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  • FIRST POST
    • roisin75
    • By roisin75 6th Feb 18, 11:32 AM
    • 16Posts
    • 4Thanks
    roisin75
    PPI reclaim and IVA's
    • #1
    • 6th Feb 18, 11:32 AM
    PPI reclaim and IVA's 6th Feb 18 at 11:32 AM
    Hi i wonder if you can help, I was wondering am i am to claim any PPI on things that may have been put into an IVA?

    8-10 years ago we had to go into an IVA and some things were paid off via this process, now does this mean I am unable to claim PPI on these?

    After seeing last nights episode I am starting to wonder if I should have a go at seeing if we are owed anything.

    Thanks
    R
Page 1
    • Moneyineptitude
    • By Moneyineptitude 6th Feb 18, 11:42 AM
    • 20,002 Posts
    • 10,986 Thanks
    Moneyineptitude
    • #2
    • 6th Feb 18, 11:42 AM
    • #2
    • 6th Feb 18, 11:42 AM
    starting to wonder if I should have a go at seeing if we are owed anything.
    Originally posted by roisin75
    You need to understand that PPI redress is not "owed", it is the result of a successful mis-selling complaint.

    If you make a PPI mis-selling complaint to a former lender who agreed to write off interest etc as part of your IVA then that lender would offset any such unpaid monies against any redress you may be awarded.
    • roisin75
    • By roisin75 6th Feb 18, 11:45 AM
    • 16 Posts
    • 4 Thanks
    roisin75
    • #3
    • 6th Feb 18, 11:45 AM
    • #3
    • 6th Feb 18, 11:45 AM
    You need to understand that PPI redress is not "owed", it is the result of a successful mis-selling complaint.

    If you make a PPI mis-selling complaint to a former lender who agreed to write off interest etc as part of your IVA then that lender would offset any such unpaid monies against any redress you may be awarded.
    Originally posted by Moneyineptitude
    thank you - i will look through my files and see how the land lies, I do have 2 mortgages on my list that wouldnt have gone into the ivA so maybe worth checking them as husband was self employed and I am sure we had protection!
    • Moneyineptitude
    • By Moneyineptitude 6th Feb 18, 12:06 PM
    • 20,002 Posts
    • 10,986 Thanks
    Moneyineptitude
    • #4
    • 6th Feb 18, 12:06 PM
    • #4
    • 6th Feb 18, 12:06 PM
    Self employment is covered by mortgage PPI I'm afraid.
    • roisin75
    • By roisin75 6th Feb 18, 12:28 PM
    • 16 Posts
    • 4 Thanks
    roisin75
    • #5
    • 6th Feb 18, 12:28 PM
    • #5
    • 6th Feb 18, 12:28 PM
    Self employment is covered by mortgage PPI I'm afraid.
    Originally posted by Moneyineptitude
    That is perfect thank you for that - then i feel i have covered what i need to
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