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    • joeblags
    • By joeblags 8th Mar 18, 11:20 AM
    • 156Posts
    • 107Thanks
    simple best savings account
    • #1
    • 8th Mar 18, 11:20 AM
    simple best savings account 8th Mar 18 at 11:20 AM
    which at present is the best savings account around? after Tesco online saver removes the dd function soon to fund them, ill be closing them along with 1 or 2 current accounts that used them dd's to meet the account requirements. I would of put more effort in to finding some dd's but given the reduction in interest rates im not going messing just to keep a couple of BoS accounts open for next to no interest each month. at the moment I am looking to just dump it all into my Halifax web saver. so what ever is the best no messing about account I can just dump the cash in and leave it there.
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    • RG2015
    • By RG2015 9th Mar 18, 1:39 PM
    • 1,221 Posts
    • 713 Thanks
    I don't know why you think ICICI's rate is out of date. The rate is 1.34% gross/1.35%AER, which is what the table shows.
    Originally posted by AirlieBird
    Because the rate includes a bonus of 0.7% until 31st January 2019. With less than 12 months until that date the effective rate is now 1.28%.
    Originally posted by ValiantSon
    Good spot! And each month the rate falls by just under 6 basis points.

    By May it will be equivalent to 1.18% for 12 months. However as it is easy access, savers can move their cash away before 31st January 2019 and still get the full 1.35% AER. That is assuming that ICICI don't change their standard variable rate before then.
    Last edited by RG2015; 09-03-2018 at 1:46 PM.
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