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  • FIRST POST
    • alexsau91
    • By alexsau91 4th Mar 18, 8:08 PM
    • 7Posts
    • 0Thanks
    alexsau91
    How many credit report checks?
    • #1
    • 4th Mar 18, 8:08 PM
    How many credit report checks? 4th Mar 18 at 8:08 PM
    I've been wondering, should I check my credit report with more than one agency. Will doing so harm my credit rating at all?
Page 1
    • RG2015
    • By RG2015 4th Mar 18, 8:14 PM
    • 1,224 Posts
    • 715 Thanks
    RG2015
    • #2
    • 4th Mar 18, 8:14 PM
    • #2
    • 4th Mar 18, 8:14 PM
    You should check all three CRAs as they may not all hold exactly the same information. Checking your credit report will not affect anything on your credit report apart from a record of their search to produce the report. Searches by CRAs are not visible to lenders.
    Last edited by RG2015; 04-03-2018 at 8:18 PM.
    • alexsau91
    • By alexsau91 4th Mar 18, 8:23 PM
    • 7 Posts
    • 0 Thanks
    alexsau91
    • #3
    • 4th Mar 18, 8:23 PM
    • #3
    • 4th Mar 18, 8:23 PM
    Awesome. Thank you v much!
    • Gary_Dexter
    • By Gary_Dexter 5th Mar 18, 11:25 AM
    • 1,160 Posts
    • 649 Thanks
    Gary_Dexter
    • #4
    • 5th Mar 18, 11:25 AM
    • #4
    • 5th Mar 18, 11:25 AM
    Of course you should check it.

    And it won't affect your credit rating, since you don't have one to be affected
    • DCFC79
    • By DCFC79 5th Mar 18, 11:28 AM
    • 31,705 Posts
    • 19,995 Thanks
    DCFC79
    • #5
    • 5th Mar 18, 11:28 AM
    • #5
    • 5th Mar 18, 11:28 AM
    You can check it everyday if you like, don't go and pay the monthly fee to access the report.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • RG2015
    • By RG2015 5th Mar 18, 12:56 PM
    • 1,224 Posts
    • 715 Thanks
    RG2015
    • #6
    • 5th Mar 18, 12:56 PM
    • #6
    • 5th Mar 18, 12:56 PM
    You can check it everyday if you like, don't go and pay the monthly fee to access the report.
    Originally posted by DCFC79
    The free reports from MSE, Clearscore and Noddle are only updated once a month so you will not see any new information by checking every day.

    GiffGaff is also free and unlike the other free reports does update every day with your Callcredit information.
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