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  • FIRST POST
    • g_jayne
    • By g_jayne 7th Feb 18, 10:33 AM
    • 2Posts
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    g_jayne
    Switching current account - does it affect ISA?
    • #1
    • 7th Feb 18, 10:33 AM
    Switching current account - does it affect ISA? 7th Feb 18 at 10:33 AM
    Hi everyone

    Apologies if this has already been answered somewhere else in this forum, but I can't seem to find an answer to this question...

    I have a current account with Lloyds Bank (this is our only current account) and also a number of Junior ISAs for our children. We have 3 children so they have one Junior ISA each which were opened by myself and my wife. They also all have a savings account each with Lloyds that were opened by their grandparents.

    I am considering switching our current account to one that offers more rewards etc but wondered whether switching current account will affect these ISAs/saving accounts? My wife and I also have individual ISAs with Lloyds so I suppose the same question applies to them. Will they be able to continue with Lloyds if we have no current account with them?

    I'd be grateful if someone could let me know if they have any experience of this?

    Many thanks in advance for your help.
Page 1
    • ColdIron
    • By ColdIron 7th Feb 18, 11:18 AM
    • 4,029 Posts
    • 4,966 Thanks
    ColdIron
    • #2
    • 7th Feb 18, 11:18 AM
    • #2
    • 7th Feb 18, 11:18 AM
    Are you looking for switching rewards? I.e. they bung you 100 or whatever for closing your old account and switching to theirs. Or are you just attracted by the features of other accounts? If the latter why not just open the new account(s) in addition to you Lloyds one. If the former you'll need to root around the T&Cs of the existing accounts for any dependencies
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