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    • Lioness786
    • By Lioness786 8th Feb 18, 12:47 PM
    • 42Posts
    • 7Thanks
    Lioness786
    Judgement for claim default
    • #1
    • 8th Feb 18, 12:47 PM
    Judgement for claim default 8th Feb 18 at 12:47 PM
    HI all,

    This morning I received a judgement for claimant (In default ) from the county court saying I owe the x as I had not replied to the claim form.

    However, I did not receive a claim form......

    It had no date on there on when to pay either...

    Please advise.
    Last edited by Lioness786; 08-02-2018 at 1:13 PM.
Page 2
    • Lioness786
    • By Lioness786 8th Feb 18, 2:58 PM
    • 42 Posts
    • 7 Thanks
    Lioness786
    The 265? And who would I query it with?
    • Lioness786
    • By Lioness786 8th Feb 18, 3:00 PM
    • 42 Posts
    • 7 Thanks
    Lioness786
    So basically to make sure I dont get a CCJ on my file its best to pay them.

    Being as I have received letters for the other fine, I dont want this taken into consideration when asking for a set-aside due to not receiving court papers.
    • Quentin
    • By Quentin 8th Feb 18, 3:02 PM
    • 35,128 Posts
    • 19,222 Thanks
    Quentin
    The 265? And who would I query it with?
    Originally posted by Lioness786

    With the Court as part of your set aside appeal - you include an outline of your defence when applying for a set aside


    Read up on line on set aside to understand what's involved
    • Quentin
    • By Quentin 8th Feb 18, 3:05 PM
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    • 19,222 Thanks
    Quentin
    So basically to make sure I dont get a CCJ on my file its best to pay them.

    Being as I have received letters for the other fine, I dont want this taken into consideration when asking for a set-aside due to not receiving court papers.
    Originally posted by Lioness786
    Its best to get it set aside!


    You misunderstand - this ccj won't get mentioned at all in any other court hearings you are involved in whether it is set aside or not
    • Lioness786
    • By Lioness786 8th Feb 18, 3:15 PM
    • 42 Posts
    • 7 Thanks
    Lioness786
    Thank you all for your help and advise.

    I will have a think, I would love to risk getting it set-aside but if it doesn't then having a CCJ will effect work-wise as well as having to find 500.

    Majority of the cases I have read of a set-aside being granted have been where papers have been sent to wrong / old addresses, which is not the case for us.
    • Quentin
    • By Quentin 8th Feb 18, 3:20 PM
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    Quentin
    If your employment is in jeopardy by having a ccj against you, then bear in mind that yours will already be on the register (and your own credit files)
    • Lioness786
    • By Lioness786 8th Feb 18, 3:32 PM
    • 42 Posts
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    Lioness786
    Oh poo, But I though If it was paid within a month then it would be wiped? (Judgement for claimant dated 06th Feb). Or is that 1 month from the county court letter?
    • KeithP
    • By KeithP 8th Feb 18, 3:34 PM
    • 6,617 Posts
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    KeithP
    Oh poo, But I though If it was paid within a month then it would be wiped?
    Originally posted by Lioness786
    And it will.
    .
    • Lioness786
    • By Lioness786 8th Feb 18, 3:43 PM
    • 42 Posts
    • 7 Thanks
    Lioness786
    Ok Thanks everyone. (I am all for applying for the set-aside, Hubby however wants to play it safe and pay it and get the CCJ removed).
    • Lioness786
    • By Lioness786 8th Feb 18, 4:51 PM
    • 42 Posts
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    Lioness786
    Also I forgot to ask, what happens when the CCJ is sent against the registered keeper but was not the driver?
    • Quentin
    • By Quentin 8th Feb 18, 4:55 PM
    • 35,128 Posts
    • 19,222 Thanks
    Quentin
    Oh poo, But I though If it was paid within a month then it would be wiped? (Judgement for claimant dated 06th Feb). Or is that 1 month from the county court letter?
    Originally posted by Lioness786
    Yes pay it within a month and you can get it wiped.


    But as posted it will be on the register now (immediately after it was issued!)


    To be sure it gets removed then don't rely on the claimant to inform the court


    You can do so yourself (with proof of payment - send a SAE along with the payment and a receipt for them to sign and return to you)
    • waamo
    • By waamo 8th Feb 18, 4:55 PM
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    waamo
    Also I forgot to ask, what happens when the CCJ is sent against the registered keeper but was not the driver?
    Originally posted by Lioness786
    Nothing. They are entitled to chase the registered keeper if they don't know who the driver is. Do they have the correct address for the registered keeper?
    This space for hire.
    • Quentin
    • By Quentin 8th Feb 18, 4:56 PM
    • 35,128 Posts
    • 19,222 Thanks
    Quentin
    Also I forgot to ask, what happens when the CCJ is sent against the registered keeper but was not the driver?
    Originally posted by Lioness786
    It's irrelevant
    • Lioness786
    • By Lioness786 8th Feb 18, 6:54 PM
    • 42 Posts
    • 7 Thanks
    Lioness786
    Ok Thank you.
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