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  • FIRST POST
    • mxtty
    • By mxtty 7th Mar 18, 2:34 PM
    • 5Posts
    • 0Thanks
    mxtty
    0% purchase offer ending
    • #1
    • 7th Mar 18, 2:34 PM
    0% purchase offer ending 7th Mar 18 at 2:34 PM
    Hi all,

    My 0% purchase card is ending soon. Is it bad to cancel the card and apply for a new 0% purchase card elsewhere? I have done this once already but don't wish to affect my credit score badly.
Page 1
    • BoGoF
    • By BoGoF 7th Mar 18, 2:39 PM
    • 3,118 Posts
    • 2,391 Thanks
    BoGoF
    • #2
    • 7th Mar 18, 2:39 PM
    • #2
    • 7th Mar 18, 2:39 PM
    If yiur card has a balance on it why are you not looking for a 0% balance transfer card.
    • mxtty
    • By mxtty 7th Mar 18, 2:42 PM
    • 5 Posts
    • 0 Thanks
    mxtty
    • #3
    • 7th Mar 18, 2:42 PM
    • #3
    • 7th Mar 18, 2:42 PM
    If yiur card has a balance on it why are you not looking for a 0% balance transfer card.
    Originally posted by BoGoF
    Sorry, it has no balance on it.
    Last edited by mxtty; 07-03-2018 at 2:46 PM.
    • zx81
    • By zx81 7th Mar 18, 2:48 PM
    • 16,803 Posts
    • 17,813 Thanks
    zx81
    • #4
    • 7th Mar 18, 2:48 PM
    • #4
    • 7th Mar 18, 2:48 PM
    You don't have a credit score, just credit history. Nothing wrong with taking advantage of promo offers, but maintain at least two or three cards to show some stability, as well as having backups.
    • nic_c
    • By nic_c 7th Mar 18, 3:18 PM
    • 1,447 Posts
    • 792 Thanks
    nic_c
    • #5
    • 7th Mar 18, 3:18 PM
    • #5
    • 7th Mar 18, 3:18 PM
    If it has no balance, why do you need a 0% purchase card?
    • jpsartre
    • By jpsartre 7th Mar 18, 3:23 PM
    • 3,154 Posts
    • 2,078 Thanks
    jpsartre
    • #6
    • 7th Mar 18, 3:23 PM
    • #6
    • 7th Mar 18, 3:23 PM
    If it has no balance, why do you need a 0% purchase card?
    Originally posted by nic_c
    Presumably to make interest-free purchases?
    • adindas
    • By adindas 7th Mar 18, 3:29 PM
    • 3,528 Posts
    • 2,192 Thanks
    adindas
    • #7
    • 7th Mar 18, 3:29 PM
    • #7
    • 7th Mar 18, 3:29 PM
    Hi all,

    My 0% purchase card is ending soon. Is it bad to cancel the card and apply for a new 0% purchase card elsewhere? I have done this once already but don't wish to affect my credit score badly.
    Originally posted by mxtty
    Stoozers are doing this all the time, yet they could still get a new BT, 0% for purchase credit cards.
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