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  • FIRST POST
    • AndyBell79
    • By AndyBell79 7th Mar 18, 11:04 AM
    • 4Posts
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    AndyBell79
    CCJ applied at old address
    • #1
    • 7th Mar 18, 11:04 AM
    CCJ applied at old address 7th Mar 18 at 11:04 AM
    Hi,

    I had a CCJ applied at an old address in January 2016, had I known about it I would have arranged for it to be paid immediately but as I didn't receive notification I didn't do anything about it. It's just one of those that slipped through the net.

    The first I knew bout it was when an agent for the court turned up at my new address in March 2017, as soon as I knew about it and what it was from I paid the full amount and the CCJ now stands as discharged on my credit file as of 31st March 2017

    My question is can I raise a dispute as I was not living at the address where the CCJ was initially applied. I've read about a 'set aside order' and wondered if this would apply to me?

    Thanks.

    Andy.
Page 1
    • zx81
    • By zx81 7th Mar 18, 11:10 AM
    • 16,832 Posts
    • 17,836 Thanks
    zx81
    • #2
    • 7th Mar 18, 11:10 AM
    • #2
    • 7th Mar 18, 11:10 AM
    Only if you had provided then with your new address. Otherwise, the CCJ can be served at the last known address.
    • AndyBell79
    • By AndyBell79 7th Mar 18, 11:18 AM
    • 4 Posts
    • 0 Thanks
    AndyBell79
    • #3
    • 7th Mar 18, 11:18 AM
    • #3
    • 7th Mar 18, 11:18 AM
    I see, so as far as they are concerned it was the last known address for me so it should stand?
    • zx81
    • By zx81 7th Mar 18, 11:18 AM
    • 16,832 Posts
    • 17,836 Thanks
    zx81
    • #4
    • 7th Mar 18, 11:18 AM
    • #4
    • 7th Mar 18, 11:18 AM
    That's right.
    • AndyBell79
    • By AndyBell79 7th Mar 18, 11:22 AM
    • 4 Posts
    • 0 Thanks
    AndyBell79
    • #5
    • 7th Mar 18, 11:22 AM
    • #5
    • 7th Mar 18, 11:22 AM
    OK, thanks for the info.
    • Tarambor
    • By Tarambor 8th Mar 18, 3:20 PM
    • 2,852 Posts
    • 2,059 Thanks
    Tarambor
    • #6
    • 8th Mar 18, 3:20 PM
    • #6
    • 8th Mar 18, 3:20 PM
    Just confirm that a creditor is only legally required to contact you at the address they have on file for you so if you don't update them then they're doing nothing wrong in sending notifications to the old address. Whilst debt collectors will investigate where you are and find you at your new address, creditors are not obliged to.
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