Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Ajacobs83
    • By Ajacobs83 30th Jan 18, 12:50 PM
    • 15Posts
    • 3Thanks
    Ajacobs83
    CCJ CEL set aside application
    • #1
    • 30th Jan 18, 12:50 PM
    CCJ CEL set aside application 30th Jan 18 at 12:50 PM
    Hi All,

    I need some help pls. I just found while reviewing my credit score in anticipation of a mortgage application i have a CCJ against my name £345 from Civil Court Enforcement Ltd. But it seems tied to my old address, i checked the date and it was issued in November of last year. I have never received anything in the post , no notifications in writing, no emails or contact via phone. I panicked upon seeing this found the details and paid the amount immediately. I am now concerned i have made a mistake by paying so swiftly, as am i still able to have this set aside as i received no contact from the court or company it is related to? or as i have now paid am i only able to have it marked as settled?

    Thank you for any help / advice
    Last edited by Ajacobs83; 01-02-2018 at 10:37 AM. Reason: renaming
Page 2
    • Ajacobs83
    • By Ajacobs83 1st Feb 18, 10:51 AM
    • 15 Posts
    • 3 Thanks
    Ajacobs83
    Thanks for pointing that one out, have edited now.
    If anyone has any thoughts on the content and how this looks for an application they are gratefully recieved
    • The Deep
    • By The Deep 1st Feb 18, 11:00 AM
    • 9,012 Posts
    • 8,669 Thanks
    The Deep
    The courts don't like it if they see it as purely a credit score "cleansing"


    Why on earth not? That surely is the main purpose of a set aside. You do say some odd things Quentin.
    You never know how far you can go until you go too far.
    • The Deep
    • By The Deep 1st Feb 18, 11:15 AM
    • 9,012 Posts
    • 8,669 Thanks
    The Deep
    nor have I received a response to my numerous answer phone messages

    Never ever conduct important business of any nature by 'phone, if things go belly up, and it gets to court you must have a paper trail.

    A great many of the CCJs by default we see here are from C.E.L. They seem to specialise in them. You might mention this to a judge with a list.
    Last edited by The Deep; 01-02-2018 at 11:18 AM.
    You never know how far you can go until you go too far.
    • Ajacobs83
    • By Ajacobs83 1st Feb 18, 11:47 AM
    • 15 Posts
    • 3 Thanks
    Ajacobs83
    Would you recommend amending the wording on that section then? Would mentioning other cases involving C.E.L be beneficial to my case?
    Lastly what are your thoughts on requesting reimbursement of monies already paid and court costs?
    • The Deep
    • By The Deep 1st Feb 18, 11:55 AM
    • 9,012 Posts
    • 8,669 Thanks
    The Deep
    I have already told you that, imo, their unreasonable behaviour should be brought to the attention if the judge.

    Of course you must ask for re-imbursement, don't ask, don't get.

    You seem to be overthinking this.
    Last edited by The Deep; 01-02-2018 at 12:38 PM.
    You never know how far you can go until you go too far.
    • Ajacobs83
    • By Ajacobs83 1st Feb 18, 12:00 PM
    • 15 Posts
    • 3 Thanks
    Ajacobs83
    i am overthinking it. I know I am, because i freaked and paid immediately before taking a step and considering all my options i am now going the other way. I just want to ensure the wording i use is correct and not deemed frivolous
    • Coupon-mad
    • By Coupon-mad 1st Feb 18, 9:12 PM
    • 56,085 Posts
    • 69,754 Thanks
    Coupon-mad
    Read Johnersh's posts on set asides, spend the weekend researching here a bit more.
    PRIVATE PCN? DON'T PAY BUT DO NOT IGNORE IT TWO Clicks needed for advice:
    Top of the page: Home>>Forums>Household & Travel>Motoring>Parking Tickets, Fines & Parking - read the 'NEWBIES' FAQS thread!
    Advice to ignore is WRONG, unless in Scotland/NI.

    • Quentin
    • By Quentin 1st Feb 18, 11:27 PM
    • 35,102 Posts
    • 19,178 Thanks
    Quentin
    The courts don't like it if they see it as purely a credit score "cleansing"


    Why on earth not? That surely is the main purpose of a set aside. You do say some odd things Quentin.
    Originally posted by The Deep
    Nothing "odd" at all.

    It's a fact


    The main purpose of a set aside is the means by which a defendant can get an unjust default ccj overturned!
    Last edited by Quentin; 02-02-2018 at 8:08 AM.
    • Ajacobs83
    • By Ajacobs83 7th Feb 18, 9:05 AM
    • 15 Posts
    • 3 Thanks
    Ajacobs83
    I am now ready to send off my application, but am struggling to find information on who to make the cheque out to or how to pay online, any help would be greatly appreciated
    • Umkomaas
    • By Umkomaas 7th Feb 18, 9:17 AM
    • 17,239 Posts
    • 27,152 Thanks
    Umkomaas
    I am now ready to send off my application, but am struggling to find information on who to make the cheque out to or how to pay online, any help would be greatly appreciated
    Originally posted by Ajacobs83
    How to pay your court or tribunal fee:

    You can’t pay most fees online. Pay:

    - in person at a court or tribunal by cheque, cash, debit or credit card

    - by post with a cheque made out to ‘HM Courts and Tribunals Service’
    We cannot provide you with a silver bullet to get you out of this. You have to be in for the long run, and need to involve yourself in research and work for you to get rid of this. It is not simple. We will help, but can't do it for you.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,282Posts Today

5,783Users online

Martin's Twitter
  • I've decided my weekend starts here while the sun's glow is still baskable. So I'm signing off. Have a great weeke? https://t.co/9FxNEpDs6p

  • No not correct. The big six do, but you can get fixed tariffs guaranteed not to rise and about 25% cheaper. Just tr? https://t.co/B2ft5OS3Ig

  • Baaaa! Scottish Power has bleated and followed the herd, today announcing it's putting up energy prices by 5.5%. R? https://t.co/vi3hBxo4Hn

  • Follow Martin