Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • dmurray0
    • By dmurray0 14th Feb 18, 4:37 AM
    • 124Posts
    • 34Thanks
    Cheque made payable to "Estate of...."
    • #1
    • 14th Feb 18, 4:37 AM
    Cheque made payable to "Estate of...." 14th Feb 18 at 4:37 AM

    My Aunt lost her Husband several months ago and we are looking advice on a problem she has encountered. They both have/had wills made out stating that whoever passed first, the other person received the whole estate. My uncle had shares from a company called CBA while he worked in New Zealand many years ago. We contacted them an sent them the Death Certificate, Will, form of authority etc and they sent her a cheques for Aus$ 12,144. It is made out to ..."The Est of Mr......" She tried to lodge it in her account but the bank (Santander) refused to deposit it. She was then advised by a friend to open an Estate Account and deposit it there, again with Santander, but again they have refused to deposit it. They state it must be made out solely in her name, even though they also have seen the Will, Certificate etc. How does she get this cheque lodged? We were told by the solicitor a grant of probate was not needed as the shares were the only thing solely in her husband's name.

    Many thanks for taking the time to read this, and comments appreciated .
Page 1
    • gettingtheresometime
    • By gettingtheresometime 14th Feb 18, 9:19 AM
    • 3,609 Posts
    • 8,967 Thanks
    • #2
    • 14th Feb 18, 9:19 AM
    • #2
    • 14th Feb 18, 9:19 AM
    Would it be worth giving Santander's dedicated bereavement team a ring?
    Lloyds OD / Natwest OD / PO CC / Wescott / Argos Card cleared thanks to the 1 debt v 100 day challenge

    Next on the list - JD Williams
    • hazyjo
    • By hazyjo 14th Feb 18, 10:08 AM
    • 10,523 Posts
    • 13,686 Thanks
    • #3
    • 14th Feb 18, 10:08 AM
    • #3
    • 14th Feb 18, 10:08 AM
    See if they'll be willing to transfer it instead of sending it by cheque.
    2018 wins: Single Malt Whisky; theatre tickets; festival tickets; year of gin(!); shoes
    • Tuscanwoman16
    • By Tuscanwoman16 14th Feb 18, 11:13 AM
    • 3 Posts
    • 2 Thanks
    • #4
    • 14th Feb 18, 11:13 AM
    • #4
    • 14th Feb 18, 11:13 AM
    Try a different bank - maybe a "British" one like Nat West or Barclays?
    • Alikay
    • By Alikay 14th Feb 18, 5:15 PM
    • 4,766 Posts
    • 12,871 Thanks
    • #5
    • 14th Feb 18, 5:15 PM
    • #5
    • 14th Feb 18, 5:15 PM
    We had this after MIL died: An insurance company sent a cheque (her rental flat was handed back to the council halfway through the term of her household contents cover, so a refund was due), but MIL's account had already been closed by Santander and the balance split between the 2 executors who were also the beneficiaries. Santander wouldn't accept the cheque in either of the beneficiaries account (all 3 had held Santander current accounts), so we returned it to the insurance company who agreed to issue 2 cheques, each for half the amount made out to the beneficiaries on sight of the will.

    There was no probate in this case either as the estate was too small.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,664Posts Today

7,767Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line?

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin