Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • Gazza61
    • By Gazza61 6th Feb 18, 5:39 PM
    • 4Posts
    • 1Thanks
    Class 1 Business Use Cover
    • #1
    • 6th Feb 18, 5:39 PM
    Class 1 Business Use Cover 6th Feb 18 at 5:39 PM
    Hi all,

    Might seem like a silly question but are there any caveats to insuring my car for class 1 business use as apposed to SDP+C? Bizarrely when I run a quote through it becomes about 15% cheaper by adding business cover. While I can't say I've used my car for business in the past as work provide a hire car for this I could very occasionally be required to drive between sites. Basically I'm assuming insuring for business includes SDP+C anyway as its a higher level of cover so there should be no issues or questions asked but wanted to check?

    I'd appreciate any thoughts.

Page 1
    • kingstreet
    • By kingstreet 6th Feb 18, 6:09 PM
    • 33,194 Posts
    • 17,929 Thanks
    • #2
    • 6th Feb 18, 6:09 PM
    • #2
    • 6th Feb 18, 6:09 PM
    I've never found business use resulted in reduced premiums; but I've only ever seen the same premiums and the 'vanilla' insurers disappear from the quote.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • Gazza61
    • By Gazza61 7th Feb 18, 10:27 AM
    • 4 Posts
    • 1 Thanks
    • #3
    • 7th Feb 18, 10:27 AM
    • #3
    • 7th Feb 18, 10:27 AM
    Yeah I haven't before. Its a strange one but getting the same results from numerous comparison websites and multiple insurers. Just thought it was worth an ask as to any reason why not go for it?

    • Quentin
    • By Quentin 7th Feb 18, 11:32 AM
    • 35,188 Posts
    • 19,294 Thanks
    • #4
    • 7th Feb 18, 11:32 AM
    • #4
    • 7th Feb 18, 11:32 AM
    No reason. Assuming it's the best deal across the market then snap it up
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,811Posts Today

8,596Users online

Martin's Twitter
  • Facebook today admitted in parliament that after it heard of my defamation lawsuit against it for 50 fake scam ads?

  • RT @jamiesusskind: After more than 10 years, and with such sadness, I am leaving Labour. I'm doing it for the same reason that I joined: be?

  • RT @Deeangelique_: I suggested @MartinSLewis get 'I Don't Do Ads' tattooed to his forehead yesterday. Today he posted this. I gave Martin L?

  • Follow Martin