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  • FIRST POST
    • Okydoky25
    • By Okydoky25 27th Feb 18, 4:02 PM
    • 998Posts
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    Okydoky25
    HSBC Valuation Booked but no offer?
    • #1
    • 27th Feb 18, 4:02 PM
    HSBC Valuation Booked but no offer? 27th Feb 18 at 4:02 PM
    Hi, I am re-mortgaging / porting my mortgage to HSBC. Applied online last week and had a telephone appointment on Sat. Decision was unable to be obtained as they wanted more documents including us to provide Credit Checks? I am still struggling to up load these but in the mean time on line it states Decision Obtained and today I have been called by the Valuation Team and this is booked in for Thursday?


    Now HSBC pay for this valuation so I assumed this would not get booked until a decision had been made? Does this mean we will be getting a mortgage offer? I know I could call and find out but I don't want to rock the boat.
Page 1
    • Thrugelmir
    • By Thrugelmir 27th Feb 18, 5:13 PM
    • 58,528 Posts
    • 51,884 Thanks
    Thrugelmir
    • #2
    • 27th Feb 18, 5:13 PM
    • #2
    • 27th Feb 18, 5:13 PM
    Valuation is part of the mortgage process. You won't receive an offer until there's been one.
    Financial disasters happen when the last person who can remember what went wrong last time has left the building.
    • Okydoky25
    • By Okydoky25 28th Feb 18, 8:52 AM
    • 998 Posts
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    Okydoky25
    • #3
    • 28th Feb 18, 8:52 AM
    • #3
    • 28th Feb 18, 8:52 AM
    Thank you but does this mean that they have checked everything else and that's ok. Its just subject to valuation?
    • joeistheone
    • By joeistheone 28th Feb 18, 10:46 PM
    • 46 Posts
    • 25 Thanks
    joeistheone
    • #4
    • 28th Feb 18, 10:46 PM
    • #4
    • 28th Feb 18, 10:46 PM
    HSBC did my valuation last after they had assessed everything else about me financially.
    • bigisi
    • By bigisi 1st Mar 18, 8:46 AM
    • 197 Posts
    • 359 Thanks
    bigisi
    • #5
    • 1st Mar 18, 8:46 AM
    • #5
    • 1st Mar 18, 8:46 AM
    Thank you but does this mean that they have checked everything else and that's ok. Its just subject to valuation?
    Originally posted by Okydoky25
    I'm not sure how you expect people on the internet to be certain enough to answer that. Opinions yes, certainty no. Ask HSBC, they're the ones who are controlling everything.
    • Okydoky25
    • By Okydoky25 6th Mar 18, 2:01 PM
    • 998 Posts
    • 867 Thanks
    Okydoky25
    • #6
    • 6th Mar 18, 2:01 PM
    • #6
    • 6th Mar 18, 2:01 PM
    I'm not sure how you expect people on the internet to be certain enough to answer that. Opinions yes, certainty no. Ask HSBC, they're the ones who are controlling everything.
    Originally posted by bigisi


    Thank you. Opinions were all I was looking for as is everyone who asks a question on forums like this I would think.
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