Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • Bunglesmate
    • By Bunglesmate 9th Mar 18, 2:19 PM
    • 4Posts
    • 5Thanks
    Bunglesmate
    Contactless not wanted on credit cards
    • #1
    • 9th Mar 18, 2:19 PM
    Contactless not wanted on credit cards 9th Mar 18 at 2:19 PM
    Does anyone have any recommendations for credit cards that do not have contactless payment methods, or an account where you can have it disabled?

    Regards

    Bunglesmate
    BunglesMate
Page 1
    • Gary_Dexter
    • By Gary_Dexter 9th Mar 18, 2:36 PM
    • 1,130 Posts
    • 627 Thanks
    Gary_Dexter
    • #2
    • 9th Mar 18, 2:36 PM
    • #2
    • 9th Mar 18, 2:36 PM
    It's pretty standard across the board now.. just don't use it
    • shortcrust
    • By shortcrust 9th Mar 18, 2:40 PM
    • 1,874 Posts
    • 2,730 Thanks
    shortcrust
    • #3
    • 9th Mar 18, 2:40 PM
    • #3
    • 9th Mar 18, 2:40 PM
    My Sainsbury’s and Virgin credit cards are contactless. Both are fairly new.
    • telemarks
    • By telemarks 9th Mar 18, 2:41 PM
    • 161 Posts
    • 115 Thanks
    telemarks
    • #4
    • 9th Mar 18, 2:41 PM
    • #4
    • 9th Mar 18, 2:41 PM
    Buy one of those little slip wallets for it if you are worried about passerby scanning?

    Is it it that you are worried in case the Contactless card is lost or stolen?

    Pretty much all of them seem to be contactless now.
    • molerat
    • By molerat 9th Mar 18, 3:53 PM
    • 18,570 Posts
    • 12,725 Thanks
    molerat
    • #5
    • 9th Mar 18, 3:53 PM
    • #5
    • 9th Mar 18, 3:53 PM
    http://www.instructables.com/id/Disabling-Contacless-Payment-on-Debit-Cards/
    www.helpforheroes.org.uk/donations.html
    • DCFC79
    • By DCFC79 9th Mar 18, 4:28 PM
    • 31,606 Posts
    • 19,946 Thanks
    DCFC79
    • #6
    • 9th Mar 18, 4:28 PM
    • #6
    • 9th Mar 18, 4:28 PM
    Does anyone have any recommendations for credit cards that do not have contactless payment methods, or an account where you can have it disabled?

    Regards

    Bunglesmate
    Originally posted by Bunglesmate
    Why not use it ? It can save time at the checkouts.

    Line your wallet in foil if you like or buy an RFID wallet.

    Use cash or a top up card and only put a small amount on it.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • AllieKat
    • By AllieKat 9th Mar 18, 5:18 PM
    • 91 Posts
    • 57 Thanks
    AllieKat
    • #7
    • 9th Mar 18, 5:18 PM
    • #7
    • 9th Mar 18, 5:18 PM
    If your concern is security, modern (EMV) contactless is incredibly secure. And if any fraud did occur you aren't liable.

    Do not do anything to damage your card. If you do it technically voids the card and it also looks very suspicious.

    I don't know of any cards without contactless, but Aqua uses Application Usage Control to make it so contactless only works for domestic transactions. That's the closest I know of to no contactless on a modern UK bank card... No foreign contactless.
    • fozmcfc
    • By fozmcfc 9th Mar 18, 7:12 PM
    • 3,004 Posts
    • 2,192 Thanks
    fozmcfc
    • #8
    • 9th Mar 18, 7:12 PM
    • #8
    • 9th Mar 18, 7:12 PM
    My M&S Credit card doesn't have contactless (although I wish it did, it's so convenient). I got it last year, not sure if it has since changed.

    Strangely it does support Android Pay, so same thing really, just phone used for payment not card directly.
    • Anthorn
    • By Anthorn 9th Mar 18, 7:17 PM
    • 3,578 Posts
    • 924 Thanks
    Anthorn
    • #9
    • 9th Mar 18, 7:17 PM
    • #9
    • 9th Mar 18, 7:17 PM
    And wear a tin-foil hat. Here's the video instructions to make one
    https://www.youtube.com/watch?v=PS8dNzRhMgk
    • DCFC79
    • By DCFC79 9th Mar 18, 7:20 PM
    • 31,606 Posts
    • 19,946 Thanks
    DCFC79
    My Sainsburys credit card and M&S cards dont have contactless, may have changed since they were taken out last year, just ask the credit card co.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • GibbsRule No3
    • By GibbsRule No3 9th Mar 18, 7:26 PM
    • 657 Posts
    • 382 Thanks
    GibbsRule No3
    Basic Co Op account Cashminder does not have contactless, unlike you I wanted it but I just put it on my iPhone and use Apple Pay, so it works fine for me. Been with Cashminder for more than 10 years and he newest card arrived this month, I am surprised that it does not have contactless and I know it is the basic account but nowadays contactless is useful for travel.
    Paddle No 21
    • eDicky
    • By eDicky 9th Mar 18, 7:59 PM
    • 3,397 Posts
    • 1,610 Thanks
    eDicky
    If you sign up for a Revolut account and order the card by this Sunday, the card is free (usually £5). Contactless can be switched on/off in the app (also online, swipe or ATM use).

    https://revolut.com/
    • tastyhog
    • By tastyhog 9th Mar 18, 10:05 PM
    • 397 Posts
    • 677 Thanks
    tastyhog
    Why not use it ? It can save time at the checkouts.

    Line your wallet in foil if you like or buy an RFID wallet.

    Use cash or a top up card and only put a small amount on it.
    Originally posted by DCFC79
    they can use some of the tin foil from their hat
    • Emily Joy
    • By Emily Joy 10th Mar 18, 5:44 AM
    • 105 Posts
    • 51 Thanks
    Emily Joy
    Does anyone have any recommendations for credit cards that do not have contactless payment methods, or an account where you can have it disabled?
    Originally posted by Bunglesmate
    HSBC credit cards don't have contactless.

    NatWest issued a card without contactless facility when I asked at the account opening (in person, when dropped by to present an ID).
    • Robin9
    • By Robin9 10th Mar 18, 7:41 AM
    • 2,529 Posts
    • 1,636 Thanks
    Robin9
    I was in a shop yesterday - the lady in front of me presented a £20 note for an item if £1.

    I bought an item for £21 - and offered my card. "Contactless ?" she said - "Yes".

    I had paid and was out of the shop while the previous customer was still putting her change away.

    If you were a shop owner which customer would you prefer ?
    Never pay on an estimated bill
    • Tommo1980
    • By Tommo1980 10th Mar 18, 8:49 AM
    • 374 Posts
    • 587 Thanks
    Tommo1980
    My Marbles card doesn't have contactless. Nor my TSB basic visa debit card. It's a pain and I tend to just use them for online shopping.

    Barclaycard has several contactless options, so I tend to use that in the shops.
    • 20aday
    • By 20aday 10th Mar 18, 10:48 AM
    • 2,191 Posts
    • 907 Thanks
    20aday
    My M&S Credit card doesn't have contactless (although I wish it did, it's so convenient). I got it last year, not sure if it has since changed.

    Strangely it does support Android Pay, so same thing really, just phone used for payment not card directly.
    Originally posted by fozmcfc
    Nothing is 100% secure however I prefer using digital wallet services such as Apple/Google Pay etc for the simple fact if a system is hacked the tokenised number generated each time is worthless to any would-be fraudsters.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
    • 2ilent8cho
    • By 2ilent8cho 10th Mar 18, 11:03 AM
    • 23 Posts
    • 6 Thanks
    2ilent8cho
    My Aqua card i got late last year is not contactless, but i wish it was!
    • eskbanker
    • By eskbanker 10th Mar 18, 11:05 AM
    • 7,096 Posts
    • 7,522 Thanks
    eskbanker
    I was in a shop yesterday - the lady in front of me presented a £20 note for an item if £1.

    I bought an item for £21 - and offered my card. "Contactless ?" she said - "Yes".

    I had paid and was out of the shop while the previous customer was still putting her change away.

    If you were a shop owner which customer would you prefer ?
    Originally posted by Robin9
    The one paying by cash, as I'd be paying my card acquirer a slice of that £21, and there is a chance that the transaction could be charged back for a variety of reasons and even if this was done without justification and could be challenged, it would be a hassle.

    Although yes, I do know that cash handling isn't a completely free option either....
    • nic_c
    • By nic_c 10th Mar 18, 11:25 AM
    • 1,447 Posts
    • 792 Thanks
    nic_c
    If your concern is security, modern (EMV) contactless is incredibly secure. And if any fraud did occur you aren't liable.

    Do not do anything to damage your card. If you do it technically voids the card and it also looks very suspicious.
    Originally posted by AllieKat
    So everyone who breaks their card by sitting on it could have the card provider says its now void?
    It depends how you alter it - people used hole punches, so makes it look like a key fob, put a keyring in it and a key on that and it will look "by design". Take the corner off and it will look a bit like the Mint CC


Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

87Posts Today

2,290Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line? https://t.co/kwjvtd75YU

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin