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  • FIRST POST
    • lucielle
    • By lucielle 24th Feb 18, 5:59 PM
    • 8,018Posts
    • 34,306Thanks
    lucielle
    Onwards and the debt goes downwards!
    • #1
    • 24th Feb 18, 5:59 PM
    Onwards and the debt goes downwards! 24th Feb 18 at 5:59 PM
    Hi All Old diary is here http://forums.moneysavingexpert.com/showthread.php?t=1000559 I can't do the posh linky things.


    Things are all changing in the Lucielle household. DS1 arrived back from New Zealand and has moved out to start his new job. Spent most of last week building flat pack furniture from the well known store. DD1 starts her daytime lambing job before progressing onto lambing job number 2 which is nights. DS2 is still doing his apprenticeship and just bought a new to him car. DD2 is just coming to the end of her lambing job and is then back to college.


    Our debt has crept up again, mainly through helping kids with their insurance, which they will pay back. Currently its at 14k, not great but doable. It hasn't helped that I needed new glasses and DS1 took his washing machine back so had to purchase a new one.


    I have also just finished at my job of 9 years and aim to work with OH and develop our business further. Watch this space.
    L
    Total Debt Dec 07 59875.83 Overdrafts 2900,New Debt Figure ZERO !!!!!! 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
Page 3
    • lucielle
    • By lucielle 7th Jul 18, 8:54 AM
    • 8,018 Posts
    • 34,306 Thanks
    lucielle
    Flights are booked and insurance sorted for DD2. She leaves beginning of August and is now starting to get excited.


    This time next week shouldn't be far off Skye or way up north. We like to set off at 3am to beat the traffic. I've insured DD1 on my car to share the driving it wasn't too bad at 70 which equates to 10 per day.


    Mentioning cars brings me onto my next subject. I think I'm going to change mine and at the moment it looks like its going to cost 2.5K to swop. I'd go from a 2009 with 93k on the clock to a 2012 with 48K. I do a lot of mileage. However on the downside it does mean it will go on the credit card.


    I've also done another major c0ck up on the business account. Paid the wrong company 4k and its only just come to light and I'm not sure who the company is I paid. The bank have been helpful and will fight my corner if I have no joy on Monday.


    In other news the dogs have finally decided they do like swimming. I am a happy girl as I love to see them plodging about in the water. Its only taken Izzy over 2 years to decide to do it and then Isla who is only 10 months dived in straight afterwards


    Off to do some NZ shopping and to try and get DD2s mobile off my account. Really don't fancy having that bill to pay whilst she's away.
    L
    Total Debt Dec 07 59875.83 Overdrafts 2900,New Debt Figure ZERO !!!!!! 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
    • beanielou
    • By beanielou 7th Jul 18, 5:33 PM
    • 55,456 Posts
    • 222,469 Thanks
    beanielou
    Hope that you get the 4k sorted.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • lucielle
    • By lucielle 7th Jul 18, 5:49 PM
    • 8,018 Posts
    • 34,306 Thanks
    lucielle
    So do I! Especially as we have a lot of VAT to repay. Oh the joys
    L
    Total Debt Dec 07 59875.83 Overdrafts 2900,New Debt Figure ZERO !!!!!! 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
    • lucielle
    • By lucielle 8th Jul 18, 2:26 PM
    • 8,018 Posts
    • 34,306 Thanks
    lucielle
    Just a heads up to anybody reading. I took a phone call from 'BT' yesterday. They said my IP address had been compromised and it needed changing from public to private. I was sceptical and asked for their address, which I checked and it did relate to BT. They said the firewall on Amazon was weak (DD1 had ordered something so I thought that might've triggered something) Anyway I continued with caution on the phone. It was when they asked me to download teamviewer that I told them I thought it was a bogus call and to give me their number and I'd phone them back. They did give me their number so I phoned BT using a number off my BT invoice. The lady said they would never use teamviewer and they wouldn't know about IP addresses. I think I dodged a curve ball.


    Be careful peeps they were very good.
    L
    Total Debt Dec 07 59875.83 Overdrafts 2900,New Debt Figure ZERO !!!!!! 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
    • beanielou
    • By beanielou 8th Jul 18, 9:18 PM
    • 55,456 Posts
    • 222,469 Thanks
    beanielou
    WEll done on dodging that curveball.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • brizzlegirl
    • By brizzlegirl 17th Jul 18, 10:07 PM
    • 297 Posts
    • 1,761 Thanks
    brizzlegirl
    Hope alls OK and you got reimbursed
    MFW..aiming to pay it off in 2022.. 2018 Savings Rate - Goal 25% [29% May 25% June] 2018 Income Goal 76/750 July Goals: AFDs 11/25; Declutter 60 items 07/60; LSDs xx/10; NSDs xx/10 Exercise 05/30 Aiming to be a true Frugalista!
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