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    • brasseyes
    • By brasseyes 9th Feb 18, 12:17 PM
    • 1Posts
    • 1Thanks
    brasseyes
    HSBC Advance refusal tho' meeting input criteria
    • #1
    • 9th Feb 18, 12:17 PM
    HSBC Advance refusal tho' meeting input criteria 9th Feb 18 at 12:17 PM
    Tried to switch to the HSBC advance account to get the 200. Not employed, but can meet their input requirements and also said I could put sizeable sum into their savings account. No problems on credit record that I know of. Refused as I didn't meet their 'scoring criteria'. Haven't asked specifically why (don't imagine they'd tell me), but imagine it's the lack of employment. Offered a standard account.

    No problem. That's HSBC off my list - and I have a long memory. Lost a potential customer.

    Sharing as info for any others in similar situation.
Page 1
    • another casualty
    • By another casualty 9th Feb 18, 12:49 PM
    • 3,464 Posts
    • 5,333 Thanks
    another casualty
    • #2
    • 9th Feb 18, 12:49 PM
    • #2
    • 9th Feb 18, 12:49 PM
    Sorry to hear about that .
    I posted something on this board yesterday,as I am currently unemployed . Have you had any credit problems in the past?
    Looking at the criteria for those higher interest accounts, it looks like you have to guarantee a salary every month. Maybe it is just that.
    • eskbanker
    • By eskbanker 9th Feb 18, 12:54 PM
    • 6,808 Posts
    • 7,061 Thanks
    eskbanker
    • #3
    • 9th Feb 18, 12:54 PM
    • #3
    • 9th Feb 18, 12:54 PM
    It's been covered in many previous threads - even though HSBC publish criteria specifying that 1,750 must be paid in to the account every month (without insisting on this being salary), they frequently (maybe usually or even always) reject applications where there isn't a verifiable salary at that level. IIRC, some report greater success in branch rather than online....
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