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  • FIRST POST
    • indigowarrior
    • By indigowarrior 4th Mar 18, 8:50 PM
    • 510Posts
    • 3,708Thanks
    indigowarrior
    Renting with bad credit
    • #1
    • 4th Mar 18, 8:50 PM
    Renting with bad credit 4th Mar 18 at 8:50 PM
    I am currently living with my best friend in his spare bedroom but, he doesnt want me to stay longer than six months. I have been here for two and half months. I have started saving up for deposit to move. However, I am have a problem that I have a really bad credit score and I am on benefits. (I am disabled)

    How can I approach this?
    #545- SPC/ Frugal Living Challenge May NSD 3/19
Page 1
    • HampshireH
    • By HampshireH 4th Mar 18, 8:56 PM
    • 645 Posts
    • 659 Thanks
    HampshireH
    • #2
    • 4th Mar 18, 8:56 PM
    • #2
    • 4th Mar 18, 8:56 PM
    You could try a houseshare.

    I presume you have a reason not to go to the council?
    • indigowarrior
    • By indigowarrior 4th Mar 18, 9:01 PM
    • 510 Posts
    • 3,708 Thanks
    indigowarrior
    • #3
    • 4th Mar 18, 9:01 PM
    • #3
    • 4th Mar 18, 9:01 PM
    I am concerned if I go to the council they will decide I am intentially homeless. I had to move out of my previous property because my children were taken in to perment foster care and I couldnt afford the rent. My income was 558 and my rent was 550 (They werent taken in to foster care because of that) I could afford it when I had my children but, I was hammered by the bedroom tax.
    #545- SPC/ Frugal Living Challenge May NSD 3/19
    • HampshireH
    • By HampshireH 4th Mar 18, 9:07 PM
    • 645 Posts
    • 659 Thanks
    HampshireH
    • #4
    • 4th Mar 18, 9:07 PM
    • #4
    • 4th Mar 18, 9:07 PM
    Sadly if that was a social property they probably will.

    Spareroom.com or the likes may be worth a look. You may find someone needing a lodger
    • indigowarrior
    • By indigowarrior 4th Mar 18, 9:17 PM
    • 510 Posts
    • 3,708 Thanks
    indigowarrior
    • #5
    • 4th Mar 18, 9:17 PM
    • #5
    • 4th Mar 18, 9:17 PM
    It wasnt a social property it was a private landlord.
    #545- SPC/ Frugal Living Challenge May NSD 3/19
    • DCFC79
    • By DCFC79 4th Mar 18, 9:34 PM
    • 31,642 Posts
    • 19,961 Thanks
    DCFC79
    • #6
    • 4th Mar 18, 9:34 PM
    • #6
    • 4th Mar 18, 9:34 PM
    I am currently living with my best friend in his spare bedroom but, he doesnt want me to stay longer than six months. I have been here for two and half months. I have started saving up for deposit to move. However, I am have a problem that I have a really bad credit score and I am on benefits. (I am disabled)

    How can I approach this?
    Originally posted by indigowarrior
    Its not the score thats seen, your history is what is important.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • indigowarrior
    • By indigowarrior 4th Mar 18, 9:40 PM
    • 510 Posts
    • 3,708 Thanks
    indigowarrior
    • #7
    • 4th Mar 18, 9:40 PM
    • #7
    • 4th Mar 18, 9:40 PM
    My history isnt brilliant! I have a CCJ
    #545- SPC/ Frugal Living Challenge May NSD 3/19
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