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  • FIRST POST
    • PurpleFairy26
    • By PurpleFairy26 5th Mar 18, 6:26 AM
    • 2,162Posts
    • 14,626Thanks
    PurpleFairy26
    What small MSE things will you do w/c 5th March
    • #1
    • 5th Mar 18, 6:26 AM
    What small MSE things will you do w/c 5th March 5th Mar 18 at 6:26 AM
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important
Page 2
    • PurpleFairy26
    • By PurpleFairy26 6th Mar 18, 7:59 AM
    • 2,162 Posts
    • 14,626 Thanks
    PurpleFairy26
    Morning all

    It must have been MSE hair cut day yesterday determined as I had mine done too. First time in nearly two years I had about 10 inches of pony tail cut off and I'll donate it to charity that makes wigs for children who've had cancer. Cut was only 15 too

    Things for today:
    DH and I have chicken curry I made on Sunday. I'm meeting a friend for lunch (at work) so I'll heat mine and take it to the cafe with me
    Packed lunch for small, last of loaf I bought at the weekend to use up
    Made this last night to use up some satsumas. So that will be pudding for everyone with some left for later in the week. https://thehappyfoodie.co.uk/recipes/clementine-almond-and-olive-oil-cake
    Present I got yesterday on offer at wholesaler to add to list and move money from present pot
    Hot drink for commute made with morning kettle boil
    Check banking, made another overpayment to loan. Very pleased we have paid off 1600 since January on it.
    Used some lotions and potions on my face post shower
    Used much less shampoo now hair is much shorter
    Right must finish last few tasks before school run.

    Quick question for sourdough queens (looking at you Foxgloves) - I've made it in a big kilner type jar. Should lid be fixed shut to not let air in or just 'covered' ?

    Have a great day folks. Purps.
    • ziggy2407
    • By ziggy2407 6th Mar 18, 8:15 AM
    • 3,085 Posts
    • 23,345 Thanks
    ziggy2407
    Good Morning All

    Dawn - Hope you manage to find some time for yourself as you sound so busy at the mo

    Today we have/will:

    Check Bank & made PAD - Done
    Meat in SC for tea - Done
    Gym (rehab/physio) - Done, loved it
    DIY Pamper session - Done
    Prep a couple of letters/parcels -
    Purge a few emails - Done a few
    Enter a few comps - Done a couple
    Surveys -
    All meals from cupboards/fridge/freezer - Done
    Check: Tombola Stars, Lucky Bob, Luckyphone, FPL - Done

    Have a great day all.

    C x
    Last edited by ziggy2407; 06-03-2018 at 9:16 PM.
    It is better to take many small steps in the right direction than to make a great leap forward only to stumble backward. (Old Chinese Proverb)

    Make 5 per day in Jan 18: 491.91/155 Make 5 per day in Feb 18: 51.40/140 Make 5 per day in Mar 18: 150.36/155 Make 5 per day in Apr 18: 93.25/3150 Make 5 per day in May 18: 8/155
    • carrielovesfanta
    • By carrielovesfanta 6th Mar 18, 8:27 AM
    • 1,535 Posts
    • 11,744 Thanks
    carrielovesfanta
    Evening all
    Thanks for the start PF
    HK and CLF - hope you are ok

    I have had a VERY spendy day
    Had to pay 4 weeks rent upfront on the flat my brother has been allocated, plus obtain some basic furniture / household stuff. Most of it came from either freecycle or my stash, but still had to buy bed sheets, a cooker, fridge and table. OH and I have to get the freecycle stuff later this week, so hoping it isn't too heavy. Brother is starting a temp job so won't be around. I ASSUME he is grateful for this, and our keeping him for the last 3 months Thank goodness we have savings!
    At least he is leaving, it has really taken it out of OH and I one way and another. Looking forward to getting back to whatever normal is!

    Not much done except for trailing round charity shops, HA offices etc. OH and I even had lunch out as we were stuck in neighbouring town at lunchtime and hadn't taken anything with us Only a baguette and coffee, but still!

    * HG cooked fruit from freezer for breakfast instead of bought fruit
    *Washed breakfast stuff up by hand instead of runnng DW more than once
    * Cooked fish from the freezer for dinner
    * Spendy again, but if there are any Home & Barker fans out there, they have discontinued one of their duvet set designs and are selling off for 9.99 double and 14.99 king. I couldn't let a bargain like that slip by, especially as I have given the old bedding from my stash to my bro!

    Right, I am going to wash up the stragglers that haven't made it into the DW (OH did it, and always manages to leave things out), watch Collateral on TV, and then go to bed. Another day tomorrow!
    Originally posted by DawnW

    I'm fine thanks Dawn - just having a mard! And the ear thing is ongoing.


    I'm more worried about you - I hope things all settle down now xx
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • Baileys Babe
    • By Baileys Babe 6th Mar 18, 8:31 AM
    • 2,242 Posts
    • 10,895 Thanks
    Baileys Babe
    Today I will:
    RM survey
    Wash hair and let it dry naturally
    Do weeks shop whilst children are at their gym lesson this morning, to prevent them encouraging me to go off list & to save time
    Set WM to run overnight
    Set DW to run overnight
    BLD from stores
    Stick to meal plan
    Book on to HE workshop
    Home Educate childen

    Both myself and DD are learning to knit, I need to have a look at mine as some how I have an extra 3 stitches, if I'm successful in sorting this, I'll get the 2 of us to do some practice.
    • carrielovesfanta
    • By carrielovesfanta 6th Mar 18, 9:03 AM
    • 1,535 Posts
    • 11,744 Thanks
    carrielovesfanta
    Morning folks

    Big hugs to all

    That cake sounds good purplefairy!

    Ohhhhh my core is sore today! Too many situps. But I seem to be starting with a tickly cough which is a bad combo

    Today's mission:
    • B/L/D from stores - done
    • Gym at lunchtime - done. Good classic workout today.
    • Possibly go out after work but will not drink any alcohol. Will not suggest being out
    • OH to hopefully do some housework - done
    • Charge phone in work - done
    • Put a wash on - done
    • Look out for the latest instalment of the Sunshine and Showers CAL - done
    • Do relaxing app. Am currently learning about diaphragmatic breathing!
    Not much doing today

    clf x
    Last edited by carrielovesfanta; 07-03-2018 at 8:20 AM.
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • 1LuckyLady
    • By 1LuckyLady 6th Mar 18, 9:07 AM
    • 803 Posts
    • 7,473 Thanks
    1LuckyLady
    Good morning all,

    An early check in from me as my gym buddy has had to cancel on me and today's class is the only one of the week I don't enjoy so I've cancelled my class and am having an extra nice cup of coffee before making a start on my list

    Spuds, Ally, Clf & any others still not feeling well. Hope you feel better soon.
    Ziggy, thank you for the wd40 tip, I'll give that a try
    BB, nice to see you back posting
    Dawn, Glad to hear that the end is in sight.
    to everyone else

    Todays list
    Both kids finished off the weetabix my dad asked us to finish off All gone and something else off my use up list
    Check banking and update spreadsheets
    Meeting a friend for our monthly and catch up in a bit, the place we are meeting is next to a supermarket so I will also
    - Go to drs to pick up dh's prescription
    - Get prescription filled at the supermarket pharmacy
    - I was thinking I could do without food shop yesterday but haven't got bread for packed lunches
    so will get bread rolls and oven chips (as dh moaned about my meal plan as I knew he would
    ) I WILL NOT SPEND 20+ just because I am there!!! Well I didn't spend 20 just 19.96 but thats ok!! They had the shower gel that dh uses on clearance (I do hope that doesn't mean they're not making that one anymore!) so I bought 6 of them as they were less then half price
    - Take library books back to avoid a fine
    Run the washing machine on the quick 30 degree wash not enough for a load so will wait til tomorrow
    Run the dishwasher on the quick wash
    Sew up a whole in my pajama jumper again and also sew a button back onto my coat [COLOR=red"] Not today, will have to do tomorrow and add ds1's coat pocket to the list[/COLOR]
    Find another water bottle for ds's school bag as he's saying hes thirsty - I'm sure we have spares somewhere!
    De-stick label from yankee jar with wd40 - thanks Ziggy thanks Ally & Dnms too - still not done but there is always tomorrow
    Share bath water and continue use up of various lotions & potions. Will also leave hair to dry naturally
    Chop up some carrots and pepper into sticks to have with hummus with the kids as they're always hungry when they get home Nope as we had to go to Mr T's
    Dinner tonight will be for me & the kids, gammon, pasta, peas sweetcorn in a chicken soup sauce (another use up) Nope did the kids the last big spud between them with beans and gammon as that was a quicker to cook the potato then it was to do the pasta will save some gammon for dh to have with beans or mushy peas and his oven chips I'll eat with dh instead
    Kids having the last of the ys cake will have it with some stewed apples and custard I think They had the cake followed by some cherry tomatoes that were going a bit soft and an apple
    Do headspace app
    Downloaded a game to the kids ps, make the most of the subscription as we have it


    Hopefully I'll be able to add more later.
    Have a good day all.
    Last edited by 1LuckyLady; 06-03-2018 at 5:56 PM.
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
    • determined new ms
    • By determined new ms 6th Mar 18, 9:44 AM
    • 6,833 Posts
    • 40,013 Thanks
    determined new ms
    1LL polish also works to get off stickers
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
    • carrielovesfanta
    • By carrielovesfanta 6th Mar 18, 11:17 AM
    • 1,535 Posts
    • 11,744 Thanks
    carrielovesfanta
    (as dh moaned about my meal plan as I knew he would
    Originally posted by 1LuckyLady

    Tell him he's quite welcome to do the meal plan, do the shopping and cook if he feels that strongly
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • 1LuckyLady
    • By 1LuckyLady 6th Mar 18, 1:50 PM
    • 803 Posts
    • 7,473 Thanks
    1LuckyLady
    1LL polish also works to get off stickers
    Originally posted by determined new ms
    Thanks Dnms

    Tell him he's quite welcome to do the meal plan, do the shopping and cook if he feels that strongly
    Originally posted by carrielovesfanta
    His response would be that he would happily swap roles so I won't be doing that!! He's out to work before the kids get up and the youngest if often in bed before he gets home, he misses out on so much doing what he does for our little family so I shouldn't complain about him really.
    Last edited by 1LuckyLady; 06-03-2018 at 2:25 PM.
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
    • carrielovesfanta
    • By carrielovesfanta 6th Mar 18, 2:44 PM
    • 1,535 Posts
    • 11,744 Thanks
    carrielovesfanta
    Thanks Dnms


    His response would be that he would happily swap roles so I won't be doing that!! He's out to work before the kids get up and the youngest if often in bed before he gets home, he misses out on so much doing what he does for our little family so I shouldn't complain about him really.
    Originally posted by 1LuckyLady

    Awww fair play
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • foxgloves
    • By foxgloves 6th Mar 18, 4:14 PM
    • 4,031 Posts
    • 20,755 Thanks
    foxgloves
    Hello Tuesday Money Savers,
    BB - Am impressed you are learning to knit! I was hopeless when I first started learning aged 8 or 9. But in the summer before I moved out of home to become a student, I managed to knit a whole garment....a long hippyfied jumper (well, it was the 1980s) with a tie-neck & pompoms! I just really took to it from then on & it really comes in useful for knocking out hand knitted gifts, esp for new babies......& the hippyfied blokes in my life who really seem to love funky socks knitted in self-patterning yarn.

    Purps - Re sourdough jar. My culture (she's called 'Vesuvia'!) also lives in a kilner jar. I do keep the lid on. Only once has she burst through the lid & started making her way across the worktop. Usually she lives in the fridge & is very well-behaved.

    Today's achievements on the frugal front:
    *Did a few surveys.
    *Did laundry overnight on cheap tariff. Pegged it outside & it is pretty much dry! Will just need an hour on heated airer to air it. Washer filled for another cheap load tonight.
    *Mixed up soudough ready to bake tomorrow.
    *Leftover pulled pork in homemade cobs for tonight's meal, with a big salad & home made chunky coleslaw, Will also get a jar of pickled courgettes out of the pantry as they go lovely with pulled pork & spicy things. Surplus crumble from Sunday's fish crumble will be going on top of the last pulled pork portion & frozen to make a spare meal. It'll do fine for a freezer dive night.
    *Paypal cash from my Toluna payout & my last Ziffit trade pulled over to bank account last night (60), so I have today transferred it into our Loan Pay Down Fund.
    *Continued decluttering. Weighed a pile of items ready for listing on ebay. Tried another pile on Ziffit & managed to trade a box of CDs & books for 9.43.
    *Perused Avon book for bargains. Ordered some new foundation as it was half price, plus a couple of little items to put away in the presents box for an elderly relative.
    *Finished making my Easter cards - they look a bit of a pig's breakfast, but I really do need to be either using my craft supplies or moving them on.
    *Make packed lunch for tomorrow.
    *Knit. I want the heel flap, heel & foot shaping done tonight. Already planning next project from my stash.
    *Update DFW diary.
    Think that's it,
    Love to all,
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 716-58
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 244
    • carrielovesfanta
    • By carrielovesfanta 6th Mar 18, 4:24 PM
    • 1,535 Posts
    • 11,744 Thanks
    carrielovesfanta
    *Leftover pulled pork in homemade cobs for tonight's meal, with a big salad & home made chunky coleslaw, Will also get a jar of pickled courgettes out of the pantry as they go lovely with pulled pork & spicy things.
    F x
    Originally posted by foxgloves

    What time should I be there for dinner? nom nom nom
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • allydowd
    • By allydowd 6th Mar 18, 4:27 PM
    • 4,103 Posts
    • 26,247 Thanks
    allydowd
    Hi March Money Magicians,

    Another treasured day off.


    Free-Nillionaire Continuity Plan Year Three:


    * Good, homemade, sustaining breakfast.

    * Work very hard on my own mental health issues. Do Holistrio App.

    * Check online banking and broadband usage.

    * Turned off alarm clock until tonight, it resets itself automatically.


    * Stayed in bed til 4pm trying to shake off Plague. Haven't been on the phone or internet for a day.

    * Need to try to sort out DW's Big Birthday which is soon.

    * DW is making stew and dumplngs for dinner.

    * Check DW's banking.

    * Our local Superdrug-y-type-shop sells peel-off facial masks with a wee "tap" on the side so that you don't need to use the whole sachet at once and the contents of the sachet doesn't dry out. Will use a wee bit on what remains of my nose.

    * De-junked files on my laptop.

    * De-junked my emails.


    To live without risk is to risk not living.
    Last edited by allydowd; 06-03-2018 at 5:14 PM.
    Debt-free day: 8th May 2015
    The Joy Account: 1

    Bold Bicycle Bonanza: 93.01 km
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • allydowd
    • By allydowd 6th Mar 18, 4:32 PM
    • 4,103 Posts
    • 26,247 Thanks
    allydowd

    Wash out the yankee candle jar that we finished yesterday as I will make use for it somewhere! I've got a couple in the bathroom with ear buds/cotton buds in. clean inside, will have a go at getting the sticky stuff off the outside of it tomorrow.
    Originally posted by 1LuckyLady
    Acetone/nail varnish remover would work as would WD40. Wash well afterwards. Furniture Polish would work if it has Silicon in it.
    Last edited by allydowd; 06-03-2018 at 4:37 PM.
    Debt-free day: 8th May 2015
    The Joy Account: 1

    Bold Bicycle Bonanza: 93.01 km
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • 1LuckyLady
    • By 1LuckyLady 6th Mar 18, 5:51 PM
    • 803 Posts
    • 7,473 Thanks
    1LuckyLady
    Thanks Ally


    Mini rant coming Be Warned!!!
    My son text me from the school bus on the way home to let me know he needs ingredients for cookery.... tomorrow!! They should have been told about it last week but as they were sent home with the snow warning they were left a message in their home room this morning which Ds1 didn't pay any attention to until someone on the bus said about it being for tomorrow. Now I have quite a good store cupboard in but we still had to go out to get marshmallows, digestive biscuits, dark chocolate and syrup another 5+ spent in the shop for ds to take to school (after measuring out at home) they will mix the stuff together and then bring it home - there is no actual cooking involved...just mixing. So far in this school he's made (I use the term "made" loosely!)
    Scones, that he mixed at school and cooked at home
    A fruit salad
    A pizza (on pre-made shop bought bases) that he then covered with tomato puree, cheese and pepperoni and then brought home to cook.

    I don't know if this is what all school's do but its very different to when I was at school when we made spag bol and cottage pie etc and actually cooked things!!


    ok rant over....normal service will resume...
    Last edited by 1LuckyLady; 06-03-2018 at 6:35 PM. Reason: Bad spelling whilst in the red mist!
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
    • carrielovesfanta
    • By carrielovesfanta 6th Mar 18, 6:17 PM
    • 1,535 Posts
    • 11,744 Thanks
    carrielovesfanta
    Thanks Ally


    Mini rant coming Be Warned!!!
    My son text me from the school bus on the way home to let me know he needs ingredients for cookery.... tomorrow!! They should have been told about it last week but as they were sent home with the snow warning they were left a message in their home room this morning which Ds1 didn't pay any attention to until someone on the bus said about it being for tomorrow. Now I have quite a good store cupboard in but we still had to go out to get marshmallows, digestive biscuits, dark chocolate and syrup another 5+ spent in the shop for ds to take to school (after measuring out at home) they will mix the stuff together and then bring it home - there is no actual cooking involved...just mixing. So far in this school he's made (I use the term "made" loosely!)
    Scones, that he mixed at school and cooked at home
    A fruit salad
    A pizza (on prem-made shop bought bases) that he then covered with tomato puree, cheese and pepperoni and then brought home to cook

    I don't know if this is what all school's do but its very different to when I was at school when we made spag bol and cottage pie etc and actually cooked things!!


    ok rant over....normal service will resume...
    Originally posted by 1LuckyLady
    And they wonder why people can't cook and rely on convenience foods...

    We did do some cooking at school (I'm 34) and it was of the proper type, but luckily I had a mum who was a very good cook and an excellent baker and she taught me.
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • allydowd
    • By allydowd 6th Mar 18, 6:39 PM
    • 4,103 Posts
    • 26,247 Thanks
    allydowd

    I don't know if this is what all school's do but its very different to when I was at school when we made spag bol and cottage pie etc and actually cooked things!!

    Originally posted by 1LuckyLady
    In the 1908s/90s we had "proper" cookery lessons. But only 8 per year because we were encouraged to concentrate on "intellectual pursuits". So on leaving school I could recite pi to 20 places and quote Socrates, but only cook a very small number of dishes. Who needs to eat anyway?
    Debt-free day: 8th May 2015
    The Joy Account: 1

    Bold Bicycle Bonanza: 93.01 km
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • Baileys Babe
    • By Baileys Babe 6th Mar 18, 8:56 PM
    • 2,242 Posts
    • 10,895 Thanks
    Baileys Babe
    Today I will:
    RM survey
    Wash hair and let it dry naturally Done
    Do weeks shop whilst children are at their gym lesson this morning, to prevent them encouraging me to go off list & to save time Done
    Set WM to run overnight Not enough for a load delayed for another day
    Set DW to run overnight Done
    BLD from stores Done
    Stick to meal plan Done
    Book on to HE workshop Done
    Home Educate childen Done

    Both myself and DD are learning to knit, I need to have a look at mine as some how I have an extra 3 stitches, if I'm successful in sorting this, I'll get the 2 of us to do some practice.
    Originally posted by Baileys Babe
    A friend came round for a cuppa and catch up whilst her eldest was at training this evening. So much cheaper than meeting up outside the house.

    I didn't get round to sorting out the knitting, that will need to roll over until tomorrow.

    I also took one for the team today, I ate leftover apple crumble, just to make sure we keep the fridge under control
    • DawnW
    • By DawnW 6th Mar 18, 8:57 PM
    • 5,003 Posts
    • 39,451 Thanks
    DawnW


    I also took one for the team today, I ate leftover apple crumble, just to make sure we keep the fridge under control
    Originally posted by Baileys Babe
    I like your thinking BB
    NSDs for May: 3 / 19

    • Baileys Babe
    • By Baileys Babe 6th Mar 18, 9:17 PM
    • 2,242 Posts
    • 10,895 Thanks
    Baileys Babe
    BB - Am impressed you are learning to knit! I was hopeless when I first started learning aged 8 or 9. But in the summer before I moved out of home to become a student, I managed to knit a whole garment....a long hippyfied jumper (well, it was the 1980s) with a tie-neck & pompoms! I just really took to it from then on & it really comes in useful for knocking out hand knitted gifts, esp for new babies......& the hippyfied blokes in my life who really seem to love funky socks knitted in self-patterning yarn.
    Originally posted by foxgloves
    It is still very early days with the learning to knit. My Mum & Sister are and my Grandma was fantastic at knitting I, on the other hand, have always been all over the place. I can remember my Grandma trying to teach me a couple of time when I was a child and both my Sister and Mum have attempted since I've been an adult, usually, I end up forgetting which thing goes where and my elbows are all over the place and I give up after about 5 minutes.
    This time I am determined to actually learn. Me and DD have patterns for simple dolls clothes we are attempting. I cast on for myself this time and could even work out what I had done wrong and how to correct it.
    I would learn a lot quicker if my Mum could spend a couple of minutes with me each day but that isn't exactly viable as she lives over 100 miles away.
    One of the things I eventually want to be able to knit is socks, as hand knitted socks are such a luxury.
    DD has a very different personality to me if she decides she is going to master a skill she will.
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