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  • FIRST POST
    • mummytogirls
    • By mummytogirls 29th Jan 18, 8:49 PM
    • 6,183Posts
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    mummytogirls
    Mummytogirls - taking the scenic route
    • #1
    • 29th Jan 18, 8:49 PM
    Mummytogirls - taking the scenic route 29th Jan 18 at 8:49 PM
    Evening Diary,

    Well there seems to be so many diaries being deleted at the moment I have decided to start a new one to try and preserve my history on here.

    My first diary can be found here: http://forums.moneysavingexpert.com/showthread.php?t=2311479&page=265

    So I started in March 2010 and it hasn't always been an easy route but weve managed to pay off quite a bit of our debt and we stand at £6069.37 today. We probably could have paid the debt off my now but we are enjoying our life (taking the scenic route) with our two girls (now aged 11 and 9). They are growing up too fast before my eyes, wish time would slow down a bit.

    So feel free to join my ramblings... usually about my MSE ways, what I eat and the all important pegging out in the summer .

    Mummytogirls xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
Page 2
    • mummytogirls
    • By mummytogirls 3rd Feb 18, 7:09 PM
    • 6,183 Posts
    • 22,712 Thanks
    mummytogirls
    Evening Diary,

    Had a busy couple of days so haven't had chance to update. Went out last night so spent the day feeling a bit delicate . Today is my first NSD of the month.

    Nothing much to report, had a brilliant night last night, had a such a laugh. Think I spent about £35 so not too bad either.

    Hope everyones ok, will have a proper catch up tomorrow! xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • mummytogirls
    • By mummytogirls 5th Feb 18, 7:23 PM
    • 6,183 Posts
    • 22,712 Thanks
    mummytogirls
    Evening Diary,

    Monday done for 2 weeks . DH is away tonight so I'm single parenting! Always so much more organised when he's not here!! All the washing and ironing is up to date and packed lunches are done as far as can be. Only downside is DD1 and I will have to go out later to collect DD2 from cubs!

    Food:
    Breakfast - porridge with nutella and banana
    Lunch - chicken salad wrap, french fries, kiwi and blueberries
    Tea - jacket potato, beans and cheese
    Snack - belvita biscuits

    Positives from today:
    * cooked another jacket potato for tomorrows lunch
    * NSD2 of 8
    * put money into my 365 days pot up until Wednesday

    Thats about all really xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 5th Feb 18, 8:34 PM
    • 4,426 Posts
    • 30,681 Thanks
    HairyHandofDartmoor
    Glad you enjoyed your night out and have got everything organised MTG .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • mummytogirls
    • By mummytogirls 6th Feb 18, 7:28 PM
    • 6,183 Posts
    • 22,712 Thanks
    mummytogirls
    Evening Diary,

    The gym isn't really a goer at the moment, really need to get back on the wagon. Just can't seem to be bothered for it at the minute.
    Just now DH has brought up a box of milk tray DD and won at a raffle... shoot me now ha! 5 minutes ago I was troughing on cheese and biscuits. Anyone would think it was Christmas .

    Had a SSD of £2 on sausages in the farmshop today.

    Food:
    Breakfast - usual
    Lunch - jacket potato with cheese and grapes
    Tea - chicken curry, rice and naan
    Snacks - belvita biscuits, cheese and crackers and 2 milk tray

    Thats about all. Cant even think of a positive today xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • redofromstart
    • By redofromstart 6th Feb 18, 7:33 PM
    • 1,774 Posts
    • 10,728 Thanks
    redofromstart
    Positives: that the chocolate was free at least?
    • mummytogirls
    • By mummytogirls 6th Feb 18, 7:34 PM
    • 6,183 Posts
    • 22,712 Thanks
    mummytogirls
    Haha could go with that one although it should have been a positive from about 3 weeks ago !! xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • redofromstart
    • By redofromstart 6th Feb 18, 7:37 PM
    • 1,774 Posts
    • 10,728 Thanks
    redofromstart
    Yes but you could have sent OH to the shop to get you some tonight

    or had fish and chips form the chippy *coughs*
    • mummytogirls
    • By mummytogirls 6th Feb 18, 7:40 PM
    • 6,183 Posts
    • 22,712 Thanks
    mummytogirls
    Did you have chips Redo?! xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 6th Feb 18, 7:41 PM
    • 4,426 Posts
    • 30,681 Thanks
    HairyHandofDartmoor
    And you only had two milk tray instead of the entire box
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • beanielou
    • By beanielou 6th Feb 18, 7:46 PM
    • 55,005 Posts
    • 219,591 Thanks
    beanielou
    & I would have eaten all the ones I liked
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • redofromstart
    • By redofromstart 6th Feb 18, 7:50 PM
    • 1,774 Posts
    • 10,728 Thanks
    redofromstart
    I had fish and chips and mushy peas and it was lovely. OH took one look at my zombie impression and insisted.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 6th Feb 18, 7:52 PM
    • 4,426 Posts
    • 30,681 Thanks
    HairyHandofDartmoor
    I had fish and chips and mushy peas and it was lovely. OH took one look at my zombie impression and insisted.
    Originally posted by redofromstart
    Sometimes fish and chips is a medical necessity Redo
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • beanielou
    • By beanielou 6th Feb 18, 9:09 PM
    • 55,005 Posts
    • 219,591 Thanks
    beanielou
    Fish & chips. How fab
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • mummytogirls
    • By mummytogirls 8th Feb 18, 8:52 PM
    • 6,183 Posts
    • 22,712 Thanks
    mummytogirls
    Evening diary,

    1 more get up , really ready for a little week of relaxing next week!!

    So I've got back on the wagon today and been to the gym. Haven't even the most healthy mind but I will be fully back on it next week.

    Today has been a spend day, £54 in Mr Al's. Then DH announces he needs nuts and other healthy items! I got £6.50 Mr T's vouchers through today so just told him to take those and stock up!

    Food:
    Breakfast - porridge with nutella and banana
    Lunch - School pizza, chips and coleslaw
    Tea - quiche, chips and beans
    Snack - fruit, yoghurt and oats

    Think thats about all really! Hope all ok xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 8th Feb 18, 9:00 PM
    • 4,426 Posts
    • 30,681 Thanks
    HairyHandofDartmoor
    Well done on going back to the gym. I haven't done any walks yet this week but things have been a bit hectic.

    Have a good day tomorrow .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • mummytogirls
    • By mummytogirls 10th Feb 18, 11:13 AM
    • 6,183 Posts
    • 22,712 Thanks
    mummytogirls
    Morning Diary,

    After a hectic day and evening yesterday we made it to half term . DD2 has just annoyed me by announcing that she hates weekends as we never do anything . Promptly reminded her that we had the school disco and dancing last night, she's at football with grandad this afternoon and then she's got her first competition of the year tomorrow. It really infuriates me when she comes out with the statements like this, especially when not only is it a drain on the bank account but my time aswell. Ive sent her to a room with the threat that any more of these mindless comments and she won't be competing in the next competition we haven't paid for.

    Struggling for no spend days this week. Had no 2 on Monday and haven't had one since. Today I need to buy a card for DD1s friend as she's going to a birthday sleep over there tonight. Tomorrow will be minimal spends on a cup of tea or something but spends all the same. I will take as much as I can packed up to save on spends. Another mum is driving which means my car will sit on the driveway saving petrol... downside is I'm driving next weekend and its further away .

    Food:
    Breakfast - weetabix and a slice of toast
    Lunch - scrambled egg on toast
    Tea - hm chinese chicken curry with fried rice and prawn crackers

    Positives:
    * its the weekend and week off
    * small spends today
    * earned 20p on a survey

    Think thats about all from me. Hope all ok xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • Purplemumof2
    • By Purplemumof2 10th Feb 18, 11:20 AM
    • 6,153 Posts
    • 22,631 Thanks
    Purplemumof2
    Fish and chips? Chocolate? Looks like I missed out lol

    Kids eh MTG.

    Have a great day xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • beanielou
    • By beanielou 10th Feb 18, 2:42 PM
    • 55,005 Posts
    • 219,591 Thanks
    beanielou
    The joy of our kids
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 11th Feb 18, 7:28 PM
    • 8,835 Posts
    • 51,761 Thanks
    please-let-me-be-lucky
    I pegged out today for the first time this year .

    Just thought you’d like to know ... Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 30/60
    Best win so far - holiday to Florida
    • pennywisepoundstupid
    • By pennywisepoundstupid 11th Feb 18, 7:50 PM
    • 4,796 Posts
    • 16,332 Thanks
    pennywisepoundstupid
    I pegged out today for the first time this year .

    Just thought you’d like to know ... Xx
    Originally posted by please-let-me-be-lucky
    Wish I could peg out, we have had sleet and snow all day .
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £1000/£349.02 Kitchen savings stage 1 £1500/£160.24
    Amazon vouchers
    £9
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