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  • FIRST POST
    • N'am
    • By N'am 7th Mar 18, 11:17 AM
    • 1Posts
    • 0Thanks
    N'am
    Bank account switch
    • #1
    • 7th Mar 18, 11:17 AM
    Bank account switch 7th Mar 18 at 11:17 AM
    Dear Forumteam




    On the 27th Feb. 2018 I did a on line bank account switch to the HSBC and incorrectly input data regards income. It was declined but they said I could have an ordinary account which I did not want. I rang yesterday to ask why it was declined and they could not confirm and said I could try again in 3 to 6 months and the woman also said to check my credit score?




    I have just checked my credit score now using the MSE and it is good at 99%. I think I was not accurate and consistent when entering my income details...




    I do not really want to wait another 3+ months to try again and want to see if I can try and switch to the FirstDirect instead using your link on MSE.





    I have never been declined anything before. Do you think I should try and switch now to the FirstDirect using your link and be careful to be consistent when putting in the income figures or do you think there is more to it and I should not do anything for a while (3Months?).


    Please can you help.


    Regards
    N'am
Page 1
    • clivep
    • By clivep 7th Mar 18, 12:13 PM
    • 327 Posts
    • 164 Thanks
    clivep
    • #2
    • 7th Mar 18, 12:13 PM
    • #2
    • 7th Mar 18, 12:13 PM
    What did you put for your income figure on the HSBC application?
    • Samsung_Note2
    • By Samsung_Note2 7th Mar 18, 6:36 PM
    • 413 Posts
    • 166 Thanks
    Samsung_Note2
    • #3
    • 7th Mar 18, 6:36 PM
    • #3
    • 7th Mar 18, 6:36 PM
    Ive just rang up HSBC to close my Advance Account...cant see why people want it other than the switch bonus,had that and spent it so im off.

    Terrible internet banking..awful log in compared to others.

    Halifax gets a big thumbs up as does B account.
    If my appalling spelling offends you that much...dont read my posts.
    • YorkshireBoy
    • By YorkshireBoy 7th Mar 18, 6:50 PM
    • 30,147 Posts
    • 17,998 Thanks
    YorkshireBoy
    • #4
    • 7th Mar 18, 6:50 PM
    • #4
    • 7th Mar 18, 6:50 PM
    Ive just rang up HSBC to close my Advance Account...cant see why people want it other than the switch bonus,had that and spent it so im off.
    Originally posted by Samsung_Note2
    5% AER ongoing regular saver for me, one of several.
    Terrible internet banking..awful log in compared to others.
    Not the best I agree, but as I only log in once per month I put up with it.
    Halifax gets a big thumbs up
    Agree again.
    • ValiantSon
    • By ValiantSon 7th Mar 18, 9:17 PM
    • 1,877 Posts
    • 1,740 Thanks
    ValiantSon
    • #5
    • 7th Mar 18, 9:17 PM
    • #5
    • 7th Mar 18, 9:17 PM
    Ive just rang up HSBC to close my Advance Account...cant see why people want it other than the switch bonus,had that and spent it so im off.

    Terrible internet banking..awful log in compared to others.

    Halifax gets a big thumbs up as does B account.
    Originally posted by Samsung_Note2
    As YorkshireBoy says, the 5% regular saver is the primary attraction.

    Internet banking may be poor, but as I don't use it for any real day to day baking it is a small burden to bear once a month.
    • Marvo5
    • By Marvo5 7th Mar 18, 10:13 PM
    • 161 Posts
    • 106 Thanks
    Marvo5
    • #6
    • 7th Mar 18, 10:13 PM
    • #6
    • 7th Mar 18, 10:13 PM
    Internet banking may be poor, but as I don't use it for any real day to day baking it is a small burden to bear once a month.
    Originally posted by ValiantSon
    Quite right. We use an oven for our day to day baking.
    • ValiantSon
    • By ValiantSon 7th Mar 18, 10:17 PM
    • 1,877 Posts
    • 1,740 Thanks
    ValiantSon
    • #7
    • 7th Mar 18, 10:17 PM
    • #7
    • 7th Mar 18, 10:17 PM
    Quite right. We use an oven for our day to day baking.
    Originally posted by Marvo5


    Ooops!
    • adindas
    • By adindas 7th Mar 18, 11:08 PM
    • 3,529 Posts
    • 2,192 Thanks
    adindas
    • #8
    • 7th Mar 18, 11:08 PM
    • #8
    • 7th Mar 18, 11:08 PM
    ...cant see why people want it other than the switch bonus,had that and spent it so im off.
    Originally posted by Samsung_Note2
    - Preferential rate and fee on the mortgage which is already market-leading in the interest rate.
    - 5% on Regular saver account like other posters have said.

    Halifax gets a big thumbs up as does B account.
    Originally posted by Samsung_Note2
    You pay nothing so why not have both of them like some people here. Another 3 on each account per month.
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