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  • FIRST POST
    • craftingmad
    • By craftingmad 23rd Jan 18, 8:28 AM
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    craftingmad
    5 a day to save away
    • #1
    • 23rd Jan 18, 8:28 AM
    5 a day to save away 23rd Jan 18 at 8:28 AM
    So I've decided I'd start my very own 5 a day challenge to help me make savings to my household budget and or/earn a few extra ££'s.

    Each day I aim to do 5 little things which will help me with my goal so lets see how long I can keep it up for
    Last edited by craftingmad; 23-01-2018 at 8:59 AM.
    Mortgage - £125k £32k £24k OP Made 2010 £29320 OP 2011 £4200
    BTL Mortgage £81K BTL Mortgage £82
    No Craft Spending in 2019 10/365 Stash Busting Challenge 2019 31/2019

    1% club member 17,18& 21 - 100% reached 3 times £10k New Target £300.57/£5000 6%
    NSD JAN 8/16
Page 2
    • craftingmad
    • By craftingmad 10th Jan 19, 6:20 PM
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    • 6,125 Thanks
    craftingmad
    Hi squiggles - don't beat yourself up about the diet. I really can't stick to diets as I have no willpower. I've decided that I am going to eat healthier but still reward myself with chocolate
    Mortgage - £125k £32k £24k OP Made 2010 £29320 OP 2011 £4200
    BTL Mortgage £81K BTL Mortgage £82
    No Craft Spending in 2019 10/365 Stash Busting Challenge 2019 31/2019

    1% club member 17,18& 21 - 100% reached 3 times £10k New Target £300.57/£5000 6%
    NSD JAN 8/16
    • squiggles
    • By squiggles 10th Jan 19, 8:19 PM
    • 1,359 Posts
    • 2,545 Thanks
    squiggles
    Hi squiggles - don't beat yourself up about the diet. I really can't stick to diets as I have no willpower. I've decided that I am going to eat healthier but still reward myself with chocolate
    Originally posted by craftingmad
    I have no willpower either and have been losing the same 10-12lbs for the the last 3 years. Todayís failure was a free Krispey Krene donut for downloading the app. Once Iíve cheated I carry on eating what I like and start fresh tomorrow.
    • Tink_04
    • By Tink_04 10th Jan 19, 8:35 PM
    • 992 Posts
    • 5,199 Thanks
    Tink_04
    Hi!

    I love this idea! I will join in for tomorrow. I always try not to put the heating on unless the kids are home. Seems silly if it's just me.

    Tink
    Living the simple life
    £2 savings challenge
    • squiggles
    • By squiggles 11th Jan 19, 5:39 AM
    • 1,359 Posts
    • 2,545 Thanks
    squiggles
    Hi Tink-04.

    1. Just having one challenge for today but it’s a biggy. I am going to rewind my life back 15 years and do all the things I used to do when finances were tight.


    I used to use a website called Bobs free forum and it was great for free stuff and surveys. Is there any site similar where all the survey links are in one place and members can update each other on how good or bad they are? I have looked on MSE but everything is dotted all over and I’m looking for a list.
    • craftingmad
    • By craftingmad 11th Jan 19, 8:40 AM
    • 1,559 Posts
    • 6,125 Thanks
    craftingmad
    Good morning everyone, how are we this morning?

    Here's my 5 a day today - I'm not feeling very productive today a I have a really annoying cough come on after the cold I had over Christmas so we shall see how I get on

    1. NSD (that will be 5 in a row if I make it!) -
    2. No heating all day until kids come home from school -
    3. Look into higher rate savings accounts
    4. Pay car tax online to save a trip to the post office (this is not included in my spends as it is a planned expense) - DONE AND ONLY £20 SO IM A HAPPY BUNNY
    5. Do a workout on Wii Dance to save gym costs - DONE 30 MIN DANCE SESION COMPLETED BUT IT WAS HARDWORK TODAY WITH MY COUGH SO IM PLEASED WITH MYSELF FOR GETTING TO THE END. I DONT THINK IVE EVER MANAGED 5 DAYS IN A ROW OF EXERCISE BEFORE
    Mortgage - £125k £32k £24k OP Made 2010 £29320 OP 2011 £4200
    BTL Mortgage £81K BTL Mortgage £82
    No Craft Spending in 2019 10/365 Stash Busting Challenge 2019 31/2019

    1% club member 17,18& 21 - 100% reached 3 times £10k New Target £300.57/£5000 6%
    NSD JAN 8/16
    • MushyPeas
    • By MushyPeas 11th Jan 19, 1:01 PM
    • 3,073 Posts
    • 7,817 Thanks
    MushyPeas
    DONE 30 MIN DANCE SESION COMPLETED BUT IT WAS HARDWORK TODAY WITH MY COUGH SO IM PLEASED WITH MYSELF FOR GETTING TO THE END. I DONT THINK IVE EVER MANAGED 5 DAYS IN A ROW OF EXERCISE BEFORE
    [/COLOR]
    Originally posted by craftingmad


    Well done you!

    I just went for an hour and a half walk with a friend

    Feeling quite good thanks, glad it's Friday!

    Hope you feel a bit better soon. Ooh do share about the savings accounts, I need to do that!
    Previous debt: £14K Debt free: Sept '03 MFW#42 Mortgage OP savings £3433.72/£12000 2019 Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 Feb: £88.79/£280
    • MushyPeas
    • By MushyPeas 11th Jan 19, 10:36 PM
    • 3,073 Posts
    • 7,817 Thanks
    MushyPeas
    Hope everyone has got on well today, I didn't write my 5 in advance, but on reflection I have:

    1. Survived with the heating no higher than 14 degrees today - brrr
    2. Handwashed an item of clothing in the shower - thought it might save than running a separate bowl of water?
    3. Packaged up three items to sell on eBay.

    That's all I can think of moneysavingwise. Though I don't think I spent anything today - so that's another NSD :-)

    Have a great weekend all!
    Previous debt: £14K Debt free: Sept '03 MFW#42 Mortgage OP savings £3433.72/£12000 2019 Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 Feb: £88.79/£280
    • craftingmad
    • By craftingmad 12th Jan 19, 8:36 AM
    • 1,559 Posts
    • 6,125 Thanks
    craftingmad
    Thanks MushyPeas - it turns out I've got a chest infection so that might explain why I feel so rough

    I'm determined to still keep my 5 a day going though so here we go:-

    My list for today is:-

    1. NSD (aiming for my 6th in a row) - DONE
    2. Survive with the heating only on very low for most of the day (decided that with my chest infection I had better stay warm) - DONE
    3. Amuse the kids with board games and a wii game day to save going outside and spending money - DONE
    4. Prep tonight's dinner to stop us getting a take away - DONE ended up having pizza from the freezer
    5. Try and find the yearly savings account statement to request a new password for online access - STILL LOOKING!
    Last edited by craftingmad; 13-01-2019 at 8:05 AM.
    Mortgage - £125k £32k £24k OP Made 2010 £29320 OP 2011 £4200
    BTL Mortgage £81K BTL Mortgage £82
    No Craft Spending in 2019 10/365 Stash Busting Challenge 2019 31/2019

    1% club member 17,18& 21 - 100% reached 3 times £10k New Target £300.57/£5000 6%
    NSD JAN 8/16
    • MushyPeas
    • By MushyPeas 13th Jan 19, 1:00 PM
    • 3,073 Posts
    • 7,817 Thanks
    MushyPeas
    Morning - oh it's now afternoon!

    Just checking in at lunchtime as wanted to let you know crafting mad that this thread is inspiring thank you.

    Plans for today: what happened today
    1. Turn down hearing from 17 to 16.5 - we are all coping! done!
    2. When eBay items sold tonight wrap up ready for posting done, made so little though, only £1.48 hardly worth it
    3. List children's play house on Facebook move to tomorrow
    4. Do pension form - massive frog!!! move to Tuesday
    5. Submit health claims (just ones I can see so don't waste time trying to find others, I always wait till I have everything and then don't get around to it) and check to see if need to increase my monthly fee submitted one, had a quick look at fees and don't quite understand so will take a closer look again in the week

    That'll keep me busy!!
    Last edited by MushyPeas; 13-01-2019 at 10:00 PM.
    Previous debt: £14K Debt free: Sept '03 MFW#42 Mortgage OP savings £3433.72/£12000 2019 Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 Feb: £88.79/£280
    • MushyPeas
    • By MushyPeas 15th Jan 19, 2:43 PM
    • 3,073 Posts
    • 7,817 Thanks
    MushyPeas
    Hi Craftingmad and anyone else on the 5 a day challenge :-)

    My 5 today:

    1) Keep heating at 14.5 during the day (done!)
    2) Turn evening heating down to 16.5 rather than normal 17
    3) Check out Waitrose offers as have a voucher worth 20% off if I spent £40
    4) list an item (furniture) on Facebook

    Can only think of 4 today! Still not tackled last week's frog
    Previous debt: £14K Debt free: Sept '03 MFW#42 Mortgage OP savings £3433.72/£12000 2019 Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 Feb: £88.79/£280
    • craftingmad
    • By craftingmad 15th Jan 19, 4:45 PM
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    • 6,125 Thanks
    craftingmad
    Hi Mushypeas and everyone else taking part.
    I'm so glad I'm inspiring you.

    I took a few days off as I was really struggling with my chest infection but I'm on the mend so back up and raring to go.

    My 5 a day for today are:-

    1. No heating until kids come home from school - DONE - I popped my dressing gown over my clothes, wore two pairs of socks and my slippers and at times had a blanket over me so I've been toasty all day
    2. Meal plan for week - DONE
    3. Try and find the yearly savings account statement to request a new password for online access - FOUND IT - NEW PASSWORD REQUESTED
    4. Complete tax return online - DONE and I only saved the return to my computer instead of printing it out
    5. Take washing off radiators to get the benefit of the heat - DONE
    Mortgage - £125k £32k £24k OP Made 2010 £29320 OP 2011 £4200
    BTL Mortgage £81K BTL Mortgage £82
    No Craft Spending in 2019 10/365 Stash Busting Challenge 2019 31/2019

    1% club member 17,18& 21 - 100% reached 3 times £10k New Target £300.57/£5000 6%
    NSD JAN 8/16
    • craftingmad
    • By craftingmad 16th Jan 19, 12:37 PM
    • 1,559 Posts
    • 6,125 Thanks
    craftingmad
    Good afternoon everyone,

    I'm feeling pants again today so aiming to take it a bit easier on myself but still hoping to get my 5 a day so here's my list

    1. NSD (my car is in the garage so can't go anywhere anyway) - DONE
    2. Survive with the heating off until the kids get home from school - DONE I was toasty with my dressing gown and slippers yesterday
    3. Chase up Amazon and the Works for my refunds which are overdue - DONE £46 hit bank account straightaway from Amazon -now just waiting for £16 for them! £10 from the works credited finally as well
    4. Hang washing outside as its very windy so hopefully it should dry and save me using the radiators and tumble dryer for the towels - DONE and died so saved the tumbler !
    5. Go through bank statement and check correct -DONE and all correct
    Last edited by craftingmad; 17-01-2019 at 8:36 AM.
    Mortgage - £125k £32k £24k OP Made 2010 £29320 OP 2011 £4200
    BTL Mortgage £81K BTL Mortgage £82
    No Craft Spending in 2019 10/365 Stash Busting Challenge 2019 31/2019

    1% club member 17,18& 21 - 100% reached 3 times £10k New Target £300.57/£5000 6%
    NSD JAN 8/16
    • MushyPeas
    • By MushyPeas 16th Jan 19, 12:44 PM
    • 3,073 Posts
    • 7,817 Thanks
    MushyPeas
    Afternoon craftingmad! Wow well done on doing your tax return - I really need to tackle mine!!!

    Here are my five for today:

    1. Heating during the day on 14.5
    2. List another item for sale on Facebook
    3. NSD
    4. Pension frog
    5. Look at best deal for health insurance, calculating whether to increase or not

    Time for me to wash-up, so heating can stay low!

    Craftingmad, do you know how cold your house gets during the day? Hope not too chilly!!!

    MushyPeas x
    Previous debt: £14K Debt free: Sept '03 MFW#42 Mortgage OP savings £3433.72/£12000 2019 Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 Feb: £88.79/£280
    • 2Scratters
    • By 2Scratters 16th Jan 19, 1:07 PM
    • 21 Posts
    • 135 Thanks
    2Scratters
    Hi Peeps,
    Can I join this little crowd? like the simple idea here. Been floating around another few looking for inspiration (they all do well!). Lost my old login signature. I can tie some of the other threads together in this one it makes it simpler for me. Also has reminded me to get the wiifi out from under the TV unit!! Many Thanks
    Anything is better than nothing-check back and see
    • craftingmad
    • By craftingmad 17th Jan 19, 8:37 AM
    • 1,559 Posts
    • 6,125 Thanks
    craftingmad
    Hi Peeps,
    Can I join this little crowd? like the simple idea here. Been floating around another few looking for inspiration (they all do well!). Lost my old login signature. I can tie some of the other threads together in this one it makes it simpler for me. Also has reminded me to get the wiifi out from under the TV unit!! Many Thanks
    Originally posted by 2Scratters
    of course you can. Its great to have you onboard 2Scratters

    Can't wait to see your 5 a days
    Mortgage - £125k £32k £24k OP Made 2010 £29320 OP 2011 £4200
    BTL Mortgage £81K BTL Mortgage £82
    No Craft Spending in 2019 10/365 Stash Busting Challenge 2019 31/2019

    1% club member 17,18& 21 - 100% reached 3 times £10k New Target £300.57/£5000 6%
    NSD JAN 8/16
    • craftingmad
    • By craftingmad 17th Jan 19, 8:41 AM
    • 1,559 Posts
    • 6,125 Thanks
    craftingmad
    Good morning

    Well I've still not got my car back from the garage but at least it will hopefully mean I can get another NSD in as I still can't go anywhere!

    Here's my (hopefully) 5 a day for today:-

    1. Reuse plates from breakfast for my daughter and I to save running the dishwasher as much (we have the same pain au chocolate and she always eats her later than mine) - DONE
    2. NSD - DONE
    3. Survive with no heating until kids home from school -DONE I rocked the dressing gown looked again and was toasty even in this cold spell
    4. Sort out glitter tattoos ready for bookings at weekend - DONE all ready to go
    5. Go through fridges and see if anything needs freezing to save wasting it
    Last edited by craftingmad; 17-01-2019 at 6:05 PM.
    Mortgage - £125k £32k £24k OP Made 2010 £29320 OP 2011 £4200
    BTL Mortgage £81K BTL Mortgage £82
    No Craft Spending in 2019 10/365 Stash Busting Challenge 2019 31/2019

    1% club member 17,18& 21 - 100% reached 3 times £10k New Target £300.57/£5000 6%
    NSD JAN 8/16
    • aimeemum
    • By aimeemum 20th Jan 19, 2:08 PM
    • 253 Posts
    • 1,192 Thanks
    aimeemum
    Oh I like this. Please can I join in ...it's great to actually feel like I'm doing something towards my goal, even if it's not always a big thing, it's something.

    I think I will start tomorrow properly, as the kids are all at home today (Sunday) and as per usual I'm spending my day following them around, turning off lights and picking up left-behind objects! lol

    Will make myself a little list to refer to I think....love this idea.
    SAHM to 3 boys ~ History writer, reader and blogger.
    DFBX19 #148 - 21/3/2019 Week 11 - £1,805/£4,782 38% gone -- £2019 in 2019 #152 £70.47/£2019
    • aimeemum
    • By aimeemum 21st Jan 19, 10:13 AM
    • 253 Posts
    • 1,192 Thanks
    aimeemum
    21st Jan

    1. Leave heating off - our heating is programmed to come on 5-7.30am and then 5-7.30pm. Other than that I'm aiming to leave it off as much as possible. When it is on I'm hoping to keep the temp down at 19.

    2. Sell my sewing machine - Already done this it's on FB Marketplace and on my own FB page too.

    3. Check all my balances on my debts/bills and update my spreadsheet.

    4. Check on my ebay sales and pack up ready to send when they finish tomorrow.

    5. Make my shopping list for Thursday and decide if I'm doing the shopping online. If I am then I need to place the order tomorrow.
    SAHM to 3 boys ~ History writer, reader and blogger.
    DFBX19 #148 - 21/3/2019 Week 11 - £1,805/£4,782 38% gone -- £2019 in 2019 #152 £70.47/£2019
    • MushyPeas
    • By MushyPeas 22nd Jan 19, 12:49 PM
    • 3,073 Posts
    • 7,817 Thanks
    MushyPeas
    Morning all - oh afternoon! Catching up after the weekend. My list (I like reading other people's for inspiration):

    1. List two items on Facebook
    2. Start tax return !!
    3. Check work expenses have been paid
    4. Amend meal plan for week, coping with no more food shopping
    5. Do some exercise

    Have good Tuesdays everyone
    Previous debt: £14K Debt free: Sept '03 MFW#42 Mortgage OP savings £3433.72/£12000 2019 Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 Feb: £88.79/£280
    • MushyPeas
    • By MushyPeas 23rd Jan 19, 5:06 PM
    • 3,073 Posts
    • 7,817 Thanks
    MushyPeas
    Hi all, today so far I've:

    1) Kept heating to 14.5
    2) Stayed indoors all day, postponed lunch out

    Will try and be more productive by the end of the day! How is everyone else doing?
    Previous debt: £14K Debt free: Sept '03 MFW#42 Mortgage OP savings £3433.72/£12000 2019 Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 Feb: £88.79/£280
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