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  • FIRST POST
    • Sad Saver
    • By Sad Saver 6th Mar 18, 11:29 AM
    • 3Posts
    • 0Thanks
    Sad Saver
    Pension gap
    • #1
    • 6th Mar 18, 11:29 AM
    Pension gap 6th Mar 18 at 11:29 AM
    I have retired before I get my state pension and I'm taking drawdown from a private pension.
    I want to get a cash back credit card, but can't because I have no regular income. I have a perfect credit history and I'm financially secure. I don't understand why I would be refused, can anyone help ?
Page 1
    • zx81
    • By zx81 6th Mar 18, 11:52 AM
    • 17,261 Posts
    • 18,356 Thanks
    zx81
    • #2
    • 6th Mar 18, 11:52 AM
    • #2
    • 6th Mar 18, 11:52 AM
    You're not meeting the lender's critieria.

    Who have you applied to? What income are you declaring?
    • Sad Saver
    • By Sad Saver 6th Mar 18, 12:02 PM
    • 3 Posts
    • 0 Thanks
    Sad Saver
    • #3
    • 6th Mar 18, 12:02 PM
    • #3
    • 6th Mar 18, 12:02 PM
    I have applied to TSB and Asda, and I'm declaring zero income and 11500 other income
    • TadleyBaggie
    • By TadleyBaggie 6th Mar 18, 1:06 PM
    • 2,766 Posts
    • 2,090 Thanks
    TadleyBaggie
    • #4
    • 6th Mar 18, 1:06 PM
    • #4
    • 6th Mar 18, 1:06 PM
    I declare my pension drawdown income, as income.
    • Sad Saver
    • By Sad Saver 6th Mar 18, 1:24 PM
    • 3 Posts
    • 0 Thanks
    Sad Saver
    • #5
    • 6th Mar 18, 1:24 PM
    • #5
    • 6th Mar 18, 1:24 PM
    That is what I have just done, and I have been accepted,
    Thank You
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