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  • FIRST POST
    • PurpleFairy26
    • By PurpleFairy26 5th Mar 18, 6:26 AM
    • 2,159Posts
    • 14,601Thanks
    PurpleFairy26
    What small MSE things will you do w/c 5th March
    • #1
    • 5th Mar 18, 6:26 AM
    What small MSE things will you do w/c 5th March 5th Mar 18 at 6:26 AM
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important
Page 4
    • determined new ms
    • By determined new ms 8th Mar 18, 7:03 AM
    • 6,833 Posts
    • 40,011 Thanks
    determined new ms
    Morning boo hoo my last day off! Planning to just potter around & get ready for the next 3 days

    * check banking & make a transfer
    * Clothes x 3, bag and food ready
    * bns soup for lunch
    * knitting - think I will finish off my sock today
    * Listen to audio book while knitting
    * slow cook beef stew in the sc
    * make banana cake & egg muffins
    * check onepoll
    * searched out and found plimsolls & trainers for madam on flaebay - hopefully I'll get them for a song
    * Flylady'd the kitchen
    * clean lounge windows - really need to do this!
    * actually list 3 things
    * return books to library get madam some - to add to the school discussion. Madam only gets 1 story book & 1 reading book a week! She's supposed to read 10 mins a day. Last week she read the book in one setting so the rest of the week she's supposed to read the same book??? She is supposed to read it at least 2 times, but I think it's not really exciting enough to foster the joy of reading! I'm taking matters into my own hands and get some early readers from the library.

    That's all I can think of! Have a great day
    Last edited by determined new ms; 08-03-2018 at 10:44 AM.
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
    • PurpleFairy26
    • By PurpleFairy26 8th Mar 18, 7:56 AM
    • 2,159 Posts
    • 14,601 Thanks
    PurpleFairy26
    Determined enjoy your day, wow that 8 days has flown!

    No snow so can peg out

    Other things:
    Check banking
    Something out of freezer for tea
    DH and dd packed lunch, I'll use up something from fridge
    Try and get to the gym but it'll be tight as I have lots of work to do, need to have an Uber productive hour 1
    No commute
    Write small shopping list for weekend, brownie camp has been postponed so will have a rethink
    Hubby working on Sunday. Should be straightforward and 70 extra for a few hours
    Post my Mothering Sunday card (not mine but from me)
    Look after sourdough starter and check she doesn't erupt, she looks a bit lively
    Cake has been requested by DH so will have to see if I can sort one out today
    Maybe a walk with friend tonight it foot feels up to it.
    • foxgloves
    • By foxgloves 8th Mar 18, 7:57 AM
    • 4,028 Posts
    • 20,723 Thanks
    foxgloves
    Morning DNMS & all who follow,
    Am vertical & caffiened-up. Just as well, as today I plan to be on fire wirh jobs.
    Talk to you later,
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 716-58
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 244
    • little pink purse
    • By little pink purse 8th Mar 18, 8:49 AM
    • 866 Posts
    • 3,975 Thanks
    little pink purse
    Morning everyone

    todays todo

    check banking
    set budgets stick to them
    tidy the house
    wash on
    try and turn heating down but it is very cold (honest)
    book the car in for a mot and prey its cheap lol

    better go have a great day xxlppxxx
    nsd may /10
    feb fuel and food budget 350.00

    debt total highest 66k now 65k
    FIRST DEBT TO BLAST 2142.95 /
    • ziggy2407
    • By ziggy2407 8th Mar 18, 8:56 AM
    • 3,085 Posts
    • 23,345 Thanks
    ziggy2407
    Good Morning All

    Not feeling the greatest today as poor sleep - thank you cough for deciding to strike in the middle of the night for the last few nights. Yesterday was just a day of the normal "small things" along with a family get together with DH's brothers & sisters for lunch (10 of us catching up was lovely, a bit noisy at times but good fun) and one of brother's paid so a great treat. Today we have/will:

    Check Bank & made PAD - Done
    Gym (rehab/physio) -
    Return library books -
    Hairdresser @ home -
    Purge a few emails -
    Enter a few comps -
    Surveys -
    All meals from cupboards/fridge/freezer -
    Check: Tombola Stars, Lucky Bob, Luckyphone, FPL -

    Have a great day all.

    C x
    It is better to take many small steps in the right direction than to make a great leap forward only to stumble backward. (Old Chinese Proverb)

    Make 5 per day in Jan 18: 491.91/155 Make 5 per day in Feb 18: 51.40/140 Make 5 per day in Mar 18: 150.36/155 Make 5 per day in Apr 18: 93.25/3150 Make 5 per day in May 18: 8/155
    • Happy Kitties
    • By Happy Kitties 8th Mar 18, 9:56 AM
    • 508 Posts
    • 4,005 Thanks
    Happy Kitties
    We have snow, but hoping to go out later as now have blue skies and I think it will disappear quite quickly.

    I've found it interesting reading about 1llson's 'cookery' lesson.

    I did the same as foxgloves at school, an O level in home economies that involved, nutrition , food science, practical cookery skills and I knew that it what I wanted to do I loved it.

    My degree is a consumer degree where I specialised in food science and nutrition in my third year and that was what my dissertation was based on. Without those basic skills there is no way I could have specialised in this module.

    Despite my health issues (and my specialist setting me up for a fall, for realisation to hit that my health problems were not going to cope) I trained to become a home economics teacher. With the changes with the whole 'design and technology' I had to teach child care and textiles as well.
    With one school placement totally shocked, cookery lessons were all based around industry. When I asked about basic cooking skills and that bringing in a tin of pie filling and a pack of filo pastry to make different designs of pastries was not cookery I was told not to argue.

    My next school placement was brilliant. The teacher was very much about the children learning to cook as much as they could and she wanted as much practical skills crammed in to enable the kids to feed themselves in the real world. It was brilliant much more realistic. Unfortunately I was never able to follow through as a career as the specialist forced my hand and did make me realise that my health wouldn't manage(after two 6 week stints in hospital) but I have been able to use the skills I learnt in other areas of my life.

    Leg is still swollen, It's having one of its moments, just always have to keep an eye out for any blood clot danger signs.
    Have only really been doing the basics,
    -banking checked
    -food being used up, no room in the freezer so have been enjoying the leftovers and turning into hot filling meals.
    -I've been so slow on paperwork, really not motivated
    -pop a chicken curry in the slow cooker using reduced frozen chicken from Tesc@. Our local Tesc@ has been getting rid of a load of frozen items cheap, I think they must be re branding, but have picked up a lot of items very cheap hence no room in the freezer but will be all used when DD comes home at Easter. Have already planned a lot of meals around the items.
    -just going to update my spends book with another cuppa and plod on very slowly.

    ziggy well done on the comp win
    For the lurgy sufferers I hope u are feeling better soon.
    1LL and DawnW thank you for it kind concern with the leg, just very bad circulation with the spinal damage I'm afraid......and it does seem to do its own thing compared to the rest of me!!!!!!

    Right off to get another cuppa, have a great day everyone x
    2017 birthday savings shopping frugally = 481.15:money. 2018 birthday savings so far=359.51
    • allydowd
    • By allydowd 8th Mar 18, 11:20 AM
    • 4,102 Posts
    • 26,239 Thanks
    allydowd
    Hi March Money Magicians,

    Work later. Managed to haul snuffy-self out of bed.


    Free-Nillionaire Continuity Plan Year Three:


    * Work very hard on my own mental health issues. Do Holistrio App.

    * Check online banking and broadband usage.

    * Turned off alarm clock until tonight, it resets itself automatically.


    * Made a chilli with sweet potato chunks in for when we both get in from work tonight. Grated cheese on top.

    * Made a packed lunch for work. Just some fruit and cheese and crackers.

    * Cheese on toast for brunch. (Cheese is my thing! )

    To live without risk is to risk not living.
    Debt-free day: 8th May 2015
    The Joy Account: 1

    Bold Bicycle Bonanza: 93.01 km
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • 1LuckyLady
    • By 1LuckyLady 8th Mar 18, 11:28 AM
    • 801 Posts
    • 7,453 Thanks
    1LuckyLady
    Morning all,

    Thanks Spud & HK, Its really interesting reading about everyone else's experiences. I totally agree with Spuds point about obesity and the lack of cooking skills also.
    He hasn't even got copies of the recipes they've made. When I was at school we had to buy their cookery book for about 1.50 I think it was and we did those recipes. (My sister still uses her copy when making a quiche or a cheese cake! - my cheesecake at school was a disaster and even after being in the fridge for two nights didn't set - and I've never made another one since!! lol
    Hk, I noticed our local Tesco was selling off frozen items (I picked up 4 boxes of 4 knicker bocker glory cornetto type things for 65p a box the other day)

    Todays list from me
    Ds1 had ys bread for toast with his scrambled eggs
    Ds2 to school for a free breakfast club
    Gym session done to make the most of my membership and refilled water bottle a couple of times
    Popped into l1dl on the way back as needed carrots, also picked up some ys crumpets down to 25p a pack as they rest of the family like these for their weekend breakfasts - and dh would pick 90p a pack ones from a big brand if he was to buy them
    Haven't yet de -gunked the yankee candle jar from where the label was - must do this today
    Need to sew up several things but will wait til kids get home as one is ds2s coat, ds1s bag, a button on my coat and my pajama jumper pocket
    Make families lunches for tomorrow
    All meals from stores, tonight will be the spag bol I made yesterday and the kids are going to finish off the chicken curry
    Check banking/update spreadsheets
    Look at my card stash to see if i have a mothers day card, if not I might make one instead

    That's about it.

    Have a good day all

    Sticking with the "Small things" thread to keep up us on the straight and narrow.
    • DawnW
    • By DawnW 8th Mar 18, 7:31 PM
    • 4,999 Posts
    • 39,423 Thanks
    DawnW
    Evening all
    Just got my brother settled into his new flat - lovely to come home and nobody here except the dog He seems really happy, and thanked OH and I (first time ever after a lifetime of bailing him out, on one occasion literally ). So, hopefully he will settle, and while he will need some support, we won't have him living here any more - he is a really difficult person to live with

    Anyway, that has taken up most of the day, as it involved collecting freecycle items and various other sorting, but I have managed a few other things:
    Went to the market for fresh veg this morning. Got most of what I wanted, though it was a bit chaotic this week
    Popped into the weekly flea market and bought a few bits to sell on - these don't find their way onto my spreadsheet as I keep separate records / accounts for my business
    Updated spreadsheet with spends on veg etc
    Dried a load of washing on the line
    All HM meals, even though I have felt a bit yucky today after yet another poor nght's sleep
    Wrapped 2 ebay parcels for posting tomorrow
    Found a couple of items to list tomorrow
    Received more stamps from RM surveys - my participation is coming to an end for a while in a couple of weeks
    Tidied up a bit in the dining room, which becomes an awful dumping ground
    Convinced OH to part with a chest of drawers that he has somehow rammed into his den - DD wants one, and it is only in the way. He is a bit of a hoarder, and I am desperately trying to reduce the amount of furniture in the house With him being a hoarder and me being a junk dealer, you can imagine it is not minimalist by any means here
    NSDs for May: 2 / 19

    • determined new ms
    • By determined new ms 9th Mar 18, 6:22 AM
    • 6,833 Posts
    • 40,011 Thanks
    determined new ms
    Morning guys am up earlier than expected thanks to madam! I suppose the extra time gives me a little longer to do begger all! Just need to wash my hair and iron my skirt, other than that all prework things were done yesterday

    Not many small things today as working 8-8 seemed great having 8 days off but seems harder to get the motivation to return today!

    Dawn congrats on your db getting his place the most important thing is for him to get through the next year and get out of the temporary tenancy phase. If he loses his job he needs to get housing benefit set up asap! Enjoy the time with oh x

    * all meals from store - I made tonight's tea last night it is spiced chicken ala Jack Monroe and had run out of lemon juice so put in a desert spoon of lemon curd. It's turned out blooming lovely!
    * oh having lo stew for lunch and there's a portion to freeze
    * checked banking & did a couple of small transfers
    * checked meal plan in case something needs to be defrosted for tomorrow. Nope
    * submit expenses for last month
    * check onepoll? I'll try...
    * Hopefully get a pair of plimsoles for madam off of ebay for around 5 (when I got her some from Clarks they were 10 and she's hardly worn them at all!) Yesterday I got her some trainers for 9
    * get petrol on way to work
    * apart from petrol NSD
    * go for a walk at lunch
    * get lunch, bag, clothes ready this evening for work tomorrow

    Ok that's all I'll do
    Last edited by determined new ms; 09-03-2018 at 6:46 AM.
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
    • PurpleFairy26
    • By PurpleFairy26 9th Mar 18, 8:02 AM
    • 2,159 Posts
    • 14,601 Thanks
    PurpleFairy26
    Morning all

    Thanks goodness it's Friday. It's felt like a long week! Things for today:

    Really don't want to go to the shops, so got a portion of cooked chilli out of freezer for DH and mines tea
    Packed lunches all round apart from smallest small who is on hot dinners free at school. Experimenting using frozen avocado in a salad, will see how that works out
    Hot drink for commute
    Washing shuffle whilst radiators were on first thing
    Put washing away tonight
    Quick shower, hair to dry naturally
    Out for a walk with a good friend from work at lunch time
    Send Mothering Sunday card, didn't do this yesterday, have stamp already
    Ask at work about hotel that I might be able to get cheap for a family wedding we've been invited to
    Make a list tonight in my book of the things I want to achieve between now and end of March.
    DH and I to gym tonight

    Right, best get moving or we will all be late.
    • Baileys Babe
    • By Baileys Babe 9th Mar 18, 8:35 AM
    • 2,242 Posts
    • 10,895 Thanks
    Baileys Babe
    Morning

    I was able to get on yesterday due no access to the Internet, I'm blaming the snow.

    Today the children both have sports training in a local city which is going to take about 5 hours out of our day.

    Today's plan:
    Wash hair and let it dry naturally
    LSD only pay for training
    RMsurvey
    Take packed lunch, snacks and drinks with us
    BLD from stores
    Stick to meal plan
    OH to work from home
    Home Educate children
    PAD
    Arrange break down cover for both of us
    • DawnW
    • By DawnW 9th Mar 18, 9:31 AM
    • 4,999 Posts
    • 39,423 Thanks
    DawnW

    Dawn congrats on your db getting his place the most important thing is for him to get through the next year and get out of the temporary tenancy phase. If he loses his job he needs to get housing benefit set up asap! Enjoy the time with oh x
    Originally posted by determined new ms
    Temp tenancy would have actually been an improvement on his situation DNMS, he would ricochet between an ex partner, us, sleeping in his car, and has had periods on the streets, despite having good employable skills, and always trying to work. He has some kind of issue, DD2 thinks Asbergers / Autism spectrum - he has never had a diagnosis, tbh when we were kids these things weren't known about, but DD teaches teenagers with these conditions and says she recognises some of the behaviours. He has also had a gambling addiction (which worries me he might slip back into). As you say, if we get through a year, we might be getting there! I can so see how people with these problems end up homeless, but they are not easy to help by any means!

    Anyway, plans for today:
    Did a Yougov survey
    Stripped spare bed and got washing machine on
    Load of washing out on line It rained! Boo! Now on airer, and the woodstove is lit, so it will dry overnight
    More to do Another load done and hoping for better weather tomorrow!
    OH gone to the chiropractor this morning, so definitely a spend day! He had the car washed as well. It is sufficiently cold and rainy to make the prospect of doing it ourselves very unattractive
    Thoroughly clean spare room and ensuite Done
    Also washed main bathroom floor and hoovered both sets of stairs

    Ebay and RM surveys parcels to post Done
    Take some items to sales unit while I am out Done, managed to fit a whole boxful onto my shelves, so must have had some sales On the downside, I spent 10 on a new bathroom mirror from another dealer
    Pop into Iceland for tomatoes, which I forgot to get at the market yesterday, bananas which they didn't have, and tuna which is way cheaper there than at Sainsburys. Will use some shopping vouchers from RM surveys to minimise spends 4.64 of actual money spent
    Think what to do for dinner, will be something out of the freezer! Pork steak things, with chips and peas - not very diet friendly, but probably better (not to say cheaper) than a Friday night takeaway!)
    Listed 2 more items on ebay
    Freecycler coming round to pick up some strawberry plants later He came, despite the rain
    Check banks Done
    Update spreadsheet with spends, bank info etc Still to do
    Look for more surveys later One for Ipsos so far - I was screened out, but got 10 points anyway. They add up!
    Emptied cupboard in spare bedroom that is going into OH's den to replace the chest of drawers that he has promised DD2 for little ones' clothes. Fear not, I have something to replace the cupboard, a table currently wedged on the landing No shortage of furniture here

    Hope everyone has a good day
    Last edited by DawnW; 09-03-2018 at 7:50 PM.
    NSDs for May: 2 / 19

    • allydowd
    • By allydowd 9th Mar 18, 10:50 AM
    • 4,102 Posts
    • 26,239 Thanks
    allydowd
    Hi March Money Magicians,

    Work later. Begun morning by cleaning up after poorly DW. Heating is on to dry bed-linen.


    Free-Nillionaire Continuity Plan Year Three:


    * Work very hard on my own mental health issues. Do Holistrio App.

    * Check online banking and broadband usage.

    * Turned off alarm clock until tonight, it resets itself automatically.


    * Cook something DW might be able to manage later. She is currently consuming a homemade banana and mango smoothie. Boil in the bag fish for lunch from freezer.

    * Prepped invoice for 7 weeks' work DW has done. Used a recycled envelope.

    To live without risk is to risk not living.
    Last edited by allydowd; 09-03-2018 at 12:52 PM.
    Debt-free day: 8th May 2015
    The Joy Account: 1

    Bold Bicycle Bonanza: 93.01 km
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • foxgloves
    • By foxgloves 9th Mar 18, 3:54 PM
    • 4,028 Posts
    • 20,723 Thanks
    foxgloves
    Hello Friday Frugalistas,
    Useful sort of day. These are the money saving bits:
    *Free fitness with brisk walk to the post box followed by a pleasant morning of gardening.
    *Sowed several trays of seeds, including 3 of 'edibles' - lettuce, basil & lemon basil. All the flower seeds I sowed were free packets from my Mum's gardening magazine habit.
    *Cut the very last of my autumn sown rocket, as I need the space in my greenhouse. Have popped it in a container to serve with tomorrow's meal.
    *Potted up my autumn sown lambs' lettuce plants into a trough. They are big enough now to be cutting a few leaves, so watered them & talked to them nicely.
    *Topped up worm composter with more scraps as I want to maximise free worm compost this year, to boost a few plants which could do with a bit of help.
    *Finished next week's meal plans.
    *Write shopping list (am starting that in a minute)
    *Did a couple of surveys.
    *Finish knitting socks - I am nearly at toe-shaping so these could be finished tonight if I am in the mood.
    *mr f saved his money by not doing his planned Friday night stop-off for beer-buying purposes. This change of heart, I hasten to add, was not financially driven, but due to gridlocked traffic in town & he cba to sit in it any longer! He did come in with a 'man with no beer' face, but I reminded him that he still had his money. What a little ray of joy I am, in his no-beer crisis.
    Think that's it.
    Take care, all.
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 716-58
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 244
    • little pink purse
    • By little pink purse 9th Mar 18, 4:16 PM
    • 866 Posts
    • 3,975 Thanks
    little pink purse
    Good Afternoon

    today were at our Xmas gift from the in-laws very peaceful just the break i was needing
    we have had a NSD
    been checking banks etc and budgets
    going to start to bank one for car repairs and birthdays and gifts
    i have re started ebay
    are there any good survey sites i could try

    hope every one is warm and well xxx lppxxx
    nsd may /10
    feb fuel and food budget 350.00

    debt total highest 66k now 65k
    FIRST DEBT TO BLAST 2142.95 /
    • Lottebear
    • By Lottebear 9th Mar 18, 5:41 PM
    • 782 Posts
    • 3,591 Thanks
    Lottebear
    Hello Everyone

    I have had a good week this what I have got up to

    - 3 NSD days
    - Food from Stores, Internet shopping was finally delivered after the snow 4 days later!
    - Collected World book day book for DD
    - Paid a little of the CC to round it down and make sure min payment is made on time
    - Signed DD for holiday club not as expensive as I thought
    - Went into town to buy cleaning stuff as cheaper than supermarket even with parking
    - Put flyers up for charity day, as I promised to do

    Tomorrow
    Afternoon tea for mothering Sunday we never go out on the day as it too busy, so tend to go before the weekend afterwards.
    - DD at dance class pre paid - Never got there as she is full of cold
    Did a handful of surveys and competitions

    Met lovely friends for dinner - Priceless
    Last edited by Lottebear; 11-03-2018 at 7:22 AM.
    • determined new ms
    • By determined new ms 10th Mar 18, 6:47 AM
    • 6,833 Posts
    • 40,011 Thanks
    determined new ms
    Morning Day 2 of my 3 day working week it wasn't so bad, except I get hungry! It's going to take some adjusting to food wise!

    Foxgloves your comment made me laugh! Mr F is very lucky to have you reminding him how lucky he is! tee hee!

    I am running slightly behind schedule as I haven't put together my lunch but as I don't have to get madam ready I don't think it'll be a problem ready and have 10 mins before I need to leave

    Things for today:

    * NSD
    * all meals from stores
    * check meal plan for tomorrow and get anything out of freezer that's needed
    * hang up washing
    * oh & madam making mother's day art & going to visit the inlaws
    * get clothes and food ready for tomorrow
    * last of the (not frozen) BNS soup for lunch, 6 egg muffins out of freezer for breakfast to take, and 1/5th of ys greek yogurt. My breakfast,
    lunch & dinner is sub 50p
    * ask oh if he'll make a couple of extra pancakes so I can take for breakfast tomorrow
    * checked banking
    * checked cc and received 100.20 in cashback. Which neutralises the spending spree I had a few weeks ago!


    That's all I can think of! Am sure there'll be more! Happy weekend guys x
    Last edited by determined new ms; 10-03-2018 at 7:39 AM.
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
    • PurpleFairy26
    • By PurpleFairy26 10th Mar 18, 7:40 AM
    • 2,159 Posts
    • 14,601 Thanks
    PurpleFairy26
    Morning all

    Glad your work day was ok determined long may it continue.
    Dawn hope you and DH are enjoying your house again
    Foxgloves you could have been talking about mr PF somenights with the beer. Not last night though.

    Today's list:
    Last of blueberries and strawberries for breakfast, mixed some cheap Greek yogurt with more expensive lemon curd to make it go further
    Mince out of freezer for tea, use up lots of veggies to go in it to make cottage pie
    Freeze half a tin of anchovies that won't be eaten in the next couple of days
    Check fridge for anything else
    Update freezer list
    Small shop after doing this weeks meal plan. Have 5 off coupon
    Check banking, still need to jig a couple of pots around
    Order fruit plants for garden
    If it's not raining later walk into town from dd activities and get them to tighten my glasses
    Both of us to the gym later
    DH may have work on tonight as well as tomorrow, if so it'll be an early night all round. And a bit of extra cash.
    Lots of washing to catch up on it seems, have made a start and airer is at the ready.
    • Baileys Babe
    • By Baileys Babe 10th Mar 18, 9:15 AM
    • 2,242 Posts
    • 10,895 Thanks
    Baileys Babe
    Morning

    I was able to get on yesterday due no access to the Internet, I'm blaming the snow.

    Today the children both have sports training in a local city which is going to take about 5 hours out of our day.

    Today's plan:
    Wash hair and let it dry naturally
    LSD only pay for training
    RMsurvey
    Take packed lunch, snacks and drinks with us
    BLD from stores
    Stick to meal plan
    OH to work from home
    Home Educate children
    PAD
    Arrange break down cover for both of us
    Originally posted by Baileys Babe
    I managed to get everything on yesterday's list done.

    Rang to renew my breakdown cover and arrange OH. I was very pleased as it was only 20% more for both than just buying mine. Also there is no additional cost for paying monthly, so that is what we are doing, I would rather the money was in my account not theirs.
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