Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • CHlHlRO
    • By CHlHlRO 7th Feb 18, 3:34 PM
    • 72Posts
    • 29Thanks
    Daft question?
    • #1
    • 7th Feb 18, 3:34 PM
    Daft question? 7th Feb 18 at 3:34 PM
    Even though itís overdue, Iím guessing that just before you apply for a mortgage is NOT the best time to switch energy suppliers/haggle mobile contracts etc? I know we are spending more than we should be but changing anything now would a) imprint on credit files and b) lock us into contracts that would then incur additional charges when we move, correct?
Page 1
    • mcpitman
    • By mcpitman 8th Feb 18, 12:33 PM
    • 533 Posts
    • 365 Thanks
    • #2
    • 8th Feb 18, 12:33 PM
    • #2
    • 8th Feb 18, 12:33 PM
    Depends, are the new payments lower than the old payments (on current contracts), this could lower your risk as less going oput each month.

    However, opening new accounts can reduce credit worthiness on some lenders scorecards.
    Life isn't about the number of breaths we take, but the moments that take our breath away. Like choking....
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,832Posts Today

8,341Users online

Martin's Twitter
  • Facebook today admitted in parliament that after it heard of my defamation lawsuit against it for 50 fake scam ads?

  • RT @jamiesusskind: After more than 10 years, and with such sadness, I am leaving Labour. I'm doing it for the same reason that I joined: be?

  • RT @Deeangelique_: I suggested @MartinSLewis get 'I Don't Do Ads' tattooed to his forehead yesterday. Today he posted this. I gave Martin L?

  • Follow Martin