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  • FIRST POST
    • docmatt
    • By docmatt 26th Jan 18, 7:32 PM
    • 870Posts
    • 448Thanks
    docmatt
    Barclays won’t let me pay cash in without a card anymore.
    • #1
    • 26th Jan 18, 7:32 PM
    Barclays won’t let me pay cash in without a card anymore. 26th Jan 18 at 7:32 PM
    My brother lives in Wales, I’m in the midlands. He’s unemployed and receives a little benefit due to his arthritis. He just gets by.

    IF I do a job for a customer and I get a decent tip or I have a good week, I’ll put 100 to one side and when I’m next in town I pay it into his Barclays account quoting his name and sort code and account number. I bank with HSBC.

    It might be every two weeks, maybe once a month. It just helps him out.

    Anyway I haven’t been into the bank for a month and I had 150 in cash and when I went to pay it in they refused saying things have changed and the only way I can pay it in is with his card but he lives miles away and there is no way I can get his card off him, he needs it!

    Is this just a Barclays thing or are all the banks doing it? I posted the money special delivery instead but it was a ball ache going to the post office the other side of the town.
Page 1
    • Mchambers
    • By Mchambers 26th Jan 18, 7:46 PM
    • 875 Posts
    • 264 Thanks
    Mchambers
    • #2
    • 26th Jan 18, 7:46 PM
    • #2
    • 26th Jan 18, 7:46 PM
    Suggest you put in your HSBC account and then give your bruv a cheque.
    • northwalesd
    • By northwalesd 26th Jan 18, 7:47 PM
    • 284 Posts
    • 184 Thanks
    northwalesd
    • #3
    • 26th Jan 18, 7:47 PM
    • #3
    • 26th Jan 18, 7:47 PM
    Can't you just pay it into your own account and transfer it to your brother? There have been a couple of threads about not being able to pay in without a card recently, though I don't know if it's a Barclays thing.
    • xylophone
    • By xylophone 26th Jan 18, 7:54 PM
    • 25,371 Posts
    • 14,967 Thanks
    xylophone
    • #4
    • 26th Jan 18, 7:54 PM
    • #4
    • 26th Jan 18, 7:54 PM
    Make a faster payment from your personal account to your brother's account.
    • EachPenny
    • By EachPenny 26th Jan 18, 7:58 PM
    • 4,948 Posts
    • 13,197 Thanks
    EachPenny
    • #5
    • 26th Jan 18, 7:58 PM
    • #5
    • 26th Jan 18, 7:58 PM
    I was in a Barclays branch today, at least I think I was - it was a room full of machines with one person who looked vaguely official.

    I was trying to find out about cheque processing times and noticed a leaflet about this change to paying in cash.

    The helpful advice included: "Give the cash to the other person". Brilliant idea. If everybody did that we wouldn't need the banks any more.

    If I remember correctly, the alternative to using the debit card is to pay in using a pre-printed paying-in slip. So if your brother asks Barclays to send him a new book of paying-in slips he can give this to you (instead of his card) and you should still be able to pay cash straight into his account.
    "In the future, everyone will be rich for 15 minutes"
    • Flobberchops
    • By Flobberchops 26th Jan 18, 8:29 PM
    • 723 Posts
    • 523 Thanks
    Flobberchops
    • #6
    • 26th Jan 18, 8:29 PM
    • #6
    • 26th Jan 18, 8:29 PM
    Yep, Barclays and several other banks are moving to a "no identification, no deposit" policy.

    The simplest thing for you is probably to just use your own bank or online/mobile banking to transfer your brother the money. Or, if you really must pay in cash, ask your brother to order a paying in book and send you some of the slips.
    I work for a UK bank, but any comments made on this forum are solely my personal opinion. Caveat Emptor!
    • Robisere
    • By Robisere 26th Jan 18, 8:54 PM
    • 2,240 Posts
    • 3,052 Thanks
    Robisere
    • #7
    • 26th Jan 18, 8:54 PM
    • #7
    • 26th Jan 18, 8:54 PM
    Make a faster payment from your personal account to your brother's account.
    Originally posted by xylophone
    THIS ^^^

    It's what I do if I need to transfer money to family members, and what family members do in the opposite direction. It's simple and it's quick.
    I think this job really needs
    a much bigger hammer.
    • brianposter
    • By brianposter 26th Jan 18, 8:57 PM
    • 202 Posts
    • 45 Thanks
    brianposter
    • #8
    • 26th Jan 18, 8:57 PM
    • #8
    • 26th Jan 18, 8:57 PM
    Yep, Barclays and several other banks are moving to a "no identification, no deposit" policy.
    Originally posted by Flobberchops
    I get this in Spain sometimes. It is totally stupid.
    • docmatt
    • By docmatt 26th Jan 18, 9:48 PM
    • 870 Posts
    • 448 Thanks
    docmatt
    • #9
    • 26th Jan 18, 9:48 PM
    • #9
    • 26th Jan 18, 9:48 PM
    Yep, Barclays and several other banks are moving to a "no identification, no deposit" policy.

    The simplest thing for you is probably to just use your own bank or online/mobile banking to transfer your brother the money. Or, if you really must pay in cash, ask your brother to order a paying in book and send you some of the slips.
    Originally posted by Flobberchops
    Ok I’ll get him to order some slips and do it that way. Many thanks.
    • mgdavid
    • By mgdavid 26th Jan 18, 11:58 PM
    • 5,594 Posts
    • 4,916 Thanks
    mgdavid
    Ok I’ll get him to order some slips and do it that way. Many thanks.
    Originally posted by docmatt
    Why on earth wold you put a task on your brother when a better solution has already been suggested?
    What exactly do you object to with paying it in to your account and doing an FP?
    The questions that get the best answers are the questions that give most detail....
    • EachPenny
    • By EachPenny 27th Jan 18, 1:31 AM
    • 4,948 Posts
    • 13,197 Thanks
    EachPenny
    Why on earth wold you put a task on your brother when a better solution has already been suggested?
    What exactly do you object to with paying it in to your account and doing an FP?
    Originally posted by mgdavid
    At a guess the OP doesn't have online banking, or doesn't like using it?

    Even if they do, there are many people out there who don't, but still need ways of paying cash into other people's accounts (legitimately).
    "In the future, everyone will be rich for 15 minutes"
    • Hoogle
    • By Hoogle 27th Jan 18, 2:11 AM
    • 192 Posts
    • 173 Thanks
    Hoogle
    You should be careful paying money into someones account on benefits, if the DWP ever ask for bank statements and he has never declared it, you could get your brother sanctioned and investigated. Doesnt seem like a lot Ł100 here and there but to DWP it could be. If he can not work is he on ESA support group ? or even applying for PIP if he is struggling financially which I can imagine many people on benefits are, at least make sure he is claiming everything he is entitled to. Last thing you want is a fraud investigation on his claim.
    • Chrysalis
    • By Chrysalis 27th Jan 18, 3:00 AM
    • 2,214 Posts
    • 1,056 Thanks
    Chrysalis
    As long as its not regular its ok, Ł100 as a gift every now and then should be ok, but I agree that he should be careful.

    I expect the OP probably is keeping the income undeclared for tax reasons hence wanting to do a cash deposit.

    Barclays for that exact reason probably have the new policy as anti money laundering.

    Just reread the first post, I think every 2 to 4 weeks actually could be considered regular by the DWP so definitely on shaky ground. Thats enough to double his income depending on which benefit he is on.
    • maisie cat
    • By maisie cat 27th Jan 18, 4:25 AM
    • 393 Posts
    • 465 Thanks
    maisie cat
    Why not set up one of those supermarket gift card accounts, I think they are designed so that parents can credit an account for their student children to buy food. That way you know he can access food
    • Ballard
    • By Ballard 27th Jan 18, 7:58 AM
    • 1,787 Posts
    • 1,525 Thanks
    Ballard
    Why on earth wold you put a task on your brother when a better solution has already been suggested?
    What exactly do you object to with paying it in to your account and doing an FP?
    Originally posted by mgdavid
    My guess is that they get paid for cash jobs and don’t want that money to go through their bank but perhaps I’m being cynical.

    I don’t know the reasons why a card is needed but it may well be simply to stop errors. Mistype the number on a paying in slip and a stranger gets a nice bonus.
    I got a letter from the government the other day. I opened it and read it. It said they were suckers.
    • EachPenny
    • By EachPenny 27th Jan 18, 12:52 PM
    • 4,948 Posts
    • 13,197 Thanks
    EachPenny
    I don’t know the reasons why a card is needed but it may well be simply to stop errors. Mistype the number on a paying in slip and a stranger gets a nice bonus.
    Originally posted by Ballard
    I think that is part of it, but debit cards and pre-printed pay-in slips are machine readable and therefore compatible with Barclays' preferred method of doing business sans-human.

    Customers filling in a paying in slip by hand with the account details can make mistakes, but that method is also likely to require a teller to read the details and type them in (a further source of error) which takes time.
    "In the future, everyone will be rich for 15 minutes"
    • agrinnall
    • By agrinnall 27th Jan 18, 4:18 PM
    • 20,117 Posts
    • 15,840 Thanks
    agrinnall
    My guess is that they get paid for cash jobs and don’t want that money to go through their bank but perhaps I’m being cynical.
    Originally posted by Ballard

    I guess I must be a cynic too as that was exactly my thought.
    • scottishbank
    • By scottishbank 27th Jan 18, 6:57 PM
    • 30 Posts
    • 8 Thanks
    scottishbank
    Pre-paid card
    What about pre-paid card? Pockit has low fees and can be loaded by using PayPoint.
    • Another nobody
    • By Another nobody 14th Mar 18, 3:00 PM
    • 1 Posts
    • 0 Thanks
    Another nobody
    its all !!!!!!!! isnt it?
    I regularly pay into my lovely E-Wifes account, i pay cash into the bank to her Barclays account..Now I cant do this anymore.

    Im homeless, I dont have a bank account anymore, she got the house, the cars, the kids etc...I got all the debts which I struggled to pay. I ended up jobless and homeless.... I do however still try and pay maintenance when ever I get some cash..

    But now I cant even do that. I have no chance of opening an account .. god I have tried, but no chance without proper documentation. I cant even change my driving licence into a friends address because DVLC don't believe I liver their, they say I have to prove I live their by having bills in my name?? Bills like phone bills or utility bills..I have none of these, I explained I don't live their, but do stay on occasions....I'm rambling..sorry.

    So, I cant give my kids any money unless I walk the 125 miles to see them and give it to them in hard cash...I don't want to give money to my friend to go thru his bank account..its personal to me.
    !!!! you barclays.

    Life is so hard anyway without this mush .

    Im sure all those politicians and other rich sods are creaming money all over the world to offshore accounts,, but its the little people like me that get the blame and end up destitute and lost in this world.
    • xylophone
    • By xylophone 14th Mar 18, 4:48 PM
    • 25,371 Posts
    • 14,967 Thanks
    xylophone
    https://www.moneyadviceservice.org.uk/blog/how-to-beat-id-issues-when-opening-a-bank-account

    Do you receive any benefits?
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