Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • mummytogirls
    • By mummytogirls 29th Jan 18, 8:49 PM
    • 6,332Posts
    • 23,941Thanks
    mummytogirls
    Mummytogirls - taking the scenic route
    • #1
    • 29th Jan 18, 8:49 PM
    Mummytogirls - taking the scenic route 29th Jan 18 at 8:49 PM
    Evening Diary,

    Well there seems to be so many diaries being deleted at the moment I have decided to start a new one to try and preserve my history on here.

    My first diary can be found here: http://forums.moneysavingexpert.com/showthread.php?t=2311479&page=265

    So I started in March 2010 and it hasn't always been an easy route but weve managed to pay off quite a bit of our debt and we stand at £6069.37 today. We probably could have paid the debt off my now but we are enjoying our life (taking the scenic route) with our two girls (now aged 11 and 9). They are growing up too fast before my eyes, wish time would slow down a bit.

    So feel free to join my ramblings... usually about my MSE ways, what I eat and the all important pegging out in the summer .

    Mummytogirls xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
Page 16
    • mummytogirls
    • By mummytogirls 12th Aug 18, 10:09 AM
    • 6,332 Posts
    • 23,941 Thanks
    mummytogirls
    Morning Diary,

    Cant believe its Sunday already, these weeks are just flying on by!

    Yesterday was a good day. Had 3 loads of washing dried outside, the only downside is that its all now sat waiting for me to iron .
    DD1 went to football with Grandad and we then called in at Mr Al's for a few bits I had forgotten. Bought butter, juice, caramel shortbread (I didn't forget this DH picked it up!), lemonade and wipes for just over £5. Any other supermarket for a few bits would result in £30 later so I'm pleased with that.

    Today as expected the weather is raining so glad I did the washing yesterday. We are supposed to be watching the adult team from DDs football play today and I think we should be ok as they have a stand so shouldn't get soaked. Still it would be nicer if the weather wasn't raining!
    Need to call at N3xt and pick up the girls school trousers and also Mr T's for some gravy and milk. Will be armed with my £2 CC vouchers though .
    So basically there will be spends today and tomorrow. All budgeted which makes it a bit easier to deal with.

    Hope all ok xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • mummytogirls
    • By mummytogirls 14th Aug 18, 7:52 PM
    • 6,332 Posts
    • 23,941 Thanks
    mummytogirls
    Evening Diary,

    All well here in Mummy's land, only problem is I can't stop spending money . We were meeting up with DD's friends today and usually it would have been the park but the weather has been rainy again here. So we ended up at soft play. I drew £30 out, spent £4 in Mr Al's, gave the girls their spending money and have now got £5 in my purse . Really just need to get on holiday now and eat and drink the all inclusive and spend no money .
    Thats not going to happen is it!

    We are not meeting up with anyone now so that should stop the spending! I have got a list of jobs as long as my arm aswell!

    Thats about all from me xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • Sun Addict
    • By Sun Addict 14th Aug 18, 8:24 PM
    • 6,421 Posts
    • 44,790 Thanks
    Sun Addict
    Not long until your hols now. All inclusive is brilliant when you've got kiddies, saves a fortune. Have a fab time xx
    Virtual Sealed Pot 2010 £13.14
    Debt £1880
    Weight loss 0/6LBS
    Emergency Fund £4000/£10,000
    • mummytogirls
    • By mummytogirls 14th Aug 18, 8:29 PM
    • 6,332 Posts
    • 23,941 Thanks
    mummytogirls
    Im looking forward to it SA. We will be spending a bit of money as we are planning a trip to Barcelona and a trip to the water park. Im sure it will be worth every penny xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • WannabeFree
    • By WannabeFree 14th Aug 18, 8:42 PM
    • 2,016 Posts
    • 18,384 Thanks
    WannabeFree
    The rain is miserable isn't it!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • mummytogirls
    • By mummytogirls 14th Aug 18, 8:47 PM
    • 6,332 Posts
    • 23,941 Thanks
    mummytogirls
    It is WF, I've even had to use my dryer today . Were not used to this weather after the heatwave xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • WannabeFree
    • By WannabeFree 14th Aug 18, 8:49 PM
    • 2,016 Posts
    • 18,384 Thanks
    WannabeFree
    I know

    Makes things so much more expensive too when you can't do the park etc!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • mummytogirls
    • By mummytogirls 15th Aug 18, 4:23 PM
    • 6,332 Posts
    • 23,941 Thanks
    mummytogirls
    Afternoon Diary,

    Just having 5 mins before I need to get on with tea.

    Had a very busy day today, washed the girls bedding and got it line dried just in time for a bit of rain. Been to the doctors for a medication review, taken the old books to the library, collected an order from b00ts containing DD's ear plugs for swimming, caught up with the ironing, collected our Euros and packed... Phew theres no wonder I feel tired now.

    Tomorrow's jobs include a bit of pampering with nails and waxing and then cleaning the house and washing our bedding.
    Im going to get up early with DH tomorrow that hopefully I will be able to get some sleep Thursday night and we are getting picked up at 4am Friday .

    Did the meter readings today and I'm £66 in credit which is good as weve only got 1 week of us being here now so will be interested to see how much the house uses when were not in it!!!

    Think thats about all, hope all ok xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • Alice in Poorland
    • By Alice in Poorland 15th Aug 18, 4:55 PM
    • 2,301 Posts
    • 8,001 Thanks
    Alice in Poorland
    Great news on the meter readings.

    Hope you all have a brilliant holiday mummy.

    Xx
    DMP with CCCS started Jan'12 £34,906 Jan'13 £31,893 Jan'14 £26,836 Jan'15 £21,894 Jan'16 £16,839 Jan'17 £14,415 Jan'18 £12,938ish! Self managed from Jan'17
    Jan 18- Bcard1 £1102,Bcard2 £4775, C@ptl £2540 ,Ybank £3520,Virgin/MBNA £0,YB1 £0, S@ntader £0, Bcard loan £0,
    DFD - Jan 2027 Nov 2018 Jan 2019 - DFD not sure at the minute!
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 15th Aug 18, 7:34 PM
    • 9,235 Posts
    • 55,903 Thanks
    please-let-me-be-lucky
    Happy holidays Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 40/60
    Best win so far - holiday to Florida
    • beanielou
    • By beanielou 15th Aug 18, 9:57 PM
    • 58,871 Posts
    • 244,311 Thanks
    beanielou
    Happy happy holidays.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • mummytogirls
    • By mummytogirls 16th Aug 18, 4:06 PM
    • 6,332 Posts
    • 23,941 Thanks
    mummytogirls
    Good Afternoon Diary,

    Last day before we go on holiday . Been very busy again today but the house is pretty much straight now.
    Ive got spinning class tonight and then literally a few things to pack after. I will have a wash load to get washed and dried too which is DH's work things and my gym clothes.

    Im starting to feel a bit jittery now so trying to keep busy. Im not taking off's biggest fan and every time I think about it I feel a bit sick! Will be glad when were there and I can just chill. I never feel as jittery coming back for some reason!

    Thank you Alice, PLMBL and Beanie for a wishing us a great holiday, I'm sure we will have a great time xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • WannabeFree
    • By WannabeFree 16th Aug 18, 4:17 PM
    • 2,016 Posts
    • 18,384 Thanks
    WannabeFree
    Have an amazing holiday

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • mummytogirls
    • By mummytogirls 16th Aug 18, 4:21 PM
    • 6,332 Posts
    • 23,941 Thanks
    mummytogirls
    Thanks WF xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • redofromstart
    • By redofromstart 16th Aug 18, 4:58 PM
    • 2,061 Posts
    • 12,815 Thanks
    redofromstart
    Hope you have a lovely break
    • Sun Addict
    • By Sun Addict 16th Aug 18, 8:57 PM
    • 6,421 Posts
    • 44,790 Thanks
    Sun Addict
    Have a fabulous holiday. I love taking off it's the flying bit I get jittery about in case there's turbulence. Weird but I don't bother on the way back either.

    Happy holidays
    Virtual Sealed Pot 2010 £13.14
    Debt £1880
    Weight loss 0/6LBS
    Emergency Fund £4000/£10,000
    • Lia-Crafts
    • By Lia-Crafts 16th Aug 18, 11:47 PM
    • 5 Posts
    • 7 Thanks
    Lia-Crafts
    Happy new diary, the scenic route is much more fun
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
    • mummytogirls
    • By mummytogirls 25th Aug 18, 11:46 AM
    • 6,332 Posts
    • 23,941 Thanks
    mummytogirls
    Morning Diary,

    We are back big sad faces here!!! Had an absolutely brilliant time and I always wonder why I get jittery about the take off as I'm always fine! I think its just all the waiting around and anticipation of it all. Even DH who gets really jittery about flying was totally fine. I think it helped that we had hardly any turbulence unlike our last flight which we couldn't take our belts off for it .
    We hardly spent any money and brought over 100 euros back so I'm going to change that back and put it into the savings.

    The weather was atrocious as we got back, hail stones and everything! Took me all night to get back to this temperature .

    Weather has been kind to us today though and is very sunny so as you can imagine the holiday washing it out drying.

    I am on a bit of a downer today, hate coming back from holiday! We spend all year paying for it and weeks preparing and then its over just like that. Last night MIL, my dad and then my mum all rang with bad news from whilst we had been away. It has really made me think you really need to live life to the absolute max as much as you can. So with this in mind I've been looking for next years holiday .
    MIL actually called over which is totally unlike her so I knew something was wrong and she's made mutterings about us all going away together.
    Then my sisters text this morning saying it would be nice if we could all go.
    We don't really do going away with people well as we like to please ourselves! Then again I see big groups of people enjoying their holiday together and it does make me want to do this.

    Hope everyones ok, will catch up with everyones diaries shortly xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 25th Aug 18, 5:38 PM
    • 9,235 Posts
    • 55,903 Thanks
    please-let-me-be-lucky
    Glad you had an amazing time.

    Sorry to hear you’ve had bad news Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 40/60
    Best win so far - holiday to Florida
    • Sun Addict
    • By Sun Addict 25th Aug 18, 5:41 PM
    • 6,421 Posts
    • 44,790 Thanks
    Sun Addict
    Glad you had a fab time. Coming home from holidays is hard I think I'd prefer to go on holiday with others just for someone else to occupy Mr SA. If you can still do your own thing it should be ok MTG it's when you've got to start pleasing other people it gets a pain.

    Anyway welcome home xx
    Virtual Sealed Pot 2010 £13.14
    Debt £1880
    Weight loss 0/6LBS
    Emergency Fund £4000/£10,000
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

228Posts Today

1,457Users online

Martin's Twitter