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    • dazeh
    • By dazeh 12th Mar 18, 12:42 PM
    • 12Posts
    • 0Thanks
    dazeh
    Applying for a loan with an old address?
    • #1
    • 12th Mar 18, 12:42 PM
    Applying for a loan with an old address? 12th Mar 18 at 12:42 PM
    Hi guys,

    So i have been looking for a loan lately and when i did a soft search with my new address i got a big no no and i guessed it was because i wasnt on the electoral roll.

    So fast forward a few months, I am on the electoral roll and when i apply, I get bad eligibility chances. But if i use my old address, it get good elegibility chances?

    I was wondering, if i used my old address, is there any negatives that would come of it?

    IKANO Bank have gave me an offer based on my old address, but i still have to apply.

    Let me know anyway.

    Thanks,
    Dazeh
Page 1
    • DCFC79
    • By DCFC79 12th Mar 18, 12:45 PM
    • 31,699 Posts
    • 19,991 Thanks
    DCFC79
    • #2
    • 12th Mar 18, 12:45 PM
    • #2
    • 12th Mar 18, 12:45 PM
    Hi guys,

    So i have been looking for a loan lately and when i did a soft search with my new address i got a big no no and i guessed it was because i wasnt on the electoral roll.

    So fast forward a few months, I am on the electoral roll and when i apply, I get bad eligibility chances. But if i use my old address, it get good elegibility chances?

    I was wondering, if i used my old address, is there any negatives that would come of it?

    IKANO Bank have gave me an offer based on my old address, but i still have to apply.

    Let me know anyway.

    Thanks,
    Dazeh
    Originally posted by dazeh
    It's all dependant on what's your credit file, I wouldn't even think of applying at your old address when your electoral roll for your current address.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • zx81
    • By zx81 12th Mar 18, 12:47 PM
    • 16,857 Posts
    • 17,879 Thanks
    zx81
    • #3
    • 12th Mar 18, 12:47 PM
    • #3
    • 12th Mar 18, 12:47 PM
    It could start looking a little dodgy and end up with some CIFAS involvement.
    • dazeh
    • By dazeh 12th Mar 18, 12:58 PM
    • 12 Posts
    • 0 Thanks
    dazeh
    • #4
    • 12th Mar 18, 12:58 PM
    • #4
    • 12th Mar 18, 12:58 PM
    Ah then i think i will be better waiting.



    Thanks guys.
    • Tarambor
    • By Tarambor 12th Mar 18, 2:17 PM
    • 2,870 Posts
    • 2,077 Thanks
    Tarambor
    • #5
    • 12th Mar 18, 2:17 PM
    • #5
    • 12th Mar 18, 2:17 PM
    I was wondering, if i used my old address, is there any negatives that would come of it?

    IKANO Bank have gave me an offer based on my old address, but i still have to apply.

    Let me know anyway.

    Thanks,
    Dazeh
    Originally posted by dazeh
    Fraudulent application so a CIFAS fraud marker on your file is likely which will make life real fun as you'll struggle to even get a SIM only contract.

    And unless you have access to your old address how are you supposed to get the documentation to sign and return? Is the person who now resides at your old address going to be happy to find you're using it to make loan applications?
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