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  • FIRST POST
    • Onebrokelady
    • By Onebrokelady 31st Jan 18, 12:15 AM
    • 413Posts
    • 1,095Thanks
    Onebrokelady
    My journey to a debt free life
    • #1
    • 31st Jan 18, 12:15 AM
    My journey to a debt free life 31st Jan 18 at 12:15 AM
    Well Iíve been reading everyoneís diaryís and thought itís such a good idea I would start one myself,Iím hoping to use it as a way to record my journey to freedom from debt and also to have somewhere to come and just offload stuff
    My financial meltdown happened two weeks ago when I realised I just canít afford to pay my debts off properly,Iím sinking under the strain and jut adding more and more onto the total because itís just not sustainable. I came here and was given some brilliant advice then I went away and procrastinated for a week while pooping myself some more about what I am about to do I finally got my !!!! in gear this week and started the ball rollin by registering on the SC site and partially filling out the budget form,I then came unstuck because some of the info wasnít to hand,Iíve now sorted that and can proceed with finishing the budget form which I am doing tomorrow,by the end of this week I want to have contacted SC and set the ball rolling to set up a DMP.
    I then had problems with my online account for one of my creditors but I sorted that out this morning whilst also finding out exactly what I owe them,it was actually not as much as I thought but still too much so swings and roundabouts !!!128522; actually sorting that out today took me ten minutes but itís taken me days to do it,I just get overwhelmed and put stuff off then before I know it another week has gone by and nothing has changed. Still Iíve done what I set out to do today and tomorrow is budget form day then I will see where I go from there
    In other news I changed my phone provider on Saturday so now have a sim only deal for £9 a month instead of £20.02 plus I cancelled the insurance at £6 a month,Iíve also paid for the phone now too so there is a small saving,two weeks ago my phone contract was costing me £35 so Iím quite pleased with this new deal.
    Ok I think thatís enough waffling for one day and I need to try and get some sleep,letís see what tomorrow brings
Page 18
    • Onebrokelady
    • By Onebrokelady 24th Jun 18, 10:01 PM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    Phew I've had a busy week,last Thursday I went to see my GP about the headache I have had since March,to cut a long story short he thinks it's my dependence on painkillers that is causing them,so I'm not allowed to take any painkillers at all for two weeks,I left thinking he didn't know what he was talking about but I'm now on day 4 and my headache has almost gone,I have had a headache for some of the day but not nearly as bad as normal,I have to go back when the two weeks is up to see how it's gone,I need to work out what I'm going to do as far as the Fibro goes because I do need to be able to take painkillers sometimes

    I had a meeting with my boss and a lady from HR about my sickness and it went ok,they could have given me a written warning but instead have opted to monitor me and have monthly meetings to see how I am doing,I can't go sick for 12 months now because if I do they will escalate it to a formal tribunal where they decide if I'm fit enough to do my job,obviously this is going to be impossible as I have a chronic illness but I will do my best,I haven't got any unions imvovled yet so that's an option if things get worse,they are sending me to occupational health to get checked out because I've been off a few times with bugs and my boss thinks my immune system is compromised,I also have to go via Occy health if I want to cut my hours because it's for health reasons,this will be a good thing because I can sort out some medical issues while I'm there and hopefully get some advice on how to proceed, I was worried that not being a able to take any painkillers would make me too ill to go to work but so far so good,one of my meds is codeine and I have had some withdrawal symptoms but so far not anything I can't cope with,I've found keeping busy has helped
    For my part I need to recognise that I don't take care of myself like I should, so I'm going to be more proactive in eating well and sleeping well and also doing the things I enjoy

    Today has been a busy day because DDs boyfriend has gone on holiday for a week so I took advantage of the house being emptier to have a good tidy and clean,I've cleaned all the downstairs carpets today and washed all the covers on one of my settees,I just have the other one to do now,I've tided the patio as I wanted to spend some time in the garden and I've done some washing,The house should stay quite tidy for a few days now so I won't have much to do on my days off
    I'm working tomorrow so that's Monday taken care of and on Tuesday I have my DGS for the day,I'm hoping this lovely weather will last so we can sit in the garden for a bit

    Mum has a date for her op,it's on the 3rd of July which is next Tuesday,luckily I'm off anyway and I havent got DGS that day because his mum is off too,so it worked out quite well or me to go with her,I'm working that week though so won't be around every day but I think my sisters are thinking of coming down,I suggested they did a week each because she can't do anything for two weeks but I'm not sure they will,Mum probably won't want them around for that long anyway because they are a pair of drama queens and are already being hysterical which won't help anyone.
    Right I think that's me updated now,I must go to bed soon because I have to get up at 5.15 for work
    Last edited by Onebrokelady; 24-06-2018 at 10:05 PM.
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • Cherryfudge
    • By Cherryfudge 24th Jun 18, 11:13 PM
    • 1,850 Posts
    • 10,034 Thanks
    Cherryfudge
    I'm glad your mum doesn't have long to wait.

    Your idea of a day off is like mine: do ALL the jobs . It's a lovely feeling when the house looks nice though isn't it.

    It's interesting about the headaches going. Do people still use Tens or acupuncture to combat pain, I wonder?
    MFW #30 Paid off £2,109.13/£3770 as of 12/7/18
    • Onebrokelady
    • By Onebrokelady 25th Jun 18, 9:52 PM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    I'm glad your mum doesn't have long to wait.

    Your idea of a day off is like mine: do ALL the jobs . It's a lovely feeling when the house looks nice though isn't it.

    It's interesting about the headaches going. Do people still use Tens or acupuncture to combat pain, I wonder?
    Originally posted by Cherryfudge
    yep that's exactly my idea of a day off,it was so hot I wanted to get it done so it would dry quickly and the plan is I can relax for the rest of the week......of course that won't happen but I can dream
    I've tried a tens machine but unfortunately it didn't help,I think the pain is too widespread, people have had varying results with acupuncture but I cant afford it now,I am going to soldier on and see how it goes,I've downloaded an app called Curable that teaches you how to manage pain with your mind so I'm going to give that a go and I'm also toying with the idea of trying CBD oil as that has helped a lot of people with chronic pain
    I struggled today at work because my hips and legs were hurting but I made it to the end of the shift and now don't feel too bad,I'm off to bed in a bit because I've got to get up early tomorrow as well
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • Onebrokelady
    • By Onebrokelady 25th Jun 18, 10:07 PM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    Busy busy day at work today and I did struggle and at one point was going to ask to leave a bit early but I made it until the end and because it was quiet they let me go 45 minutes early anyway,I was in a clinic in the afternoon and that always helps because it's not so frantic and its cooler in Outpaitients than it is on the ward,our ward in summer is like an oven and working in it is hard work
    I've got DGS all day tomorrow so have to get up early,I have to go into town and always end up in Costa so seeing as its nice weather I'm taking a picnic to eat on the green in front of the cathedral,I will buy myself a premade iced coffee from a shop but will be saving money by taking my own food and DGS can get out of his buggy and crawl around on the grass for a bit,I always used to take my girls there for lunch in the summer when they were little and it's so nice on a sunny day.
    I have food shopping to do tomorrow but don't get paid until Wednesday and I'm right at the end of my budget so I'm just going to buy the ingredients to make a veg curry and some other bits I need,that will be 4 main meals for me this week,then I can go shopping properly on Thursday,I'm finding that now I just shop mainly for myself it's better to just buy a few days at a time rather than a weekly shop because otherwise I end up throwing stuff away
    I'm also booking another hack out with the new riding school tomorrow possibly for Thursday or I might go for Saturday because I'm free,I only have two weeks to go until my Clydesdale adventure ride so I'm getting excited now
    Right I had better go to bed as I have an early start tomorrow,I'm shattered though so hopefully I will sleep
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • Cherryfudge
    • By Cherryfudge 26th Jun 18, 12:22 AM
    • 1,850 Posts
    • 10,034 Thanks
    Cherryfudge
    Great that you got out of work early! I hope you have a better day tomorrow. Perhaps the CBD oil will prove helpful.

    I hate it when work is too hot - it makes everything not doubly hard but many times harder. We have a few rooms at work which are stifling. We have to open windows and put several fans on but for some reason the place was built without air con or ceiling fans, either of which would help considerably. I always have some summer-weight clothes available for work even in winter.

    I hope your next hack goes as well as the last. They do sound a nice place to ride with and of course you have to keep your hand in so you get the most out of the Clydesdales!
    MFW #30 Paid off £2,109.13/£3770 as of 12/7/18
    • Onebrokelady
    • By Onebrokelady 30th Jun 18, 1:19 PM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    Well I hope everyone is enjoying this lovely weather,it's been hot hot hot here and I have really enjoyed the bits I've managed to be out in.
    We had a lovely day on Tuesday with DGS having a picnic on the green,I don't think it will be long before he is trying to walk.
    Wednesday was a work day which was busy and hot so not very pleasant at all
    I was supposed to go riding on Thursday but didn't end up booking it as I've been in a bit of pain this week due to not being allowed to take any painkillers,I thought I'd better not book it in case I couldn't go and I'm so glad I didn't because I was ill all day with an upset tummy,I wasn't sick or anything but felt really sick all day,I was so worried it was going to turn into something and I wouldn't be able to go to work but it didn't so I went to work yesterday, I still feel a bit queasy today but I'm not sure if it's a bug or withdrawal from not taking my painkillers,I'm on day 10 today so hopefully if it's that it will go away soon,the bonus is that my headache has mostly gone now which is a massive relief
    Today I'm pottering round at home not doing a lot if I can help it,I was going into town with my daughter but she had a strop so we aren't going now you wouldn't think she was 31 years old she behaves like a 5 year old sometimes she will be in a mood for the rest of the day now though which is annoying ,but never mind if she wants to cut her nose off to spite her face that's up to her
    We have new neighbours moving in next door today,it's a family with two young boys by the look of it,they look like decent people so hopefully will be ok,the people who own the house have been renting it out for a few years now and it's always a worry when someone new moves in because you never know what they will be like,the people in there a few years ago were ok but when they left they dumped all their rubbish in the lane behind the houses and me and my neighbours had to clear it all up,the people that own the house don't bother with it at all so when it's unoccupied it starts to look a bit scruffy,these people are here for a year and I think the house is then going to be sold
    Right that's my lunch break over,I'm now off to do some tidying in the garden
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • foxgloves
    • By foxgloves 30th Jun 18, 6:24 PM
    • 4,143 Posts
    • 21,507 Thanks
    foxgloves
    Oh dear, OBL, you have been having a difficult time, & I'm sorry to hear that. I do hope your Mum's op goes well. They are a worry at that age, aren't they, without the huge additional stress of emergency surgery.
    Sorry to hear about the headaches too. I definitely think it's possible to get headaches from regular painkiller use. I used to suffer every month with awful period pain & could only work if I took really strong painkillers (dy di something or other codiene). I usually needed them every 4 hrs for the 1st couple of days, then I'd be fine, but every month, I'd get to day 4 of my cycle & bad headache would set in. I was moaning about this to a colleague & she said it was probably sort of mild withdrawal from the codiene. It was the 1st time I'd heard of painkillers potentially causing headaches.
    On the positive side, lovely to hear about your horsey adventures because your enjoyment really shone through when you were telling us about them. We all need to do the things that bring us joy at least sometimes.
    And well done for not getting spendy during such a stressful time. You should give yourself a big pat on the back for that.
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = £470-01
    Payment received from surveys: 2015 = £320 2016 = £210 2017 = £304 2018 = £264
    • Onebrokelady
    • By Onebrokelady 30th Jun 18, 9:14 PM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    Thanks Foxgloves,I will be glad when mums op is over and she is recovered,I don't think she is going to cope well with losing a breast because she worries enough about her appearance now,she looks after herself and dresses really nicely,I've tried to soften the blow by suggesting we go to our local lingerie shop to buy some special mastectomy bras,this shop has been here forever and the lady that runs it fits everyone personally,her bras are gorgeous and the mastectomy range is still pretty so hopefully that will cheer mum up a bit,I jokingly asked her last week who she was th8nkingnof flashing her boobs off to anyway as she was worrying about how she will look
    I've been sooooo tempted by so called treats over the last few weeks,I even stopped to look at the magazines in the supermarket the other day but I talked myself round and left without one,I'm not going down that slippery road again
    I'm so excited about the riding,only 7 more sleeps to go
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • Onebrokelady
    • By Onebrokelady 30th Jun 18, 9:30 PM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    Well I didn't get a lot done in the end today,It was sooooo hot I just lazed around reading diaries on here,I did manage to clean the chickens out and change my bed,I've just been out and swept the patio and walked the dog then I came in and had a cold shower which was bracing to say the least
    I did do my banking today as I have slipped into the habit of not transferring the savings money into the accounts until late in the month and I'm running the risk of it getting swallowed up on other things,so I did it today,I now have £450 in the emergencey fund and £300 in the Xmas fund,I'm so pleased with this I smile to myself every time I think about it,Im going to update my signature in a minute The money cam from extra in my bank account so I still have DDs boyfriends rent money to go as well when he gives it to me
    DDs boyfriend is back from his holiday now so we were naughty tonight and had pizza for tea,it was a special deal because of the football though so was really cheap,DD has cheered up again now as well
    Last edited by Onebrokelady; 30-06-2018 at 9:33 PM.
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • Onebrokelady
    • By Onebrokelady 1st Jul 18, 9:45 PM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    Quiet day at work today so it was quite pleasant,I sat with a patient and watched Despicable Me in the afternoon,such a funny film,I love days like today where you get everything done and you have time to actually spend with the patients rather than rushing round like a loony all day,the bonus of the day was that it was so quiet I got to leave 45 minutes early again so I'm now home and relaxing after a cool shower

    We had rain and thunder today and I thought it would clear the air and cool things down a bit but it hasn't made any difference at all,I do love the sun and the heat but only if I don't have to go to work,I'm so glad I did my bits in the garden yesterday

    I'm still feeling queasy today and have stomach cramps and I'm thinking it's definitely withdrawal symptoms,coming off codeine cold turkey when you take as much as I do at least three days a week is going to cause a few problems but I'm determined not to give in,I have another prescription waiting for me at the pharmacy but I haven't picked it up because I don't want it in the house,the good thing is that although my tummy feels a bit fragile my pain levels haven't increased massively so that's a positive thing,I was waiting for a massive flair up but so far nothing major has happened,I'm not pain free but its at a manageable level,the headache was totally gone today for the first time since March, it's such a relief

    I came across an app on FB the other day called Curable,people are raving about it so I thought I would give the free trial a go to see what happens,it's basic premis is that chronic pain is caused by the brain and not anything physical,the researchers think that it's often caused by repressed emotions,past trauma, stress and anxiety,I listened to the info and it makes sooo much sense to me,they were describing me exactly,I don't express my emotions and they say this leads to the brain dealing with it in a physical way instead,the app isn't free and I'm trying to decided whether to buy it or not,its £58 for a whole year and you can't cancel it or it's £9.87 a month but you can cancel at any time,The bits I've done on the free trial have been amazing and I feel so positive about managing my pain so I am tempted to do it,I pay out £30 every two months for my prescription so if I could get to a point where I don't need it I would be saving money,they mention that their work is based on the works of a Dr John Sarno,I've been on amazon and bought one of his books about healing chronic pain so I'm going to read that before I decide what to do

    I have two lovely days off to look forward to now,I'm not sure what I'm doing with them yet apart from a large pile of ironing that needs doing but I will see how I feel in the morning,I do have to get some shopping as well at some point so might do that tomorrow
    I was supposed to be going with mum when she has her op on Tuesday but she isn't allowed to take anyone so I'm going to wait at home and then phone my dad to see how it's gone,it's a daycare so it's probably not worth me going up to visit,I might as well visit her when she gets home I think
    Last edited by Onebrokelady; 01-07-2018 at 9:51 PM.
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • Onebrokelady
    • By Onebrokelady 2nd Jul 18, 7:56 PM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    Today has been very productive,I managed a lie in until 9.30 am but was woken by a neighbours dog barking constantly,I think it's the same dog that woke me up at 3am on Sunday morning,it was outside barking for about 10 minutes, I was so annoyed because I had work

    The sun is shining again so I got all my washing done dried ironed and put away,I cleaned the kitchen and bathroom then hoovered through and polished the house,DD was working today as she has managed to get some bank shifts at her old job all week and her boyfriend was out all day too so I had the house to myself,I find it easier to get things done if the house is empty,they are both home now and have cooked so I told them to clean the kitchen after because it was a right mess this morning and I'm fed up of doing it over and over again
    I'm chilling out now catching up on here ,I have to take the dog out in a bit then shower and that's me done for the day

    Today's bonus is that although I felt a bit queasy this morning it got better as the day went on and now I don't feel too bad at all so hopefully I have turned a corner,it's day 12 now so nearly two weeks with no codeine and my pain levels haven't increased either, No headache either so I'm happy

    Tomorrow I am going to do my shopping so I need to make a list in the morning,I've run out of a lot of cleaning stuff and wash powder so it will be a bit more costly than normal,I'm going to look in Wilkos to see what their prices are like compared to Sainsbury's because that where I will be getting my shopping from,I would love to shop in Aldi but they just don't stock the veggi options that I have and whenever I buy fruit and veg there it goes mouldy really quickly,there is a really good veg stall in my town so I think I will start using them for my fruit and veg
    I have some over ripe bananas to use up so think I will make a banana bread tomorrow as well

    It's Mums op day tomorrow, Im going to keep myself busy and try not to worry,Dad is going to phone me to update how it's gone,I'm not sure if I will see her tomorrow,I think it would be better if she went home to bed to be honest,if I don't see her tomorrow I will have to wait until Thursday because I'm working on Wednesday
    The SC payment has gone out today so I can update my signature, it's so satisfying seeing it go down each month
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • Cherryfudge
    • By Cherryfudge 2nd Jul 18, 10:22 PM
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    • 10,034 Thanks
    Cherryfudge
    Such good news about getting rid of the headaches. Well done for sticking to the no-codeine regime.

    Cleaning stuff: I find our £ shop and a local chain store both do a range called 'Astonish' which seems to cover all sorts of cleaning and most are a pound each. May be worth looking out for: I used to use their laundry liquid and liked it very much though unfortunately I seem to develop a mild reaction to it after a while (£1.99 a bottle).

    I hope all goes well for your Mum tomorrow and she's soon home and recuperating. Do let us know how it goes.
    MFW #30 Paid off £2,109.13/£3770 as of 12/7/18
    • Onebrokelady
    • By Onebrokelady 2nd Jul 18, 11:12 PM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    Thanks Cherryfudge,I have used Astonish stuff before so will have a look,I have to be careful with wash powder because it irritates my skin,the only one I seem to be able to use is either Tesco or Sainsbury's own brand non biological,but it think any non bio would be ok,I used the Aldi one for a while but DD reckoned it wasn't washing the clothes properly,it seemed ok to me though so maybe I will go back to that
    I have been reading Alice In Poorlands diary and I'm finding it very inspirational ,she is so good with NSDs,it's spurred me on to try this again for myself,I'm claiming my first one for this month today
    I'm feeling a bit nervous about mums op tomorrow and probably won't sleep tonight but at least I have the day off so don't have to get up early,I can't wait until it's all over
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • Cherryfudge
    • By Cherryfudge 2nd Jul 18, 11:18 PM
    • 1,850 Posts
    • 10,034 Thanks
    Cherryfudge
    This time tomorrow she'll be on the road to recovery.
    MFW #30 Paid off £2,109.13/£3770 as of 12/7/18
    • Chrystal
    • By Chrystal 3rd Jul 18, 1:52 AM
    • 307 Posts
    • 1,981 Thanks
    Chrystal
    Hope all goes well with your Mums operation OBL, XX
    GC. Oct.17 = £261.18/ £300 = + £38.82 NSDs 20/31
    GC. Sept.17 = £354.89/£300 = - £54.39

    • Onebrokelady
    • By Onebrokelady 3rd Jul 18, 11:07 AM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    Hope all goes well with your Mums operation OBL, XX
    Originally posted by Chrystal
    Thankyou x
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • Onebrokelady
    • By Onebrokelady 3rd Jul 18, 10:00 PM
    • 413 Posts
    • 1,095 Thanks
    Onebrokelady
    Mums op went well I'm glad to say,she didn't go to theatre until the afternoon though so they are keeping her in overnight,I'm quite pleased about that because I was worried about my Dad looking after her so soon after an anaesthetic as he is not too steady on his feet himself and I think he could do with out the stress to be honest,she should be able to go home in the morning at some point,now we just have to hope it hasn't spread but we won't know that until they test the lymph nodes they have removed,she has been walking round like it for threeish years though so we will see,hopefully it's a slow growing one
    I'm working tomorrow so can't see her then but I've told her I will go up and see her on Thursday,hopefully she will have a speedy recovery

    I went shopping today for food and spent £22.35 so not too bad, that included cleaning products and wash powder. I have two lots of curry left in the freezer and I bought a pasta bake sauce today so that is 6 meals taken care of,I also still have bits in the freezer to use up so foodwise I'm not doing too badly,the only naughty thing I bought was a coffee flavoured soya milk which I thought would be like an iced coffee,it was pricey at £2.50 but I decided to treat myself and I'm sorry to say it was awful,it doesn't taste of coffee at all,so that was a waste and a lesson learned
    went with DD2 to pick out her new glasses and we also had to take a dress back that she bought,we had a look in one shop and I bought myself a summer dress for the princely sum of £2 in the sale,what a bargain
    Just keep swimming
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £904.00 Total Now Owed = £16,726
    Emergency Fund = £450.00 Xmas savings = £300.00
    • Cherryfudge
    • By Cherryfudge 3rd Jul 18, 11:10 PM
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    • 10,034 Thanks
    Cherryfudge
    Good to hear the surgery has gone well, I hope she has a good night.

    Great bargain in the summer dress.
    MFW #30 Paid off £2,109.13/£3770 as of 12/7/18
    • ploppy57
    • By ploppy57 4th Jul 18, 4:33 PM
    • 730 Posts
    • 4,667 Thanks
    ploppy57
    Just popping by to say I have caught up with your diary, after being away form the boards for quite a while. Just never seemed to find time to come on line and trying to reduce the amount of time I spend on computer, so have to prioritise. Glad your mum's op went ok. I am waiting for my to get an appointment for a biopsy and scan, as it looks as though her breast cancer may have returned after nearly 40 years. Also my dad awaiting scan for a leg problem, so I can sympathise with how you feel.
    Well done on the sale dress. I love a bargain
    DMP March '15 £57,549. Now £43,624. 24% paid. Went SM Feb '18 to get DF sooner.
    Emergency fund #231... £1500.
    Christmas '18 challenge... £300 /£300
    "There's a Great Big Beautiful Tomorrow, Shining at the end of every day"
    • foxgloves
    • By foxgloves 4th Jul 18, 9:55 PM
    • 4,143 Posts
    • 21,507 Thanks
    foxgloves
    Glad to hear the op' went well, OBL. Let's hope those tests are ok too. It's best, I think, to stay in overnight. An elderly relative of mine had the same op a couple of years ago. She lives alone with no close family & the hospital wanted to send her home the same day. She insisted she wasn't ready & was allowed to stay overnight. I know hospitals are terribly stretched, but I do think they're the best place to be after surgery, just for safety, really.
    Anyway, hope all goes well,
    F
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = £470-01
    Payment received from surveys: 2015 = £320 2016 = £210 2017 = £304 2018 = £264
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