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  • FIRST POST
    • user18
    • By user18 5th Feb 18, 3:51 PM
    • 16Posts
    • 0Thanks
    user18
    Credit score and insurance quotes
    • #1
    • 5th Feb 18, 3:51 PM
    Credit score and insurance quotes 5th Feb 18 at 3:51 PM
    Will getting online quotes from home insurers impact my credit score? I have heard More Than's quote will impact credit score.
Page 1
    • zx81
    • By zx81 5th Feb 18, 3:54 PM
    • 16,832 Posts
    • 17,836 Thanks
    zx81
    • #2
    • 5th Feb 18, 3:54 PM
    • #2
    • 5th Feb 18, 3:54 PM
    They may appear as hard searches, more often as soft searches or ID checks. I wouldn't let either prevent you from looking for insurance.

    Ignore the credit score.
    • user18
    • By user18 5th Feb 18, 3:56 PM
    • 16 Posts
    • 0 Thanks
    user18
    • #3
    • 5th Feb 18, 3:56 PM
    • #3
    • 5th Feb 18, 3:56 PM
    Will the credit score impact have minimal impact? I only ask as I am also in the process of getting a mortgage so don't want anything to impact this.
    • zx81
    • By zx81 5th Feb 18, 3:59 PM
    • 16,832 Posts
    • 17,836 Thanks
    zx81
    • #4
    • 5th Feb 18, 3:59 PM
    • #4
    • 5th Feb 18, 3:59 PM
    You credit score will change due to anything, everything and nothing, which is why you ignore it.

    Insurance searches are of little concern to your credit file.
    • cjmillsnun
    • By cjmillsnun 5th Feb 18, 7:25 PM
    • 600 Posts
    • 732 Thanks
    cjmillsnun
    • #5
    • 5th Feb 18, 7:25 PM
    • #5
    • 5th Feb 18, 7:25 PM
    Insurance quotes should not appear as hard searches. An insurance quote is not an application for credit.
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