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  • FIRST POST
    • Beaker99
    • By Beaker99 13th Jan 18, 8:23 PM
    • 226Posts
    • 120Thanks
    Beaker99
    First time buyer, slow move help...
    • #1
    • 13th Jan 18, 8:23 PM
    First time buyer, slow move help... 13th Jan 18 at 8:23 PM
    Hi all,

    I'm about to buy my first house. As we're currently renting, we're going to run both places for about 6 weeks to allow for a slow, low-stress move.

    I just wondered if anyone's got any advice, or things to watch out for when they did this? I'm hoping that the council and the various service providers will be used to this happening, but if anyone has any experiences to share or things to watch out for, please let me know!
Page 1
    • Aylesbury Duck
    • By Aylesbury Duck 13th Jan 18, 8:28 PM
    • 2,000 Posts
    • 2,637 Thanks
    Aylesbury Duck
    • #2
    • 13th Jan 18, 8:28 PM
    • #2
    • 13th Jan 18, 8:28 PM
    I think the main things to watch out for are the dual council tax, dual utility bills (at least standing charges on both properties), contents insurance - letting your insurer know that your possessions will need to be insured across both properties for a period, making sure you get buildings insurance to start the day you legally own the new property. Post - making sure it!!!8217;s redirected and that addresses are changed. Car insurance - making sure they know where the car(s) will be kept overnight and when.
    Last edited by Aylesbury Duck; 13-01-2018 at 9:25 PM. Reason: Spelling error
    • G_M
    • By G_M 13th Jan 18, 9:21 PM
    • 44,452 Posts
    • 52,788 Thanks
    G_M
    • #3
    • 13th Jan 18, 9:21 PM
    • #3
    • 13th Jan 18, 9:21 PM
    It mkes no difference to service providers.

    You give them an end date for final bills at one property - they don't care about the other.

    You give the other prviders the start date at the other property - they don't care about the first.
    • Beaker99
    • By Beaker99 13th Jan 18, 9:31 PM
    • 226 Posts
    • 120 Thanks
    Beaker99
    • #4
    • 13th Jan 18, 9:31 PM
    • #4
    • 13th Jan 18, 9:31 PM
    Thanks, will I be able to pay reduced council tax on the house I'm moving into for the first six weeks (technically uninhabited), or is it really not worth the hassle?
    • Slithery
    • By Slithery 13th Jan 18, 9:46 PM
    • 725 Posts
    • 1,132 Thanks
    Slithery
    • #5
    • 13th Jan 18, 9:46 PM
    • #5
    • 13th Jan 18, 9:46 PM
    Maybe, it depends on your council.

    Some of them charge 150% for unoccupied properties.
    • Debtslayer
    • By Debtslayer 13th Jan 18, 10:50 PM
    • 433 Posts
    • 624 Thanks
    Debtslayer
    • #6
    • 13th Jan 18, 10:50 PM
    • #6
    • 13th Jan 18, 10:50 PM
    Why 6 weeks?
    Check your rental agreement, normally it's 1 month notice required which you don't give until you exchange contracts
    This should be plenty of time to move
    Current Mortgage 01.10.17 113,513.88
    MFW Start Mortgage: 114,794.64
    Current MED: 2036 Target MED: 2026
    Overpayment Target for remainder of 2017: 2,000
    Mortgage overpayment savings: 684.80
    MFW No 124
    • davidmcn
    • By davidmcn 13th Jan 18, 11:18 PM
    • 7,843 Posts
    • 8,028 Thanks
    davidmcn
    • #7
    • 13th Jan 18, 11:18 PM
    • #7
    • 13th Jan 18, 11:18 PM
    An overlap is a good idea (I've never tried to do it all on one day) but six weeks seems excessive, unless you've got lots of work to do before the new place is habitable.
    • CommitedToChange
    • By CommitedToChange 14th Jan 18, 8:34 AM
    • 1,289 Posts
    • 4,022 Thanks
    CommitedToChange
    • #8
    • 14th Jan 18, 8:34 AM
    • #8
    • 14th Jan 18, 8:34 AM
    Why 6 weeks?
    Check your rental agreement, normally it's 1 month notice required which you don't give until you exchange contracts
    This should be plenty of time to move
    Originally posted by Debtslayer
    It's one months notice if you can exchange before that notice is due and you can arrange a suitable completion date. I'll probably have a 6 week overlap assuming I actually complete as my notice has to be before the 10th but I need to exchange / complete before the end of the month. (mortgage offer expires).

    I am looking forward to a slow move though I* as need to repaint my flat as part of my terms of being allowed to decorate while I lived here.

    * well me and friends bribed with pizzza and beer
    Attempting to buy a house
    • Beaker99
    • By Beaker99 14th Jan 18, 4:14 PM
    • 226 Posts
    • 120 Thanks
    Beaker99
    • #9
    • 14th Jan 18, 4:14 PM
    • #9
    • 14th Jan 18, 4:14 PM
    Thanks everyone, I'm in a fairly informal rent, with 6 weeks deposit. The landlord's happy to just not pay the last 6 weeks, hence the odd arrangement..
    • G_M
    • By G_M 15th Jan 18, 2:51 PM
    • 44,452 Posts
    • 52,788 Thanks
    G_M
    ..... The landlord's happy to just not pay the last 6 weeks, hence the odd arrangement..
    Originally posted by Beaker99
    I love the idea of a landlord who pays his tenant each week/mont.....
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