Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Uniscots97
    • By Uniscots97 29th Jan 18, 7:31 PM
    • 6,423Posts
    • 23,795Thanks
    Uniscots97
    Back, still in debt, probably depressed (Take 2)
    • #1
    • 29th Jan 18, 7:31 PM
    Back, still in debt, probably depressed (Take 2) 29th Jan 18 at 7:31 PM
    Hi, for those following my previous diary “ Back, still in debt, probably depressed and not a lot going right ”, I’m not sure what happened to it. It just disappeared overnight. I’ve reported it but read a lot of threads are disappearing.

    So if you’re new to my diary.... hello!! If you read my previous diary welcome back and thank you for trying to find me.

    So today, I was telling my boss about my health. I thought he was going to cry and he asked me to send him an email confirming what I told him.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
Page 9
    • CapricornLass
    • By CapricornLass 10th Mar 18, 6:42 PM
    • 153 Posts
    • 503 Thanks
    CapricornLass
    I'm so sorry to hear your news - I'm not quite sure what to say. I'm sure that the others are right, that the cyst is benign and that everything will eventually be sorted out, but I also know that in your shoes, I would be worrying about if it wasn't.

    Fingers crossed for you that the appointments will come through soon. Will the medical insurance cover the costs of the testing and the op as well? If not, do you have something in writing from the private consultant? One of my friends' brother had x-rays for his bad hip done privately, and took the xrays to the NHS consultant, and its actually brought the date of his hip replacement op forward.
    Sealed Pot Challenge no 265.
    • Uniscots97
    • By Uniscots97 11th Mar 18, 7:32 AM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Thank you for all the messages it means a lot.

    Capricornlass, my insurance should cover the whole thing but I need to phone and check at every stage. My Mum didn't take the news well then said can I hurry up and sell my house in case something happens! Not quite sure she meant it like that but I got a bit upset with her.

    OH asked what I wanted for Mother's Day and I said an uninterrupted lie in. So here I am and I cannot sleep! Trying to rest.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • beanielou
    • By beanielou 11th Mar 18, 3:28 PM
    • 55,005 Posts
    • 219,599 Thanks
    beanielou
    Hope that you have the tests really soon.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Seasidegal58
    • By Seasidegal58 12th Mar 18, 1:43 PM
    • 1,980 Posts
    • 12,240 Thanks
    Seasidegal58
    Coming out of lurkdom Uniscots.

    I'm very sorry to hear your news and that you are so worried. If it helps, about ten years ago I began to feel a lump on my throat whenever I put moisturiser/foundation on my neck. My GP thought it might something to do with my thyroid gland so sent me to the appropriate consultant (I was lucky too in that I had private insurance through work). After tests, the result was that I had a benign cyst on my thyroid gland, but the consultant concluded that it might be better to remove part of the thyroid gland with the cyst in case of eventual complications. This was effected through an operation under general anaesthetic and an overnight stay. He did say that it could effect my thyroid levels, but after tests my levels did stay above borderline, though they dropped about four years ago and my GP decided to put me on a dose of 1 levothyroxine tablet per day, which I have taken ever since without any ill effects. My levels are checked periodically, but I haven't had to increase my medication at all.

    Incidentally the operation left me with a thin scar on my neck which has faded over time and you can't really see it all when I put foundation over it.

    I hope the above allays your fears - the consultant did reiterate at the time that most of these lumps on the thyroid are benign.

    I hope you appointment date arrives soon and do try not to stress in the meantime (easier said than done I know!).

    SSG x
    Finally Debt Free! - July 2016
    Finished Emergency Fund- £10,000 April 2017

    Next Scrimpy Goal - Ad Hoc Savings - 20/05/2018: £646.59
    MONTHS TO RETIREMENT: 35!
    My diary: “Paid off the £31,0000! BUT- still scrimping!”
    • Uniscots97
    • By Uniscots97 12th Mar 18, 11:07 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Thank you Seasidegal. Hearing others have come through it ok gives me hope. Scars don't bother me, I have quite a few. I heard a really good quote tonight from the film a wrinkle in time. One of the characters was quoting a Persian poet " The wound is where the light enters you". I thought it was very meaningful yet simple.

    I got a call from the hospital and my tests are next week. Just need to
    Call the insurance company and confirm.

    Not exactly money saving for me today. I saved 5p on a bag, but bought my friend's LO slippers, trainers and socks. The total of what I bought was over £30 but got it for just over £10.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • beanielou
    • By beanielou 13th Mar 18, 8:51 PM
    • 55,005 Posts
    • 219,599 Thanks
    beanielou
    Bargain though on LO's things.
    Lovely of you
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Uniscots97
    • By Uniscots97 14th Mar 18, 6:17 AM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    I did not sleep well last night, so tired this morning. Just want to get my results and everything be ok.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • CapricornLass
    • By CapricornLass 15th Mar 18, 10:25 AM
    • 153 Posts
    • 503 Thanks
    CapricornLass
    Hope you are feeling a bit better today?
    Sealed Pot Challenge no 265.
    • beanielou
    • By beanielou 15th Mar 18, 10:41 AM
    • 55,005 Posts
    • 219,599 Thanks
    beanielou
    Popping in to say hello
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Uniscots97
    • By Uniscots97 15th Mar 18, 10:44 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Hi All it's been a busy day. Had bulb out on my car so had to go get that sorted. Got bit of extra money through (£25 roughly) so that will be getting put to my debt
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • CapricornLass
    • By CapricornLass 16th Mar 18, 11:10 AM
    • 153 Posts
    • 503 Thanks
    CapricornLass
    Delighted to hear of your baby steps!

    (Sorry, recovering from gatric flu here, and feel really woolly-brained!)
    Sealed Pot Challenge no 265.
    • Uniscots97
    • By Uniscots97 16th Mar 18, 7:52 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Delighted to hear of your baby steps!

    (Sorry, recovering from gatric flu here, and feel really woolly-brained!)
    Originally posted by CapricornLass
    Sorry to hear that. Hope you feel better soon Capricornlass.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • beanielou
    • By beanielou 17th Mar 18, 7:04 PM
    • 55,005 Posts
    • 219,599 Thanks
    beanielou
    Enjoy your weekend.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Uniscots97
    • By Uniscots97 17th Mar 18, 7:41 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Doing some house stuff this weekend to try and get the house on the market asap. Car passed its mot with flying colours and batch cooked some items and they are now in the freezer (its full!). So just need fresh stuff for next week! More bag savings to add,only 10p.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • runninglea
    • By runninglea 17th Mar 18, 7:48 PM
    • 866 Posts
    • 1,283 Thanks
    runninglea
    Good news that the house is nearly ready for sale. Hope it all goes well
    Year 2018 (8,500/£17000mortgage repayment)Overall mortgage (64,600/165568) (39
    .0%) (38/100) payments made. Total paid 2018 year £8,500

    Total paid 2017 year £15,300Total paid 2018 year £8,500
    • Uniscots97
    • By Uniscots97 17th Mar 18, 8:11 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Thanks Runninglea.

    My hospital appointment next week can't come soon enough. Will update my cc total shortly as been making as many little payments as possible.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • Uniscots97
    • By Uniscots97 18th Mar 18, 9:22 AM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Very lazy morning. OH has taken LO to do the shopping and I am watching a box set in bed. Not sure whether I'll get my full shop but it is nice to get a bit of down time
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • beanielou
    • By beanielou 18th Mar 18, 11:10 AM
    • 55,005 Posts
    • 219,599 Thanks
    beanielou
    Happy down time to you
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Uniscots97
    • By Uniscots97 20th Mar 18, 8:23 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Hospital tomorrow afternoon, it can't come quick enough. How is everyone?
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • maddiemay
    • By maddiemay 20th Mar 18, 8:45 PM
    • 3,498 Posts
    • 32,044 Thanks
    maddiemay
    Hope that all goes well tomorrow, for me the waiting and the not knowing is far worse than knowing what it is and how to deal with it. Will be thinking of you.

    The snow and ice has all gone at last, I went out today for the first time since Friday, I didn't really need to get much, but was going a bit stir crazy. OH and I get along well, but both of us enjoy what time we get alone, he went cycling this morning and I pottered about de-cluttering a little, this afternoon I looked around the shops and went and sat in C*sta had a pot of tea and people watched for a while, I think we both re-charged our batteries
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

784Posts Today

6,227Users online

Martin's Twitter