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  • FIRST POST
    • Confusedftb
    • By Confusedftb 12th Feb 18, 5:04 PM
    • 17Posts
    • 1Thanks
    Confusedftb
    Ikano- Late charge waived what about credit score?
    • #1
    • 12th Feb 18, 5:04 PM
    Ikano- Late charge waived what about credit score? 12th Feb 18 at 5:04 PM
    Looking for some advice, if possible please. I had a min payment on an ikano store card - 3, due 4 days ago. It got missed - these things happen and it wasn't at the forefront of my mind - lesson learned.

    I paid immediately online and called to find out if I'd been charged a fee - I had but the girl has waived this as my account hasn't been in arrears before. I'm now worried that my credit score is going to be affected/a mark noted against my file all for 3 and 4 days.

    Does anyone know if there is a threshold on this type of thing? My guess is no, as no human intervention - but thought I'd ask for advice nonetheless.

    Thanks
Page 1
    • zx81
    • By zx81 12th Feb 18, 5:05 PM
    • 16,427 Posts
    • 17,480 Thanks
    zx81
    • #2
    • 12th Feb 18, 5:05 PM
    • #2
    • 12th Feb 18, 5:05 PM
    Check your files (all three) to see if a late payment marker has been applied.

    Different lenders have different thresholds for reporting.
    • Confusedftb
    • By Confusedftb 12th Feb 18, 5:06 PM
    • 17 Posts
    • 1 Thanks
    Confusedftb
    • #3
    • 12th Feb 18, 5:06 PM
    • #3
    • 12th Feb 18, 5:06 PM
    Thanks ZX81 - nothing on there yet, I guess I'll have to wait a month or so for the new report
    • Gary_Dexter
    • By Gary_Dexter 12th Feb 18, 5:13 PM
    • 926 Posts
    • 512 Thanks
    Gary_Dexter
    • #4
    • 12th Feb 18, 5:13 PM
    • #4
    • 12th Feb 18, 5:13 PM
    What about your credit score?

    What are you worried about?
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