Duck
    • By Aylesbury Duck 12th Mar 18, 2:59 PM
    • 1,842 Posts
    • 2,484 Thanks
    Aylesbury Duck
    • #2
    • 12th Mar 18, 2:59 PM
    • #2
    • 12th Mar 18, 2:59 PM
    You can claim for any genuine losses. Emotional upset is not one of them.
    Please forgive the deliberate omission of apostrophes on some posts whilst I await MSE to do something about the daft codes that appear in their place when typing on certain devices.
    • Boohoo
    • By Boohoo 12th Mar 18, 4:05 PM
    • 533 Posts
    • 53 Thanks
    Boohoo
    • #3
    • 12th Mar 18, 4:05 PM
    • #3
    • 12th Mar 18, 4:05 PM
    Our house has suffered significant water damage from the next door property: their builders thought they had switched the stop !!!! off but had not done so and during the cold weather either a newly fitted pipe froze and burst, or simply just broke in the night and water poured through our house.
    We are currently at the start of a home insurance claim which will mean three main rooms in our house need to be stripped back to bare plaster and redecorated. Our insurance company will pursue the builder's insurers to reclaim costs. However, having just been through this with the same neighbours last year, I know that we will be left taking multiple days off work, with unforseen expenses and with months of dirty work to get our house back to anything like 'normal'. So my question is whether and how you feel we could pursue the neighbour's builders for these costs/damages/emotional upset? Thanks
    Originally posted by Boob00

    If/when all the work is done maybe sell up if you own the dwelling and move to detached dwelling away from the neighbours from hell.


    Good luck.
    • missile
    • By missile 12th Mar 18, 5:58 PM
    • 9,443 Posts
    • 4,697 Thanks
    missile
    • #4
    • 12th Mar 18, 5:58 PM
    • #4
    • 12th Mar 18, 5:58 PM
    Maybe get a better insurance provider?
    However, having just been through this with the same neighbours last year, I know that we will be left taking multiple days off work, with unforseen expenses and with months of dirty work to get our house back to anything like 'normal'.
    If you had a good provider this would no happen
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home
    • usefulmale
    • By usefulmale 12th Mar 18, 6:06 PM
    • 2,410 Posts
    • 4,466 Thanks
    usefulmale
    • #5
    • 12th Mar 18, 6:06 PM
    • #5
    • 12th Mar 18, 6:06 PM
    I'm not sure how a burst pipe next door can 'pour through your house'. From an upstairs flat, certainly.

    Can you explain how this happened?
    Signature removed by ForumTeam again
    • Boob00
    • By Boob00 12th Mar 18, 8:27 PM
    • 2 Posts
    • 0 Thanks
    Boob00
    • #6
    • 12th Mar 18, 8:27 PM
    • #6
    • 12th Mar 18, 8:27 PM
    Good question: we wish we knew. It's a terraced house and the water came down from their loft extension, through the party wall, across and through our ceiling.
    We are stuck with the same insurance provider as last time due to being part way through the last claim so have no option to change providers at present - trust me we will do so as soon as we are able. They are less than generous and last time refused to move us out or pay for after builder's clean following strip out works in 3 areas. We know from last time that they will pay for the damaged part of a room to be redecorated but not the other parts so it matches etc and we will be left financially out of pocket as well as the time and stress.
    So do people think we have a leg to stand on pursuing our neighbour's builder for additional costs and stress?
    • Aylesbury Duck
    • By Aylesbury Duck 12th Mar 18, 8:54 PM
    • 1,842 Posts
    • 2,484 Thanks
    Aylesbury Duck
    • #7
    • 12th Mar 18, 8:54 PM
    • #7
    • 12th Mar 18, 8:54 PM
    For any genuine losses you have suffered, yes. For stress, no.
    Please forgive the deliberate omission of apostrophes on some posts whilst I await MSE to do something about the daft codes that appear in their place when typing on certain devices.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,343Posts Today

5,534Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line? https://t.co/kwjvtd75YU

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin