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  • FIRST POST
    • Courgette
    • By Courgette 26th Jan 18, 6:35 PM
    • 1,732Posts
    • 18,352Thanks
    Courgette
    Courgette resets her sights
    • #1
    • 26th Jan 18, 6:35 PM
    Courgette resets her sights 26th Jan 18 at 6:35 PM
    After a rather extended mfw hiatus, I think it's about time I re-sorted myself out and get back on track!

    DS3 goes to school in September and I've had a lovely few years being a SAHM with a bit of self-employed work chucked in. Our household income is very low though and I need to really start addressing at least my part of this. We've also just had a pretty massive extension done, and although I am beyond delighted with it, it has gone over budget. We now find ourselves in the excellent position of having run out of money before the new kitchen has run out of bills

    So the initial focus of this diary will be to earn and save the money we need to complete the kitchen. It's currently knocked through, plastered and the electric points have been put in but not wired up/made live.

    We've got about 600 left of the building budget which will go on the underfloor heating then we need to crack on and earn more money so we can buy the flooring and pay the electricians.

    Time to crack on!
    A reminder to myself: Persistence Pays Off
    Mortgage 1: 95,000 78,900 at 3.1%
    Mortgage 2 (BTL): 83, 489.15 at 2.99% (I.O.)
    Savings (S&S ISA): 3000 Plus 6 months emergency savings earning 3%
Page 8
    • beanielou
    • By beanielou 8th Aug 18, 6:28 PM
    • 56,269 Posts
    • 227,667 Thanks
    beanielou
    Our library sends reminders when our books are due back~~luckily or I can check my account on line which I also use for reservations or renewals.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Courgette
    • By Courgette 8th Aug 18, 7:05 PM
    • 1,732 Posts
    • 18,352 Thanks
    Courgette
    I think ours do too. Problem is each of us has a card and only one is set up for reminders plus it goes to my email account that had 9000 unread in it so it's easy to miss. Easy to solve just need to do it
    A reminder to myself: Persistence Pays Off
    Mortgage 1: 95,000 78,900 at 3.1%
    Mortgage 2 (BTL): 83, 489.15 at 2.99% (I.O.)
    Savings (S&S ISA): 3000 Plus 6 months emergency savings earning 3%
    • Courgette
    • By Courgette 9th Aug 18, 10:32 AM
    • 1,732 Posts
    • 18,352 Thanks
    Courgette
    Whoop! Just had an interview for another online school. Got it and it's got a starting salary of $24. Will need to wait to see how many classes they can actually offer me though before I make any decisions regarding my current, lower paying job. Nice start to the day though!
    A reminder to myself: Persistence Pays Off
    Mortgage 1: 95,000 78,900 at 3.1%
    Mortgage 2 (BTL): 83, 489.15 at 2.99% (I.O.)
    Savings (S&S ISA): 3000 Plus 6 months emergency savings earning 3%
    • beanielou
    • By beanielou 9th Aug 18, 3:41 PM
    • 56,269 Posts
    • 227,667 Thanks
    beanielou
    That's good news
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
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