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  • FIRST POST
    • baza52
    • By baza52 5th Feb 18, 6:36 PM
    • 2,148Posts
    • 2,233Thanks
    baza52
    insurance for driving test
    • #1
    • 5th Feb 18, 6:36 PM
    insurance for driving test 5th Feb 18 at 6:36 PM
    Hi all,
    Im looking for reccomendation for companies that offer short term insurance for learner drivers.
    Daughter has been learning to drive with BSM and had a test just over a week ago and failed She is no looking to book another test but her instructor has no availability for over 5 weeks.

    She has bought herself (last week) a car and as she is a confident driver we are now thinking of booking a test cancellation and for her to do the test in her own car.
    What im after are companies that will insure her on a provisional licence that would cover the driving test as well.
    Car is currently taxed and MOT is a few days old. car is only 3 years old so fit for the driving test.

    Anyone got any suggestions?
    we realise we would probably need to insure the car for a month at least and would be looking for fully comp as well.
Page 1
    • Warwick Hunt
    • By Warwick Hunt 5th Feb 18, 6:56 PM
    • 1,153 Posts
    • 551 Thanks
    Warwick Hunt
    • #2
    • 5th Feb 18, 6:56 PM
    • #2
    • 5th Feb 18, 6:56 PM
    What!!!8217;s wrong with the numerous search engines?
    • Paradigm
    • By Paradigm 5th Feb 18, 7:01 PM
    • 3,426 Posts
    • 4,318 Thanks
    Paradigm
    • #3
    • 5th Feb 18, 7:01 PM
    • #3
    • 5th Feb 18, 7:01 PM
    My boy used these when learning http://www.collingwood.co.uk

    Others offer similar short term cover,
    Always try to be at least half the person your dog thinks you are!
    • baza52
    • By baza52 5th Feb 18, 7:11 PM
    • 2,148 Posts
    • 2,233 Thanks
    baza52
    • #4
    • 5th Feb 18, 7:11 PM
    • #4
    • 5th Feb 18, 7:11 PM
    What!!!8217;s wrong with the numerous search engines?
    Originally posted by Warwick Hunt
    You didnt seem to bother when you started this thread lol

    http://forums.moneysavingexpert.com/showthread.php?t=5733967
    • baza52
    • By baza52 5th Feb 18, 7:12 PM
    • 2,148 Posts
    • 2,233 Thanks
    baza52
    • #5
    • 5th Feb 18, 7:12 PM
    • #5
    • 5th Feb 18, 7:12 PM
    My boy used these when learning http://www.collingwood.co.uk

    Others offer similar short term cover,
    Originally posted by Paradigm
    Thanks for the link, ill have a look.
    • z1a
    • By z1a 5th Feb 18, 7:27 PM
    • 1,364 Posts
    • 1,305 Thanks
    z1a
    • #6
    • 5th Feb 18, 7:27 PM
    • #6
    • 5th Feb 18, 7:27 PM
    Aviva do .
    • baza52
    • By baza52 5th Feb 18, 7:37 PM
    • 2,148 Posts
    • 2,233 Thanks
    baza52
    • #7
    • 5th Feb 18, 7:37 PM
    • #7
    • 5th Feb 18, 7:37 PM
    Aviva do .
    Originally posted by z1a
    they require an existing policy on the car, we want one where she will be insured on her own car as long as there is someone with a full licence and 3 years driving accompanying her.

    Thanks all the same.
    • rs65
    • By rs65 5th Feb 18, 7:39 PM
    • 5,346 Posts
    • 2,545 Thanks
    rs65
    • #8
    • 5th Feb 18, 7:39 PM
    • #8
    • 5th Feb 18, 7:39 PM
    Do you realise it needs to be insured just now or declared SORN and kept off road.
    • loskie
    • By loskie 5th Feb 18, 7:47 PM
    • 1,294 Posts
    • 770 Thanks
    loskie
    • #9
    • 5th Feb 18, 7:47 PM
    • #9
    • 5th Feb 18, 7:47 PM
    and the other driver needs to be able to drive the car insured to sit beside her.
    "a confident driver", "bought her own car", not yet passed her test, overconfident and underskilled perhaps?
    • baza52
    • By baza52 5th Feb 18, 7:49 PM
    • 2,148 Posts
    • 2,233 Thanks
    baza52
    Do you realise it needs to be insured just now or declared SORN and kept off road.
    Originally posted by rs65
    Yes i am aware
    • rs65
    • By rs65 5th Feb 18, 7:51 PM
    • 5,346 Posts
    • 2,545 Thanks
    rs65
    Yes i am aware
    Originally posted by baza52
    Tell her just to buy annual cover then.
    • baza52
    • By baza52 5th Feb 18, 7:55 PM
    • 2,148 Posts
    • 2,233 Thanks
    baza52
    and the other driver needs to be able to drive the car insured to sit beside her.
    "a confident driver", "bought her own car", not yet passed her test, overconfident and underskilled perhaps?
    Originally posted by loskie
    Other driver does NOT need to be insred to drive the car, not on the policy we want.
    Perhaps she is overconfident
    Yes bought her own car, nearly 3 years old and paid cash for it. Paid 12 moth tax upfront and will pay the insurance in 1 go as well. Even filled up the tank on the drive home
    Last edited by baza52; 05-02-2018 at 7:58 PM.
    • Paradigm
    • By Paradigm 5th Feb 18, 7:59 PM
    • 3,426 Posts
    • 4,318 Thanks
    Paradigm
    Tell her just to buy annual cover then.
    Originally posted by rs65

    As a learner? As soon as she passes the test her premium will change.
    Always try to be at least half the person your dog thinks you are!
    • baza52
    • By baza52 5th Feb 18, 8:02 PM
    • 2,148 Posts
    • 2,233 Thanks
    baza52
    As a learner? As soon as she passes the test her premium will change.
    Originally posted by Paradigm
    I thought that when i read this reply, once she has passed thats what she will do.
    • Paradigm
    • By Paradigm 5th Feb 18, 8:08 PM
    • 3,426 Posts
    • 4,318 Thanks
    Paradigm
    I thought that when i read this reply, once she has passed thats what she will do.
    Originally posted by baza52

    Be prepared for a steep rise, £600 in my boys case


    I only have experience with the link I posted but they were very good... you do have to notify them when she passes & they cancel the policy immediately so you have to have other cover in place.
    Always try to be at least half the person your dog thinks you are!
    • rs65
    • By rs65 5th Feb 18, 8:10 PM
    • 5,346 Posts
    • 2,545 Thanks
    rs65
    As a learner? As soon as she passes the test her premium will change.
    Originally posted by Paradigm
    Why not as a learner.? They might still be the most competitive and she will earn NCB sooner.
    • baza52
    • By baza52 5th Feb 18, 8:11 PM
    • 2,148 Posts
    • 2,233 Thanks
    baza52
    Be prepared for a steep rise, £600 in my boys case


    I only have experience with the link I posted but they were very good... you do have to notify them when she passes & they cancel the policy immediately so you have to have other cover in place.
    Originally posted by Paradigm
    Thanks
    We did dummy quotes for when she has a full licence and its coming in at just over £1000 so not to bad. Older cars were a lot more to insure
    • z1a
    • By z1a 5th Feb 18, 8:15 PM
    • 1,364 Posts
    • 1,305 Thanks
    z1a
    they require an existing policy on the car, we want one where she will be insured on her own car as long as there is someone with a full licence and 3 years driving accompanying her.

    Thanks all the same.
    Originally posted by baza52
    Odd, they didn't when I needed 1 days cover to move a car last year.
    • bazzyb
    • By bazzyb 5th Feb 18, 8:20 PM
    • 1,195 Posts
    • 3,276 Thanks
    bazzyb
    It would likely be easier and cheaper to get her insured on a car that she doesn't own (your car, friend's car, etc). Either way, Marmalade might be a good place to look. https://www.wearemarmalade.co.uk/
    • baza52
    • By baza52 5th Feb 18, 8:23 PM
    • 2,148 Posts
    • 2,233 Thanks
    baza52
    Odd, they didn't when I needed 1 days cover to move a car last year.
    Originally posted by z1a
    Learning to drive is an exciting time, and one of the best ways to supplement your driving lessons is to practise in a friend or family memberís car
    To qualify for our learner driver car insurance, you must be a UK resident, hold a provisional licence and have a fully licensed driver with annual insurance cover to accompany you at all times. The accompanying driver must be aged between 25 and 75 year old and has held a full UK licence for at least 3 years. Our car insurance for learner drivers covers the driver between the hours of 6am and 10pm, and can be taken out for one day to three months.
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