Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • busybee100
    • By busybee100 7th Feb 18, 7:15 PM
    • 1,150Posts
    • 2,431Thanks
    busybee100
    What kind of insurance?
    • #1
    • 7th Feb 18, 7:15 PM
    What kind of insurance? 7th Feb 18 at 7:15 PM
    Hi

    What kind of insurance do the i drive your car companies use?

    I'm looking for fully comp, multi car for reward but can't find any. Should I be looking for public liability instead?
    Last edited by busybee100; 07-02-2018 at 7:32 PM.

Page 1
    • forgotmyname
    • By forgotmyname 8th Feb 18, 4:18 AM
    • 26,947 Posts
    • 10,848 Thanks
    forgotmyname
    • #2
    • 8th Feb 18, 4:18 AM
    • #2
    • 8th Feb 18, 4:18 AM
    Multi car? Chauffeur?

    No not public liability, you need insurance to cover the vehicle your driving. Who will be the owner?

    What will your job entail?
    Last edited by forgotmyname; 08-02-2018 at 5:04 PM.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • Tarambor
    • By Tarambor 8th Feb 18, 5:16 AM
    • 2,843 Posts
    • 2,058 Thanks
    Tarambor
    • #3
    • 8th Feb 18, 5:16 AM
    • #3
    • 8th Feb 18, 5:16 AM
    What will your job entail?
    Originally posted by forgotmyname
    Saw this on TV. Its for when you go to the pub with friends and you're the driver but can't exercise self control and want to get your car home. You phone a company that does this, a man turns up on a fold up scooter, puts it in the boot of your car, drives you and your car home.
    • Nodding Donkey
    • By Nodding Donkey 8th Feb 18, 11:05 AM
    • 2,533 Posts
    • 2,142 Thanks
    Nodding Donkey
    • #4
    • 8th Feb 18, 11:05 AM
    • #4
    • 8th Feb 18, 11:05 AM
    Car delivery will be a motor trade policy
    • busybee100
    • By busybee100 8th Feb 18, 2:49 PM
    • 1,150 Posts
    • 2,431 Thanks
    busybee100
    • #5
    • 8th Feb 18, 2:49 PM
    • #5
    • 8th Feb 18, 2:49 PM
    Thank you for all your replies.

    The vehicle is owned by the client. One company has suggested car jockey but that has a limit of only a few miles. This is mainly for people who need someone to drive long distance.

    I'll have a look at the motor trade underwriters to see if there's something more suitable. Apparently TradeX did cover but they're not taking new business.

    And I'll check chauffeur insurance to see if it extends to the vehicle as well.

    • forgotmyname
    • By forgotmyname 8th Feb 18, 5:06 PM
    • 26,947 Posts
    • 10,848 Thanks
    forgotmyname
    • #6
    • 8th Feb 18, 5:06 PM
    • #6
    • 8th Feb 18, 5:06 PM
    Saw this on TV. Its for when you go to the pub with friends and you're the driver but can't exercise self control and want to get your car home. You phone a company that does this, a man turns up on a fold up scooter, puts it in the boot of your car, drives you and your car home.
    Originally posted by Tarambor
    Yeah top gear did clip on that some years back.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • busybee100
    • By busybee100 9th Feb 18, 4:27 PM
    • 1,150 Posts
    • 2,431 Thanks
    busybee100
    • #7
    • 9th Feb 18, 4:27 PM
    • #7
    • 9th Feb 18, 4:27 PM
    Well I'm stumped. I've trawled the net and spoken to many insurance companies.
    Car jockey is for people in the motor trade or collection and delivery of vehicles and Chauffeur insurance won't cover it.

    If anyone has an idea what I should be looking for please PM me.

    Thank you.

    • forgotmyname
    • By forgotmyname 9th Feb 18, 4:37 PM
    • 26,947 Posts
    • 10,848 Thanks
    forgotmyname
    • #8
    • 9th Feb 18, 4:37 PM
    • #8
    • 9th Feb 18, 4:37 PM
    Tell us exactly what you job entails and the exact requirements.

    Will the vehicle owner be in the vehicle? Are you just delivering the vehicles for the owner, ie 2nd homes or need a car at an airport when they arrive or taking the vehicle home for them etc?

    Will you be doing any work to the vehicles? or taking the vehicle in for repair etc?

    Is this just a idea for a business?
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • busybee100
    • By busybee100 9th Feb 18, 5:54 PM
    • 1,150 Posts
    • 2,431 Thanks
    busybee100
    • #9
    • 9th Feb 18, 5:54 PM
    • #9
    • 9th Feb 18, 5:54 PM
    Hi forgotmyname

    It's to chauffeur people in their own car, returning it to their home if for an airport run but usually a return journey.
    Often older people have cars more suited to their ability but the most recent was a parent with an autistic child to attend a hospital appointment.

    If I find insurance it could be a viable business.

    • EssexExile
    • By EssexExile 9th Feb 18, 8:42 PM
    • 2,816 Posts
    • 1,960 Thanks
    EssexExile
    Go to a broker.
    Tall, dark & handsome. Well two out of three ain't bad.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,409Posts Today

7,862Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line? https://t.co/kwjvtd75YU

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin