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  • FIRST POST
    • elsiepac
    • By elsiepac 8th Mar 16, 11:39 AM
    • 1,421Posts
    • 10,505Thanks
    elsiepac
    • #1
    • 8th Mar 16, 11:39 AM
    8th Mar 16 at 11:39 AM
    Hi everyone,

    Welcome to the third Grocery Challenge of 2018 !!!!

    If your new month starts early feel free to join this thread, or if you're still working on your February budget, then keep on posting in the February challenge.

    As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a competition....it's designed to take you and your grocery spending to a level you are happy with.

    If you are new to the challenge I have quoted the advice from Galtizz below which will help you get started.

    Please post into this thread for help and advice and support at any time. Good luck to everyone taking part!


    I have said this before, but for all the newbies to the challenge;

    For the first month I took a guess at the budget but I really had no idea how much I was spending.

    I found the best thing is to have a guess the first month but SAVE ALL OF YOUR RECEIPTS (and yes, that does include the ones from the local shop when you run out of milk ), then at the end of the month add them all up and have a look if you were on budget, if not, it doesn't matter because your budget was a guess. For the next month you can use the total of your receipts and take a bit off to get a realistic budget, just shave off as much as you think you can, it could be £1 a week or £20 a week.

    If you are currently spending £200 a month don't suddenly drop it to £100 - you'll never do it but if you cut £20 a month off for a few months you'll get there eventually without feeling you're missing out on anything.

    You might think you've done everything you can in the first month but someone always comes up with a new idea and, if you try it you often find you save a bit more (unless you are SarahSaver who is an expert at this and could only save more if she turned her back garden into a paddy field and lived on rice ) In the first month I thought, I'm planning meals, I couldn't possibly save any more, but then I started double cooking and freezing, and making soup instead of buying it in tins.

    I've been doing this since Feb but only saved ALL of my receipts last month, it has given me a much better idea of where it is all going. Budget for next month is £80 for 2 of us, I'll start on 30/4. I could probably save more, by eating different foods but I can afford to live on £80, I have saved a lot of money since Feb. and I don't waste food or money any more. So I'm happy with my budget.
    By request, here is Spiggles wonderful helpful post



    We all have different budgets that suit our households. The most important thing to remember is that you set yours according to your needs and finances. It can take time to get to where you want to be too so don't knock yourself out if you go over in the first few months. We are here to support each other and it is not a competition.

    I thought it might help to outline where we've come from and the top tips I've learned.

    When we started in March 2010 we had spent in excess of £600 in the previous month. This had to stop, (there's only me and him and our two beautiful black cats) something which thankfully my OH completely agreed with so I have been lucky that he has been on board from the start. He gave me his debit card voluntarily and I still keep hold of it until he needs to get something for the home. At the same time we set up a system of pocket money (pm) at £15 each per week which doesn't count towards the GC and which we can each spend as we wish with no comebacks or complaints. OH predominantly uses his pm on his beer and I ferret mine away mostly.

    The next step was to set up my own spreadsheet which is absolutely simple onto which I put all spends so that I have a continuous running total for the month and for the year. We initially set our budget at £280 per month and brought it down to £240 where it resides for most of the year it is occasionally increased to allow for extras e.g. Christmas to £260.

    The important 'tools' we found greatly helped and continue to do so now are:

    Stocktake cupboards, fridge, freezer - make lists and ensure that the older products get used up first. You'll be amazed at what you find squirrelled away and it will help with your shopping list as you'll realise that you don't actually need so much.

    Before you go shopping check staples - running out of milk, bread, butter, etc often leads to going into a shop for one thing and coming out £20 lighter. Always check these and if they'll run out tomorrow buy them the same time as getting other things.

    Always make a shopping list and stick to it - the supermarkets (sm) try every which way to get us to spend so having a list and strong resolve is the only way to beat them.

    Keep every receipt - and then note it down on your spreadsheet/spend diary so that you always know where you are.

    When tempted, ask yourself do you NEED it or just WANT it - now this advice goes with two things. Firstly, the things you see in store when shopping that APPEAR to be bargains - if you hadn't planned spending the money then its not a bargain. Secondly, the sm send us loads of vouchers for £X off a spend of £XX - if you had no NEED to spend £XX then have you SAVED anything???

    Use my supermarket to compare prices (limited to four of the biggies) - The site may be used to actually do an online shop at whichever of the big four offers the best value or, if you have the time and sm availability, to make up lists for visiting each of the stores so that you can purchase all you need at different stores thus getting the best possible value. (I'd add, do a 'shop' virtually on this site and take the list you create on it with you, whichever one you shop at, it will help keep target prices in your head and allow you to spot bargains. MrM is not included but you can do a virtual list on their website so you know what you're going to be spending.)

    Always have a list - this is just as important when shopping online as shopping on foot.

    Use Approved Foods online (with a list!) - if you don't mind out of date things (ood) or you can search for only in date items. The only drawback is storing the goods as far as I can tell. Oh, and watch the delivery as it's done on a scaled charge for weight so keep an eye on it. You can of course do an AF order with friends, family, colleagues or like minded neighbours. Other GCers use Big Br*nds 4 Less too.

    Invest in a breadmaker - we have saved so much by making our own bread. The prices in the shops are extortionate for bread these days. There's loads of advice on this thread and others in the forum on this.

    Use the recipe lists - always posted at the front of a new thread. There are fantastic, tasty, healthy and economical recipes to use on them and there are a number of other threads on the forum such as Weezl's that will help you to eat well on a budget.

    Shop locally - the local greengrocer (or preferably market but I don't have one ) is usually cheaper as an option for fruit and veg (f&v) than the sm. Often the prices may look the same but when you look at the quantity for the same price the greengrocer will be cheaper. The same goes for the local butcher. Often you will have far more variety of meat available, advice on how to cook a particular meat can be offered and there is (for me at least) no comparison in terms of quality. We buy our huge FR eggs there and I'm yet to find an equivalent FR egg in a sm at the same or lower price. Obvioulsy if you have your own chicks/know someone who has chicks you can get them even cheaper again.

    Grow your own - it's quite simple to grow some f&v at home even if it's only in pots on the patio. There are also supportive threads on the forum for this.

    Cook your own - making meals at home from ingredients is far more economical, often tastes better than shop bought and is probably far better healthwise.

    Meal Plan - this is something that others can advise on as we don't do it. I have a tremendous capacity for eating the same food over many days but presented in slightly different form. For example, we could buy £7 worth of brisket from the butchers and eat it as pot roast for a couple of days, sliced for sarnies, sliced with a salad, chucked into a casserole or shredded up and fried as crispy beef.

    Don't waste food - either only make what you need or use any leftovers for other meals/creations or freeze it for another day.

    Withdraw the cash you want to spend - and keep it in a separate purse. This can be particularly effective as you have the money in front of you reducing rather than spending with plastic which is so easy to lose track of. Very useful when you first start out.

    Don't go to the shops to browse - this can only lead to pain and hardship!!!

    Keep posting and reading the thread - there really is no better supportive, wise and inspirational place to be! I think I saw that somebody mentioned forgetting to read/post. I get around this by using the Advanced button to post, below the window where your text is displayed you will see Additional Options. In the Thread Subscription box use the dropdown to select either instant email notification (this is what I use) or daily email notification before you submit your latest post. Then you will get an email into your inbox from which you can click to the thread to see what others are saying.

    Always remember the sm is not your friend - it wants to profit from you and take as much of your money as it can coerce out of you!

    So, there you go as a starting point. Others on here will offer tremendous advice on meal planning. And don't forget, the only silly question is the one you didn't ask!

    See you all later,
    Spigs
    For quidelines on posting in this thread please read the second post in this thread.

    For the Grocery challenge Recipe Index please see posts #4 to #10 this thread (the list is growing!!!!!)

    For everyones totals, see post #3 on this thread

    I hope everyone has a great month!

    elsiepac
    Last edited by elsiepac; 23-02-2018 at 11:10 PM.
    I'm a Board Guide on the Old Style, Greenfingered, Energy & Going Out Deals boards which means I'm a volunteer to help the boards run smoothly and I can move and merge threads there. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this) Any views are mine and not the official line of MoneySavingExpert.
    GC: Nov £0/£165 | Oct £220/£220 | Sep £244.34/£250 | Aug £190.38/£200 | Jul £194.08/£150 | Jun £179.03/£150 | May £158.54/£150 | Apr £316.94/£200 | Mar £170.47/£120 | Feb £199.45/£160
    Vegan 27-8-13
Page 12
    • indigowarrior
    • By indigowarrior 11th Mar 18, 7:05 PM
    • 515 Posts
    • 3,725 Thanks
    indigowarrior
    £2.65 spend in Tesco.
    Total Spend £31.48
    #545- SPC/ Frugal Living Challenge May NSD 3/19 Emergency Fund £1/£1000
    • Save Dosh
    • By Save Dosh 11th Mar 18, 8:55 PM
    • 1,226 Posts
    • 14,663 Thanks
    Save Dosh
    I've also made 'cheat' samosas with filo pastry filled with chickpea and potato curry, with mango chutney and HM raita.
    Originally posted by Wysiwyg49
    Oooh, - I like the sound of those, opens a whole world of possibilities.


    £2.45 spent, cucumber, 6pk of crisps (my weakness) and some peanut butter. Really need to meal-plan, as I don't want to go to shops 'till Thursday/Friday. Have updated sig.
    May Grocery Challenge - Food £59.09/80, Alcohol £17.79/£20
    Bulk Fund Left/Food £63.50 Bulk Fund/Alcohol
    -£21.02
    Save 12k in 2018 #80 = £2,000/£5,000
    Yoga 30 Day Challenge 3/30
    Lose 12lbs - 5/12 - Goal 9st
    • JingsMyBucket
    • By JingsMyBucket 11th Mar 18, 9:34 PM
    • 185 Posts
    • 2,076 Thanks
    JingsMyBucket
    Hi folks. Checking in after part of the weekend away. Thursday, Friday and Saturday were NSDs. The city where we were had an M & S Food in the train station so I bought some things to partially alleviate the haul back from the UK. But really, who am I kidding? I’ll probably just buy the same intended amount in the UK anyway.

    €20.03 for 2x cheddar, haggis, a box of oatcakes, and 2x scones for OH.

    My freezer is stuffed so I'll eat it down before I put the cheddar and haggis in there to keep. We’re going to the UK on the 20th so I’ll eat from the freezer the next week to relieve some storage space for when we return. I’ll probably just get some berries tomorrow to supplement my food the next few days. We have veg, yoghurt, and tons of proteins.

    Totals So Far:
    €117.77 / €400.00
    8/10 NSD
    £0/£150 UK stock up
    MAY 18 GC: €112.63/€400.00 // 6/10 NSD
    APR 18 GC: €406.12/€400.00 // 16/10 NSD
    MAR 18 GC: €193.98/€400.00 // 17/10 NSD // £162.19/£150 UK stock up
    FEB 18 GC: €250.44/€450 and 15/10 NSD
    JAN 18 GC: €377.92/€550.00 // 8 NSD
    Dec 17 GC: €406.50/€350.00 // 11 NSD // £198.57/£200 UK stock up
    • lemonverbena
    • By lemonverbena 11th Mar 18, 9:39 PM
    • 38 Posts
    • 229 Thanks
    lemonverbena
    £1.51 at the chemists on cough sweets, £11.73 at Waitrose, £3.84 At Co-op, and £23.31 at Iceland over the last week - mostly on food (except £2.00 on household cleaning at Iceland) - but with £2.00 voucher off Iceland, £2.85 cashback from Green Jinn and £1.40 cashback from a try for free deal on Laughing Cow cheese - so my running total is £71.43 on food, £10.00 on household cleaning, £5.76 on toiletries = £87.19 overall groceries.
    Last edited by lemonverbena; 13-03-2018 at 8:05 AM. Reason: I forgot i bought a big bottle of fairy!
    • supersaver1000
    • By supersaver1000 11th Mar 18, 10:24 PM
    • 2,061 Posts
    • 12,855 Thanks
    supersaver1000
    Oooh, - I like the sound of those, opens a whole world of possibilities.
    Originally posted by Save Dosh
    Love the sound of those samosa's too. We made them from scratch once, delicious but exhausting. These sound very promising.
    CCs (32% paid) - target Feb2019 Xmas 2018 : Returner Flylady : Grocery club member
    It's not getting what you want, it's wanting what you've got
    (being satisfied with your lot and making the most of it)
    • PennyGrabber
    • By PennyGrabber 11th Mar 18, 10:48 PM
    • 1,267 Posts
    • 22,414 Thanks
    PennyGrabber
    After a chunky spend today £33 something), my total for March now stands at £59.25, with two Sundays left. Around £20 is fine, as long as I buy cheaper fruits. Today we bought a lot of fairly expensive fruits, as the children wanted a change in their lunch boxes and fancied fruit salads for the week. Mangoes aren't cheap, but they're so good!!

    Gave 8/9 stockpile items to church today for the foodbank, so ever so slightly less to store!

    I have lunches sorted (from leftovers) for Monday and Tuesday. After that, I may make a pasta bake, or something else to keep using stuff up.

    My children have really treated me today. They made me brunch of bacon, eggs and tomatoes, and spag bol for dinner. Obviously I supervised!

    PG x
    Grocery challenge for family of three - me, dd(12) and ds(11), feeding dp 2 or 3 x a week too. Only food, not toiletries. Jan £87.97/£100 Feb £0/£100
    Frugal 2018 needed! Saving and NOT spending
    • JingsMyBucket
    • By JingsMyBucket 12th Mar 18, 3:27 AM
    • 185 Posts
    • 2,076 Thanks
    JingsMyBucket
    I'd vote for a quiche as well. I've also made 'cheat' samosas with filo pastry filled with chickpea and potato curry, with mango chutney and HM raita they went down very well! You cut the filo sheets in half lengthways and fold over the filling to make a sort of triangular shape. Can't remember where I got that recipe/idea, may have been Thrifty Lesley?
    Originally posted by Wysiwyg49
    Wysiwyg49 did you brush the top with egg or anything like that? Thanks for this nice idea.
    MAY 18 GC: €112.63/€400.00 // 6/10 NSD
    APR 18 GC: €406.12/€400.00 // 16/10 NSD
    MAR 18 GC: €193.98/€400.00 // 17/10 NSD // £162.19/£150 UK stock up
    FEB 18 GC: €250.44/€450 and 15/10 NSD
    JAN 18 GC: €377.92/€550.00 // 8 NSD
    Dec 17 GC: €406.50/€350.00 // 11 NSD // £198.57/£200 UK stock up
    • Ginmonster
    • By Ginmonster 12th Mar 18, 3:54 PM
    • 305 Posts
    • 4,038 Thanks
    Ginmonster
    I spent £17.13 in Aldi today on a few things I really needed - onions, butter, butter beans, tomatoes, cereal and some things that weren't essential - felafels, quorn chunks, chocolate bunnies and halloumi. I'm doing so well this month so far a few things to make things quick and easy seemed allowable.

    We've got some friends coming to visit at the weekend so I'll be spending a chunk of the budget on getting stuff for a roast dinner later in the week. I should be able to cover other meals from what we already have in so I'm still well on track.

    Approved Food sent me a free delivery code today but I resisted (first time ever I think). I need to get through all the stuff I've already stockpiled first!

    23.74/100
    • indigowarrior
    • By indigowarrior 12th Mar 18, 4:14 PM
    • 515 Posts
    • 3,725 Thanks
    indigowarrior
    Today has been a NSD!
    #545- SPC/ Frugal Living Challenge May NSD 3/19 Emergency Fund £1/£1000
    • selloptape
    • By selloptape 12th Mar 18, 6:13 PM
    • 457 Posts
    • 1,881 Thanks
    selloptape
    I completed a new meal plan at the weekend and shopped on Sunday for the first half of the week. Shouldn!!!8217;t need to go shopping again until Weds.

    I!!!8217;m struggling to get my head round the cost of meals - joining the challenge has really brought home the increased cost of groceries Hopefully the veggie/vegan meals I!!!8217;ve planned in later in the week will reduce costs a little.
    GC May £235.52/£290 GC April £240.65/£300March £322.53/£350
    £2 Savers Club #59 £58
    MFW 2018 #49 £600/£3,000
    MFiT T4 #21 - reduce mortgage by £20k over 3 years
    • klbooth
    • By klbooth 12th Mar 18, 6:26 PM
    • 205 Posts
    • 767 Thanks
    klbooth
    I've been bedbound for the week which does wonders for reducing the grocery bill, lol, although did increase the chippy bill a little while the family had to fend for themselves for a few nights but wasn't that bad in the end. Not sure when I last updated but will just go from here with where I am now.

    March GC £103.90/£410
    1P Challenge #13 £237.76/£667.95;£2 Club #30 £40;50p Club #8 £20;20p Club #100 £23.40;SPC #39 £?;VSPC #15 £380.45;1 Debt Vs 100 Days #1 £3964/£3964 (100%); PAYDOBX 2018 #118 £7912/£10014 (79%);GC Jan £483.58/£450; Feb £390.32/£430; Mar £260.41/£410; Apr £396.17/£410; May £271.98/£400
    • RedFraggle
    • By RedFraggle 12th Mar 18, 7:55 PM
    • 660 Posts
    • 1,787 Thanks
    RedFraggle
    Mr T £50.42
    Costcutters £7.79 (night in wine and creme eggs for me and my bestie
    M&expensive £7.80 (lunch on the go on a 200 mile round trip at the weekend)
    Garage £3 sweeties on above trip

    Total £125.74 so £174.26 left

    Officially in a clique of idiots
    • K9sandFelines
    • By K9sandFelines 12th Mar 18, 8:29 PM
    • 1,916 Posts
    • 16,331 Thanks
    K9sandFelines
    £3.11 spent yesterday at work and two loaves picked up by daughter today for 10p each. Therefore i have £3.31 to add to my total spends.

    I have an impending Morrisons shop due on Wednesday, which i hope will be the last big shop needed of the month; but with another fifteen days to go from then, i am not too sure it's doable.
    GC 2017 (£4,000/£3434.09) Jan £264.28, Feb £179.18, Mar £290.38, APR £182.39, MAY £160.71 up to 22nd (spend frpm 21st to add)/£250 (£270 p.m/£3,250 p.a)

    ~ Still learning the art of frugality ~
    • JingsMyBucket
    • By JingsMyBucket 12th Mar 18, 9:09 PM
    • 185 Posts
    • 2,076 Thanks
    JingsMyBucket
    €15.65 for strawberries, bananas, 3x avocados, cherry tomatoes, and butter.

    We finally ran out of butter after a few months. I think we've been working through our butter since December! Most of the strawberries at the store were horribly moldy. I probably got one of the only few that weren't. I'll try to eat these as quickly as possible, just in case.

    For dinner I had some of the beef soup in the fridge, half a scone and some of the fancy bacon we bought last week to try out. I pulled a skinny steak out of the freezer to defrost for lunch tomorrow and I should probably pull out more (bulky) meat to defrost for tomorrow's dinner as well. OH pulled out one of the HM ready meals I put in the freezer for him. While he was waiting for it to cook in the oven, he ate the last two eggs (which I didn't know were the last ones). I'll probably go get eggs tomorrow during another errand.

    Eating from the freezer also prevented me/us from ordering food delivery and saved me about €30 or so. I'm so glad my laziness kicked in...and the place I wanted to order from is closed on Mondays.

    I'm tempted to eat the refrigerated haggis just to avoid putting it in the freezer.

    Totals So Far:
    €133.42 / €400.00
    8/10 NSD
    £0/£150 UK stock up
    Last edited by JingsMyBucket; 13-03-2018 at 7:37 AM.
    MAY 18 GC: €112.63/€400.00 // 6/10 NSD
    APR 18 GC: €406.12/€400.00 // 16/10 NSD
    MAR 18 GC: €193.98/€400.00 // 17/10 NSD // £162.19/£150 UK stock up
    FEB 18 GC: €250.44/€450 and 15/10 NSD
    JAN 18 GC: €377.92/€550.00 // 8 NSD
    Dec 17 GC: €406.50/€350.00 // 11 NSD // £198.57/£200 UK stock up
    • MadamMim2013
    • By MadamMim2013 12th Mar 18, 10:12 PM
    • 523 Posts
    • 6,472 Thanks
    MadamMim2013
    my total is at £212.64 already...
    Did purchase some staples, re filled the stock cupboard and some yummy veggies from the green grocers.. Enough cat food till next month too.. I shall only be needing top ups
    I WILL come in under budget this month!!
    Living life happily! Debt Free date: 2018!!!
    Jan 18 GC Feb 18 GC Mar 18 GC Apr 18 GC: May 18 GC £273.93/£300
    Slinky C : 3.5lbs/2st
    :
    • JingsMyBucket
    • By JingsMyBucket 13th Mar 18, 7:27 AM
    • 185 Posts
    • 2,076 Thanks
    JingsMyBucket
    I completed a new meal plan at the weekend and shopped on Sunday for the first half of the week. Shouldn!!!8217;t need to go shopping again until Weds.

    I!!!8217;m struggling to get my head round the cost of meals - joining the challenge has really brought home the increased cost of groceries Hopefully the veggie/vegan meals I!!!8217;ve planned in later in the week will reduce costs a little.
    Originally posted by selloptape
    What about the cost is frustrating you? Is it the calculation of individual meals, the weekly shop costs or something else?
    MAY 18 GC: €112.63/€400.00 // 6/10 NSD
    APR 18 GC: €406.12/€400.00 // 16/10 NSD
    MAR 18 GC: €193.98/€400.00 // 17/10 NSD // £162.19/£150 UK stock up
    FEB 18 GC: €250.44/€450 and 15/10 NSD
    JAN 18 GC: €377.92/€550.00 // 8 NSD
    Dec 17 GC: €406.50/€350.00 // 11 NSD // £198.57/£200 UK stock up
    • ancientmum
    • By ancientmum 13th Mar 18, 8:00 AM
    • 140 Posts
    • 1,176 Thanks
    ancientmum
    I have spent more this week as although I am going on holiday, DS3 will be home from university a few days before I return so I have stocked up the cupboards and freezer to prevent the poor love from starving.. I managed to get some YS meat and a pizza, what I have now should last until Easter with the addition of some fresh fruit and veg.
    If life is a journey, I want comfy shoes

    2018: Trying to keep to annual budgets £1080 for groceries, £480 for cat needs
    Update: £417.35/1080 £173.04/480
    • lemonverbena
    • By lemonverbena 13th Mar 18, 8:10 AM
    • 38 Posts
    • 229 Thanks
    lemonverbena
    £5.91 at the local greengrocers and £1.00 on food at Iceland so £78.34 total on food and £94.10 total on groceries.
    • ancientmum
    • By ancientmum 13th Mar 18, 8:10 AM
    • 140 Posts
    • 1,176 Thanks
    ancientmum
    I almost forgot, does anyone know where you can buy the recycle-able toothbrushes? I have read you can get ones made from bamboo, and that toothbrushes account for a huge amount of plastic waste.

    Thanks.
    If life is a journey, I want comfy shoes

    2018: Trying to keep to annual budgets £1080 for groceries, £480 for cat needs
    Update: £417.35/1080 £173.04/480
    • Wysiwyg49
    • By Wysiwyg49 13th Mar 18, 8:58 AM
    • 186 Posts
    • 1,679 Thanks
    Wysiwyg49
    Wysiwyg49 did you brush the top with egg or anything like that? Thanks for this nice idea.
    Originally posted by JingsMyBucket
    Hi - thanks I brushed the edges of the filo with melted butter so that it would stick a bit, and also the top. I think it started off from this recipe:

    https://www.bbc.co.uk/food/recipes/potatoandpeasamosas_86618

    but we often make chickpea and potato curry so I put that in instead. Did make it once with peas added, which was also good!
    GC Mar £239.57/£360 : Feb £352.71/£320
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