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  • FIRST POST
    • Cotta
    • By Cotta 22nd Jan 18, 12:20 PM
    • 2,658Posts
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    Cotta
    Do any Local Banks have Switching Perks?
    • #1
    • 22nd Jan 18, 12:20 PM
    Do any Local Banks have Switching Perks? 22nd Jan 18 at 12:20 PM
    Hi All,

    I never really hear any perks on offer from local banks in terms of switching bonuses. My question is do Ulster Bank, Bank of Ireland or Danske have any perks on offer for customers who switch to their accounts?

    Thanks
Page 1
    • AlwaysWorking
    • By AlwaysWorking 25th Jan 18, 3:26 PM
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    AlwaysWorking
    • #2
    • 25th Jan 18, 3:26 PM
    • #2
    • 25th Jan 18, 3:26 PM
    I not sure of any of the 'local' banks do but I noticed at lunchtime that HSBC on Royal Avenue in Belfast are offering 200 to 'switch & stay'.
    "I believe that everything happens for a reason. People change so that you can learn to let go, things go wrong so that you appreciate them when they're right, you believe lies so you eventually learn to trust no one but yourself, and sometimes good things fall apart so better things can fall together." Marilyn Monroe
    • In For A Penny
    • By In For A Penny 27th Jan 18, 7:13 AM
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    In For A Penny
    • #3
    • 27th Jan 18, 7:13 AM
    • #3
    • 27th Jan 18, 7:13 AM
    My question is do Ulster Bank, Bank of Ireland or Danske have any perks
    Originally posted by Cotta
    Local banks listed offer little. I don't understand why anyone would bank with them when other high street banks offer so much more (in relative terms).
    • Tammykitty
    • By Tammykitty 5th Feb 18, 1:54 PM
    • 570 Posts
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    Tammykitty
    • #4
    • 5th Feb 18, 1:54 PM
    • #4
    • 5th Feb 18, 1:54 PM
    Local banks listed offer little. I don't understand why anyone would bank with them when other high street banks offer so much more (in relative terms).
    Originally posted by In For A Penny


    Because, unlike the other high street banks, the local banks have a presence in many of the smaller towns around the North.


    My nearest town has ulster bank, the next nearest has a first trust (and possibly a danske?)


    The nearest "other" high street bank is 12 mile away.
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    • tara747
    • By tara747 7th Feb 18, 2:38 PM
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    • #5
    • 7th Feb 18, 2:38 PM
    • #5
    • 7th Feb 18, 2:38 PM
    Local banks listed offer little. I don't understand why anyone would bank with them when other high street banks offer so much more (in relative terms).
    Originally posted by In For A Penny
    I agree. Particularly if you live in Belfast, there's a wide range of banks - why bank with the local ones? They offer no switching perks and almost zero interest on deposits and savings.
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    • thetope
    • By thetope 7th Feb 18, 9:04 PM
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    • #6
    • 7th Feb 18, 9:04 PM
    • #6
    • 7th Feb 18, 9:04 PM
    For many national banks the post office can fulfil many of the most common services that you might need to go to the branch for. Is that an option for you? I can find no good reason to stick with any of the local banks.

    edit: my nearest branch of any bank is 11 miles away. But the post office is a quarter of a mile. My husband uses it for his business banking too - lodging takings, cheques etc.

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