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  • FIRST POST
    • MallyGirl
    • By MallyGirl 10th Mar 18, 10:58 AM
    • 2,687Posts
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    MallyGirl
    Finding shareholdings - POA query
    • #1
    • 10th Mar 18, 10:58 AM
    Finding shareholdings - POA query 10th Mar 18 at 10:58 AM
    Asking on behalf of aged in-laws...
    They have POA for an aged relative who has had to go into a care home and wonít be coming out again. She has pensions but they leave a shortfall of £2k a month for the fees which is currently being funded by her rapidly diminishing savings. Her house will have to be sold - she lived alone, never married and had no children.
    She has some shares but has not documented what she holds - and now canít remember.
    They have found a box of documents - in it are letters from Equiniti and Capita amongst many others. There are no obvious share certificates.
    Is there a central register of share holdings - or a number of places they should contact?
    Money comes into her account every month which they believe is related to shares she has in what used to be the National Coal Board. She used to work for them but monthly dividends sounds unusual.

    Any suggestions on how they can get info on her assets would be really appreciated
Page 1
    • eskbanker
    • By eskbanker 10th Mar 18, 11:16 AM
    • 7,161 Posts
    • 7,602 Thanks
    eskbanker
    • #2
    • 10th Mar 18, 11:16 AM
    • #2
    • 10th Mar 18, 11:16 AM
    Money comes into her account every month which they believe is related to shares she has in what used to be the National Coal Board. She used to work for them but monthly dividends sounds unusual.
    Originally posted by MallyGirl
    If they were her employer then isn't this more likely to be a pension of some sort?

    In terms of the broader query, are there any other regular (quarterly/annual) payments into her bank (directly or via cheques) that would point towards dividends?

    I don't believe there's an overall central register so contacting each of the registrars who've written (i.e. Equiniti, Capita, etc) would be the place to start....
    • LHW99
    • By LHW99 10th Mar 18, 1:43 PM
    • 1,285 Posts
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    LHW99
    • #3
    • 10th Mar 18, 1:43 PM
    • #3
    • 10th Mar 18, 1:43 PM
    Separate question - have they looked into Attendance allowance for her - its not means tested.
    • MallyGirl
    • By MallyGirl 10th Mar 18, 4:21 PM
    • 2,687 Posts
    • 7,690 Thanks
    MallyGirl
    • #4
    • 10th Mar 18, 4:21 PM
    • #4
    • 10th Mar 18, 4:21 PM
    I suspect this won!!!8217;t apply but will get them to check. Everything is harder as the lady lives in Devon and they are in Lancashire.
    • xylophone
    • By xylophone 10th Mar 18, 4:27 PM
    • 25,373 Posts
    • 14,969 Thanks
    xylophone
    • #5
    • 10th Mar 18, 4:27 PM
    • #5
    • 10th Mar 18, 4:27 PM
    Money comes into her account every month which they believe is related to shares she has in what used to be the National Coal Board. She used to work for them but monthly dividends sounds unusual.
    https://www.bcsss-pension.org.uk/about-your-scheme/contact-us

    Try above.

    https://www.moneyadviceservice.org.uk/en/articles/immediate-needs-annuity

    https://www.telegraph.co.uk/pensions-retirement/annuities/why-the-200000-gap-between-my-annuity-quotes/

    https://societyoflaterlifeadvisers.co.uk/
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