Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • scott1110
    • By scott1110 13th Feb 18, 1:49 PM
    • 2Posts
    • 0Thanks
    scott1110
    Woolwich PPI
    • #1
    • 13th Feb 18, 1:49 PM
    Woolwich PPI 13th Feb 18 at 1:49 PM
    My wife had a mortgage with The Woolwich between 1998 & 2004. She would like to claim mis-sold PPI for that period but unfortunately The Woolwich are no longer around. How does she proceed if the mortgage lender is no longer around?
Page 1
    • dunstonh
    • By dunstonh 13th Feb 18, 1:55 PM
    • 93,034 Posts
    • 60,419 Thanks
    dunstonh
    • #2
    • 13th Feb 18, 1:55 PM
    • #2
    • 13th Feb 18, 1:55 PM
    Woolwich did a lot of mortgages via brokers. Was your wife's directly arranged with them or did she use a broker/adviser? - this will decide where the complaint is sent.

    Most MPPI complaints fail as not being missold. Why does she think she was missold?
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • Fumbledore
    • By Fumbledore 10th Mar 18, 12:13 PM
    • 3 Posts
    • 0 Thanks
    Fumbledore
    • #3
    • 10th Mar 18, 12:13 PM
    • #3
    • 10th Mar 18, 12:13 PM
    I think Barclays are now the purveyor for Woolwich
    • dunstonh
    • By dunstonh 10th Mar 18, 12:22 PM
    • 93,034 Posts
    • 60,419 Thanks
    dunstonh
    • #4
    • 10th Mar 18, 12:22 PM
    • #4
    • 10th Mar 18, 12:22 PM
    I think Barclays are now the purveyor for Woolwich
    Originally posted by Fumbledore
    They are I repeat the question in post 2 as Barclays would not be the one to complain to in that scenario.

    The OP has not returned to the site since making that post.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • scott1110
    • By scott1110 27th Apr 18, 12:16 PM
    • 2 Posts
    • 0 Thanks
    scott1110
    • #5
    • 27th Apr 18, 12:16 PM
    • #5
    • 27th Apr 18, 12:16 PM
    Thank you for your replies!!

    My wife dealt with a Woolwich mortgage advisor inside the branch & at the time of applying for the mortgage the PPI was part of the mortgage ie you couldn't have the mortgage without the PPI.
    • dunstonh
    • By dunstonh 27th Apr 18, 12:27 PM
    • 93,034 Posts
    • 60,419 Thanks
    dunstonh
    • #6
    • 27th Apr 18, 12:27 PM
    • #6
    • 27th Apr 18, 12:27 PM
    My wife dealt with a Woolwich mortgage advisor inside the branch & at the time of applying for the mortgage the PPI was part of the mortgage ie you couldn't have the mortgage without the PPI.
    Some mortgages in the 90s did need MPPI to get the deal. If yours was one of those it was not missold.

    If yours was not one of those, then provide your evidence to Barclays and you have a strong case. If you have no evidence, its a weak complaint.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

240Posts Today

3,050Users online

Martin's Twitter