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  • FIRST POST
    • foxgloves
    • By foxgloves 27th Feb 18, 4:06 PM
    • 3,979Posts
    • 20,465Thanks
    foxgloves
    Put away your purse & become debt-averse
    • #1
    • 27th Feb 18, 4:06 PM
    Put away your purse & become debt-averse 27th Feb 18 at 4:06 PM
    I've decided to start a diary to show that it's possible to change from a terrible money waster into a a bit of a budgeting ninja. OK, I'm not perfect....we all have slip-ups now & again....but I am proud that by my budget efforts & our surprising willingness to change from big silly spenders (we really were a pair of narnas!) to really quite sensible people, we managed to become debt-free. We paid off around 35k & really, just learned how to live differently And you know what? We really enjoy it! Turned out that all that spending & having to have stuff immediately didn't really make us happy. Who'd have thought it?
    Pre-LBM, my principles for money management were:
    1) Buy pretty much whatever I wanted when I wanted. Overdraft was seen as another word for 'more of my money'.
    2) Open bank statements, look at the balance through semi-closed eyes, carefully fold & replace in envelope & put in drawer.
    3) Tell myself bank balance is fine because it's only 3 weeks till pay-day.
    4) Always withdraw useful wodge of cash the week before pay-day just in case that pesky bank was planning to show me up in the supermarket by stopping my debit card.
    5) Never budget - why waste time on this when my own system worked so well?
    6) Tell myself not to worry about savings. They would be nice, but I 'didn't earn enough'
    That was about it, really. I didn't budget at all & made no effort to spend within my means. I lived outside my means from the age of 19 & didn't become debt-free till my 40s!
    The LBM was huge. I had it first & my partner showed initial signs of resistance, but when he saw my debts disappearing, he soon wanted in on the act & is now like a different person with money.
    Two years ago, we borrowed a modest sum to help us buy a car, We always knew this would happen & we made sure we saved up a good deposit. It was always our intention to re-pay the loan early & we did manage a nice overpayment of 2000 last year. However, our 2nd overpayment was almost ready to pay in when we had a string of expenses which we didn't want to put on credit cards, so we used our loan overpayment money to pay those. Last year was difficult in many ways & although we didn't return to our previous naughty spendiness, I think I started to lose some of my focus. Before Christmas, our Loan Pay Down Fund (LPDF) was down to just 60. Now it is already up to 421, really just from little savings, selling a few bits & bobs here & there. One thing I'm going to be really BIG on this year is 'Shopping from home', as in doing that first, to see if a spend can be avoided. I've got off to a really good start with that, starting with my new year de-cluttering & have found all sorts of useful stuff that will save me money further down the line. I also intend to do a full kitchen cupboard audit. Although I'm a DFW 'Small things' regular, I've never done a DFW diary before, so I'm going to use it to focus my efforts & get that LPDF up to 1000, then the next 1000, etc, asap. If you are the sort of person who gets excited about the contents of other people's cupboards & the satisfaction of saving a few quid here & there, then do join me for sharing ideas, laughs & moans, & I promise to throw in a few tales from my Spendy Decades - I have kept a journal for a lot of my adult life & I absolutely wince now, reading some of those diary entries about my cavalier attitude to money. I suppose they show that if I can change, anyone can! Oh well, onwards! I loved being debt-free & just a small amount of effort will mean that I can soon be again.
    F x
    Last edited by foxgloves; 27-02-2018 at 4:13 PM.
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
Page 9
    • foxgloves
    • By foxgloves 10th Apr 18, 8:07 PM
    • 3,979 Posts
    • 20,465 Thanks
    foxgloves
    Hi Joedenise - Yes, I agree there are some good finds in charity shops. I bought a lovely maxi- dress (new) from a charity shop last year for 6. Lovely colour. It was one I bought to slim into, as despite it being a 16, I can't zip it up the back as the waist is so fitted. If it doesn't fit by the end of this year, it won't be wasted, as I'll make it into a maxi skirt instead. I live in a town with heaps of charity shops. I find I can visit for ages & find nothing, then one day there'll suddenly be a treasure. I guess that's part of the fun!
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • foxgloves
    • By foxgloves 11th Apr 18, 5:05 PM
    • 3,979 Posts
    • 20,465 Thanks
    foxgloves
    Afternoon Debtbusters,
    Well, it took a couple of days longer than I expected, but that Paypal payment finally rocked up in our account today & I transferred all 84 of it to the Loan Pay-Down Fund, which is now up to over 600.....or ten times more than it was in December. This 84 is a definite reminder that every little helps, as it's made up from all sorts of little bits & bobs - the biggest amount was 40 from Prolific Academic surveys, but the rest was made up from a couple of ebay sales, selling one of my little hand-crafted items & selling a few old books & CDs to Ziffit. I've dropped another box of Ziffit sales off for Collect+ today......only around 9's worth, but all these bits & pieces do add up. They certainly added up back during the Spendy Decades when my money was busy flowing out in the wrong direction, so it's got to be true the other way round too.
    Oh, I've remembered I said I'd share a few more stories of when, back in the day, the 'light bulb' flickered for a moment before being extinguished in a haze of shopping. I've kept a journal for a lot of my adult life, so flicking through those, it's so easy to see that there were times I was worried about lack of money, but not enough to sustain an LBM longer than a couple of days. Oh well, that can be a 'debtisode' for another day, as I need to get this sourdough bashed up & put to prove, & to get on with a few kitchen jobs.
    Hope everyone is having a productive week. If not, try not to worry too much, there's another week coming, & you can start again on Monday.
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • wishingthemortgaheaway
    • By wishingthemortgaheaway 11th Apr 18, 5:43 PM
    • 1,219 Posts
    • 5,583 Thanks
    wishingthemortgaheaway
    You are so encouraging Fox. I hope ypuve has a productive day.
    Wish.
    The 100 payment countdown (each payment = 400) 2018 Starts at 13/100 o/s 34,750.
    Jan 18 14/100 Feb 15/100 March 18/100
    Term Mortgage free date: October 2029 Current mortgage free date: April 2025 March 2024 Jan 2024
    MFW 2018 Challenge Member #162 1400ish/2,500
    • Onebrokelady
    • By Onebrokelady 11th Apr 18, 9:45 PM
    • 341 Posts
    • 933 Thanks
    Onebrokelady
    One broke lady, why don't you burn them at set points is your debt free journey?
    Depending on how many there are, you could do it at certain amounts paid off or certain % paid off.
    And, when you are debt free, you could maybe go out and buy a new candle to celebrate.

    Just an idea.
    Originally posted by wishingthemortgaheaway
    Hi sorry I didn't see your reply to my post,I love this idea and I'm going to do it,I need to count them and work out how to do it but it's being done.....thanks for the idea
    Just keep swimming
    Original Debt Owed Jan 18 = 17,630 Paid To Date = 502 Debt Now = 17,128
    • Onebrokelady
    • By Onebrokelady 11th Apr 18, 9:49 PM
    • 341 Posts
    • 933 Thanks
    Onebrokelady
    OneBrokeLady - Oh my days, those wax melts sound lovely......just the sort of thing I like. I do like WishingtheMortgageaway's idea though, of burning them to mark progress in your debt-free journey. You really will have wasted your money if you don't get to enjoy them. Why not light some next time you have some 'you time' to celebrate the fact that you are being strong & are determined to move forward?
    KantankrusMare - Aww, glad you are enjoying the 'debtisodes'. My light-bulb did have a few very rubbish flickers along the way, but those can be a story for another day.
    Originally posted by foxgloves
    They smell gorgeous even before you light them and are totally natural so no nasty chemicals,I'm definitely going to use Wishingthemortgageaways idea as I think it's brilliant and your right I will have wasted my money if I don't use them
    Just keep swimming
    Original Debt Owed Jan 18 = 17,630 Paid To Date = 502 Debt Now = 17,128
    • Onebrokelady
    • By Onebrokelady 11th Apr 18, 10:01 PM
    • 341 Posts
    • 933 Thanks
    Onebrokelady
    Well done on the wardrobe sorting Foxgloves,Im so glad I did mine at the weekend,I found a nice top and cardigan I forgot I owned,I think it had got too small but fits again now I've lost weight,I got rid of quite a few tops that were too big for me now so the two I bought yesterday have replaced some of the ones I gave away
    I too am loving your debtisodes they remind me of me before my LBM so much,I still can't believe I was such an idiot at the time,but at least we have lived and learned
    Just keep swimming
    Original Debt Owed Jan 18 = 17,630 Paid To Date = 502 Debt Now = 17,128
    • foxgloves
    • By foxgloves 12th Apr 18, 8:08 AM
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    • 20,465 Thanks
    foxgloves
    I too can see the similarities, Onebrokelady. The thing is, I have never been impressed by big luxury brands, even when I was spendy. If I saw a designer handbag costing 800 in a magazine, I'd have thought "What kind of idiot would spend that much on a bag?", but I didn't make the connection that frittering 800 over a couple of months on lots of smaller unneccessary things was just as wasteful.
    But as you say, at least we saw the light in time. I think that the explosion of easy credit in the 1990s means that ours is probably the 1st generation where there will be 1000s of people reaching retirement age with significant levels of consumer debt & I don't intend to be one of them.
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • foxgloves
    • By foxgloves 12th Apr 18, 6:33 PM
    • 3,979 Posts
    • 20,465 Thanks
    foxgloves
    Hi Debtbusters,
    An extra little payment to the loan pay-down fund today, as sold a couple of jars of my home made preserves.
    And another 10 in survey vouchers. I've spent those straight away as putting them towards a family birthday present I was planning to buy anyway, has almost halved the cost.
    Then meal planning & diet planning. For next week's meal plans, I've done the same as last time & apart from buying a chicken (which will do at least 3 meals), I've based it heavily on stuff I can shop from home, including 2 new recipes - I'm always trying out new ones clipped from magazines, cookery books from the library, etc.
    I mentioned that since my big weight loss, I've stuck & just yo-yo'd the same stone & a half on & off for 3 years. Well, I'm absolutely in the right frame of mind to get it back off plus a little more. I also want to increase my nutrient profile & am going to do this by changing my weekday lunches from bread/toast-based to much more varied healthy bowls of stuff. But I didn't want to bust the grocery budget, so have done lots of planning today, & written my new diet plans into my bullet journal as well as a big date for a weigh-in at the end of July. As soon as it was all written up into my bullet journal, I felt really organised & positive. Additional healthy ingredients were added to our online shop this afternoon (as well as a cheeky bottle of cava for my birthday in a couple of weeks) & we still came in 3 under budget!!
    Planning is EVERYTHING in this game, isn't it?
    Talk to you again soon,
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • joedenise
    • By joedenise 12th Apr 18, 7:39 PM
    • 5,068 Posts
    • 37,945 Thanks
    joedenise
    Brilliant to come in under budget! What sort of meals are you planning? Could do with a few new ones myself.

    I already meal plan using as much food from the freezer & cupboards as possible but shopping is still coming to about 40 a week for 2 of us which is a bit high I think, although we can afford it so it's a case of wanting to reduce it rather than being a necessity.

    Denise
    • foxgloves
    • By foxgloves 12th Apr 18, 8:12 PM
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    • 20,465 Thanks
    foxgloves
    Hi Denise,
    Roast chicken on Sun, then in the week: cold chicken with jacket potatoes & salad, home made Mexican style pizza using more leftover chicken, smoked haddock chowder & home baked bread, one of Madhur Jaffrey's curries for leftover meat served with home made garlic flatbreads, chermoula tuna steak with new potatoes, sweetcorn & salad, veggie fajhitas using batch-cooked refried beans from the freezer.
    I'm going to make & freeze a batch of the garlic flatbreads as they're really useful. As I'll have spare yoghurt leftover from those, I'm intending to use it up in a batch of spicy chickpea burgers (Delia Smith recipe) & freeze those too, as we have everything else to make those already.
    There are 2 of us too. I budget 50 a week for groceries & that includes cat food, cleaning stuff & a few basic toiletries. I'm happy with 50, though food prices have defo been rising over the last year or so.
    F
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • joedenise
    • By joedenise 12th Apr 18, 9:13 PM
    • 5,068 Posts
    • 37,945 Thanks
    joedenise
    Thanks for that. Maybe 40 isn't too bad then as we don't have pets. My total includes cleaning stuff, loo rolls, toiletries. Food prices are definitely on the rise!

    D
    • foxgloves
    • By foxgloves 13th Apr 18, 3:28 PM
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    foxgloves
    I reckon 40 a week is really good, JoeDenise, I wouldn't worry about that being too high. We sometimes spend over the 50 target & sometimes under....the key thing is that we try not to go over the monthly amount, as that will be the thing that impacts elsewhere in the budget.

    Well, I got off to a great start with my job list this morning.but I've had to wait in for a parcel delivery, & gradually, all the jobs left on my list were things which I couldn't do, as wouldn't be able to hear a knock at the door. So couldn't go & do greenhouse jobs or vacuum or have a bath & hair wash or walk to the post office, etc. Can't bear sitting around waiting, so decided to set about survey sites with a vengeance. Pretty much all the money from doing those goes in the Loan Pay Down Fund or towards mr f's big birthday present later in the year, so at least I'm being useful. Did 2 Ipsos, 1 Prolific, 2 Onepoll & so many Toluna that I eventually got the message saying that was my quota for today. Still stayed on the site & added another 2000 points to my total by doing the Quick Click votes. Parcel has arrived now, so I can carry on where I left off. I have delayed potting up my baby aubergines & pepper plants for quite a while as it is sooooo cold at the moment, but with better weather promised next week, I'm going to risk it, I cloche everything with cut down plastic bottles anyway, & can bubble wrap them at night until we see this mythical sunshine. All our home grown veg helps a lot with the budget once it gets to harvesting time & I love doing it, so that's it......my boots are going on & I'm going to leave you & squidge down to the greenhouse. Cheers for now,
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • foxgloves
    • By foxgloves 14th Apr 18, 8:45 AM
    • 3,979 Posts
    • 20,465 Thanks
    foxgloves
    It's NOT RAINING!! And my motivation has just gone up by 100%. Heading out to the greenhouse to see what my seeds (nearly all free ones) are doing.
    Sold another ebay item overnight & mr f informed me that he even did a survey in the bath this morning (?!), so we have really renewed our focus on exploiting all these little sources of additional cash to chuck at our last bit of loan.
    Must get a shift on. Have a good day all,
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • PurpleFairy26
    • By PurpleFairy26 16th Apr 18, 3:03 PM
    • 2,117 Posts
    • 14,363 Thanks
    PurpleFairy26
    Eaten any frogs today ?

    I ate mine, took me 55 seconds ok, I'll need to go back for round 2 as the person didn't answer but I did leave a message. Go me
    • foxgloves
    • By foxgloves 16th Apr 18, 8:27 PM
    • 3,979 Posts
    • 20,465 Thanks
    foxgloves
    Ha! 3 frogs on the menu this morning.
    1st was eaten.
    2nd was then eaten buy needs re-tackling as no bloody response. Grrrrrr.
    3rd & biggest frog .......um.....well I'm afraid it's still sitting on the plate looking particularly large, green & amphibious.
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • PurpleFairy26
    • By PurpleFairy26 16th Apr 18, 8:31 PM
    • 2,117 Posts
    • 14,363 Thanks
    PurpleFairy26
    Ha! 3 frogs on the menu this morning.
    1st was eaten.
    2nd was then eaten buy needs re-tackling as no bloody response. Grrrrrr.
    3rd & biggest frog .......um.....well I'm afraid it's still sitting on the plate looking particularly large, green & amphibious.
    F x
    Originally posted by foxgloves
    Less frogs than this morning is a success me things, although boo to none responders!
    • foxgloves
    • By foxgloves 16th Apr 18, 8:39 PM
    • 3,979 Posts
    • 20,465 Thanks
    foxgloves
    Really pleased with the grocery budget this month. So far, 3 out of 4 shops have come in under budget. Saturday's online shop, despite being at a more expensive supermarket than our usual one, still came in under target. Three underspends in a row mean that we either have an extra 19 to spend on our final shop of the month, or we can via it to a different budget or save it. I've already identified 3 or 4 meals in the freezer which will do for next week, so another good meal plan will be the key.

    A bit chilly now the sun has gone down, but I refuse to light the fire! April to September is a time for using as little gas & electricity as possible & building a surplus for winter......& maybe even a cheeky little refund.
    Best Wishes to all,
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • foxgloves
    • By foxgloves 16th Apr 18, 8:45 PM
    • 3,979 Posts
    • 20,465 Thanks
    foxgloves
    PurpleFairy - Yes......in the words of Meatloaf "two out of three ain't bad"....though he wasn't talking about frogs. I MUST swallow the big massive frog this week. It's a legal thing we need to do. I've done all the prep & procured all the relevant docs (thought it would be cheaper to do that myself) but I don't know why I'm prevaricating so much on the rest of it as not doing this job is more stressful than actually doing it! Honestly, what are we like?!
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • foxgloves
    • By foxgloves 18th Apr 18, 3:50 PM
    • 3,979 Posts
    • 20,465 Thanks
    foxgloves
    Greetings Spring Debt-busters,
    Sunshine!! Actual sun! The birds are tweeting like mad out in the garden today & my last load of laundry for this week has already blown dry for free. I've done some batch cooking this morning - a dozen wholemeal cobs, a batch of garlic flat breads & 8 chunky spicy chickpea burgers. All destined for the freezer, to help out with continued 'shopping from home'. I love cooking & it frees my mind up to think & my thoughts went back to why on earth I didn't have my LBM a whole load of years earlier. Time for another 'debtisode'.......
    Often on the DFW forums, I've noticed people set out their reasoning for this or that unessential spend & someone will say 'Oh, you haven't had your true lightbulb moment yet', & I know just what they mean, because my own lightbulb did some serious flickering back in the day. Sometimes it was flashing like the Blackpool Illuminations for a whole two days. But then it would sputter & be extinguished generally by me being out & about on a shopping trip & spotting something lovely.
    I've kept a journal for quite a few years of my adult life. They live in a box under the bed & I get one out occasionally to have a dip in to see what I was up to back in the 1990s. It is all too easy to see where the debt came from (my half of it, anyway....the lovely mr f brought his own share to the relationship). There are diary entries where I am obviously worried about money, knowing I'm close to getting my card stopped, or my unauthorised overdraft pulled, & I write about having to 'pull my horns in' financially. There would then follow a couple of days of exemplary behaviour.....batch-cooking red lentil bolognese, using up freezer & store cupboard supplies, avoiding unessential purchases - I've always been a resourceful cook - we had proper cookery lessons at school, the old-style 'Home Economics', I knew all about leftovers & how many meals it's possible to get out of one roast chicken.
    So, there would be a couple of days' diary entries where I went into money-saving mode, writing about how I needed to make sure my overdraft was less next month than this month, how I mustn't borrow any more on my flexible bank loan (Hmmm....now that damn thing is a 'debtisode' on its own, I wonder how many people on here had one of those?), etc. And to be fair, I sounded positive about sorting it out.
    Then, a couple of days later - it's so easy to see my old behaviour from old journals - there will be a entry saying 'Popped into city centre, met **** for coffee, stayed for lunch. Clinique bonus time in Debenhams, fab! Got a box of great stuff. Trousers I liked were in the sale, so bought them, also a top to go with them. Popped in M&S Food for some bits. Treated self to 2 CDs on way back to car park'.
    There would then be only the briefest mention of my financial situation for months.....just things like 'Thank goodness it's payday next week' or 'I must be very near my overdraft limit again' or the worst one.......'I must remember to pop to the cashpoint in case the bank is thinking of stopping my card' (then I'd spend that 'emergency' cash' & if the bank didn't stop my card, I'd still be buying stuff on that too).....I mean, what a total numpty! I can laugh at these episodes when I read them in my old journals, but it does seem odd that none of these flickering light bulbs actually ever flickered into life for longer than a couple of days!
    Oh well, our heads just have to be in the right place to effect any major change, don't they? Better late than never!
    Must remember to share the highs & lows of that flexible bank loan another time.
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
    • foxgloves
    • By foxgloves 20th Apr 18, 2:46 PM
    • 3,979 Posts
    • 20,465 Thanks
    foxgloves
    Another past 'Lightbulb Flicker' which could have been an LBM, but wasn't.......
    Way before the stressful trip to London on the day the bank stopped my card (see previous post for that sorry tale!), back when I was renting & lived in a flat, I can remember having had a real span of spendy weeks - I didn't have a very reliable car back then, & of course, I'd never got any kind of emergency fund for car bills or unforeseen horribleness.
    Anyway, I can clearly remember this because it led to me making perhaps the worst soup I have EVER eaten in my entire life! I decided to embrace batch-cooking & reduce my over-large expenditure on food. For some reason best known only to myself at the time (& I can't remember what it was) I decided to make a big batch of celery & millet soup. Yes, millet. I had bought a bag while on some kind of health kick. Little round grains better known as budgie food. I made a vast saucepan of this soup (from an actual recipe, not some horrid thing I dreamed up myself for self-flagellation)) & it made 12 portions. I ate one for lunch....for 'ate', read 'managed to force it down without actually heaving) & froze the remaining 11 portions. Of course that's where they stayed, all neatly labelled in the freezer in single-portions.......until I needed the space & defrosted them before throwing them away. I only hope the bin men didn't look in my wheelie bin, as it looked like something skimmed from the surface of a foetid pond. No money saved there, then, & no LBM either. Still almost another 20 years to wait until it finally struck!
    But I do loads of batch cooking nowadays. Proper stuff which we like & I know we'll eat & enjoy. It's massively helpful to pull something tasty out of the freezer on a busy day, to find a nice container of curry & a couple of home made garlic flatbreads on a day where takeaway temptation might strike & a great starting point for meal plans in the spirit of shopping from home first.
    Oh....that vile soup though.......so long ago, but I can still visualise it sitting on top of all the rubbish in my wheelie bin!
    And that was another little flicker, a bit of good intention obviously there, but not enough to sustain any real change. It wasn't my LBM time.

    Hope you're all seeing some of this fab sunshine. It's such a lift to the spirits after so many soggy dark days.
    Cheers all,
    F x
    Last edited by foxgloves; 20-04-2018 at 2:48 PM.
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 621-10
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 174
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