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  • FIRST POST
    • xironsongx
    • By xironsongx 1st Mar 18, 1:27 PM
    • 141Posts
    • 375Thanks
    xironsongx
    Marvellous March NSD Challenge
    • #1
    • 1st Mar 18, 1:27 PM
    Marvellous March NSD Challenge 1st Mar 18 at 1:27 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January.
    Keep us updated with your progress and hope you all have a great start to the new year.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
Page 2
    • xironsongx
    • By xironsongx 5th Mar 18, 9:02 AM
    • 141 Posts
    • 375 Thanks
    xironsongx
    Nsd for yesterday. In bed still feeling rubbish, got Drs at 5.30 in so much pain

    Welcome newbies, it's never too late to join!
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
    • Poppy1984
    • By Poppy1984 5th Mar 18, 10:25 AM
    • 178 Posts
    • 357 Thanks
    Poppy1984
    Oh dear, Im not doing very well so far this month. 5 days in and not a single NSD to be seen!
    19-02-18 Total Debt £4,015 Next £815 Very £1600 Tesco Credit Card £1600
    PAID Next £815/£815 now closed Very £900/ 1600 Tesco £160/ £1600
    Emergency Fund £280/£300
    • beanielou
    • By beanielou 5th Mar 18, 1:41 PM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    Nsd for yesterday. In bed still feeling rubbish, got Drs at 5.30 in so much pain

    Welcome newbies, it's never too late to join!
    Originally posted by xironsongx
    Hope you are on the mend soon.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 5th Mar 18, 1:42 PM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    Oh & today is no5.
    The snow does have its uses
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • spudsmum
    • By spudsmum 5th Mar 18, 11:32 PM
    • 245 Posts
    • 1,421 Thanks
    spudsmum
    NSD today - mostly due to being too poorly to go out.

    That's 2/5
    Total debts £21050! now £19834.47. 1% challenge £1015.00/£15000 (6.76%) Total extra income made in 2018 £2215.08 frugal budget 2018 £4119/£4800 Aiming for debt free at 40 - only 26 months to go!
    • xironsongx
    • By xironsongx 6th Mar 18, 9:12 AM
    • 141 Posts
    • 375 Thanks
    xironsongx
    Thank you beanieLou - Turns out out , I do have Acute tonislitous and the doctors has advised me to have the week off

    Yesterday was a spend day...

    Don't give up , Poppy1984! there's still lots of days left.

    spudsmum hope you feel better soon! *hugs*
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
    • beanielou
    • By beanielou 6th Mar 18, 10:07 AM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    NSD today - mostly due to being too poorly to go out.

    That's 2/5
    Originally posted by spudsmum
    Take care.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 6th Mar 18, 10:10 AM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    NSD today - mostly due to being too poorly to go out.

    That's 2/5
    Originally posted by spudsmum
    Thank you beanieLou - Turns out out , I do have Acute tonislitous and the doctors has advised me to have the week off

    Yesterday was a spend day...

    Don't give up , Poppy1984! there's still lots of days left.

    spudsmum hope you feel better soon! *hugs*
    Originally posted by xironsongx
    Hope you are on the mend soon.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Poppy1984
    • By Poppy1984 6th Mar 18, 8:19 PM
    • 178 Posts
    • 357 Thanks
    Poppy1984
    Woohoo!!! First NSD of March for me! Finally did it.
    Oh dear tonsillitis is nasty hope you feel better soon! You too spudsmum

    X
    19-02-18 Total Debt £4,015 Next £815 Very £1600 Tesco Credit Card £1600
    PAID Next £815/£815 now closed Very £900/ 1600 Tesco £160/ £1600
    Emergency Fund £280/£300
    • xironsongx
    • By xironsongx 6th Mar 18, 8:26 PM
    • 141 Posts
    • 375 Thanks
    xironsongx
    NSD 4
    stayed home today did loads of looking at wedding inspo
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
    • beanielou
    • By beanielou 6th Mar 18, 8:27 PM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    & no 6 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • spudsmum
    • By spudsmum 8th Mar 18, 12:47 AM
    • 245 Posts
    • 1,421 Thanks
    spudsmum
    Thanks for the get well wishes - still not feeling 100% but much better than yesterday.

    Today was another NSD - that's 3/5 - doing much better at this than I thought I would
    Total debts £21050! now £19834.47. 1% challenge £1015.00/£15000 (6.76%) Total extra income made in 2018 £2215.08 frugal budget 2018 £4119/£4800 Aiming for debt free at 40 - only 26 months to go!
    • beanielou
    • By beanielou 8th Mar 18, 11:26 AM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    NSD no 7 yesterday.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 11th Mar 18, 7:52 PM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    Friday was no 8, Saturday no 9 & today was no 10.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • spudsmum
    • By spudsmum 14th Mar 18, 8:10 AM
    • 245 Posts
    • 1,421 Thanks
    spudsmum
    Had another NSD yesterday - thats 4/5 now
    Total debts £21050! now £19834.47. 1% challenge £1015.00/£15000 (6.76%) Total extra income made in 2018 £2215.08 frugal budget 2018 £4119/£4800 Aiming for debt free at 40 - only 26 months to go!
    • beanielou
    • By beanielou 14th Mar 18, 3:09 PM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    Not one yesterday or today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 15th Mar 18, 9:48 PM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    13 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 16th Mar 18, 9:14 AM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    & today will be no 14.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • onedaysomeday
    • By onedaysomeday 16th Mar 18, 2:25 PM
    • 500 Posts
    • 715 Thanks
    onedaysomeday
    Sorry if it sounds silly what do you all class as a NSD? I plan to spend £5 a week on a Monday for lunch stuff at work - so would the £5 I spend on the Monday make it a spend day? Or only if I purchase anything extra on that day as I've budgeted for the food?
    Debt paid £2640.36 / £7180.59 (36%)
    EMERGENCY FUND: £0 SAVINGS POTS: £20
    • beanielou
    • By beanielou 17th Mar 18, 7:32 PM
    • 54,970 Posts
    • 219,419 Thanks
    beanielou
    NSD 15 for me.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
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