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    • Splash81
    • By Splash81 4th Mar 18, 10:50 PM
    • 11Posts
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    Splash81
    HBOS credit card ppi claim
    • #1
    • 4th Mar 18, 10:50 PM
    HBOS credit card ppi claim 4th Mar 18 at 10:50 PM
    It is 2 weeks since I answered questionnaire regarding my ppi credit card claim. Since then I have given the exact same info to HBOS regarding a loan ppi I had with them - which they have upheld. The loan issue was addressed within one week- however I Sam still awaiting outcome of the credit card.
    As it was the same info- is it not strange that they have still not given an outcome?

    If they reject the credit card ppi claim, have I grounds to challenge this, seeing as they have upheld the loans ppi (using the same personal circumstances )??

    Thanks in advance
Page 1
    • dunstonh
    • By dunstonh 4th Mar 18, 11:00 PM
    • 93,034 Posts
    • 60,418 Thanks
    dunstonh
    • #2
    • 4th Mar 18, 11:00 PM
    • #2
    • 4th Mar 18, 11:00 PM
    As it was the same info- is it not strange that they have still not given an outcome?
    Credit card sold by a different person via a different process at a different time with applications and details stored in different locations. Plus, there is the potential for auto-payout.

    f they reject the credit card ppi claim, have I grounds to challenge this, seeing as they have upheld the loans ppi (using the same personal circumstances )??
    No. Loan PPI is upheld in the majority of cases. Credit card PPI is about 50/50. You could get upheld on a loan PPI for product or technical reasons that do not apply to credit card PPI.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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